INDIVIDUALSMEDIAMEMBERS
 DISASTERS 
Recovering from a Flood
Protecting you and your family

  • Do not enter your home if flood waters are over the first floor.

  • Flood waters may bring poisonous snakes into your home. When walking through your home wear thick shoes and be alert.

  • Do not consume food that has come in contact with flood waters.

  • Beware of fire hazards such as broken gas lines, flooded electrical circuits and flammable or explosive materials coming from upstream.

Protecting your property

  • Inspect your home for damage, especially for cracks in foundations.

  • If your basement has flooded, do not pump it out all at once. Remove about one-third of the water per day. The wet ground surrounding your basement may cause the floors to buckle and the walls to collapse.

  • Water may have weakened walls and ceilings. Be on the lookout for falling walls and plaster.

  • Make temporary repairs. Keep all receipts done for work on your property.

  • Notify your insurance agent or company representative as soon as possible. If you have vacated the premises, make sure your representative knows where to contact you.

  • Take pictures of damaged property and keep notes. Use pictures and inventory lists to help your insurance agent and adjuster assess the damages.

  • Don't be rushed into signing repair contracts. Deal with reputable contractors. If you're unsure about a contractor's credentials, contact your claims adjuster, Better Business Bureau or Chamber of Commerce for referrals. Make sure the contractor you hire is experienced in repair work - not just new construction. Be sure of payment terms and consult your agent or adjuster before you sign any contracts.

© Insurance Information Institute, Inc. - ALL RIGHTS RESERVED -
To request use of our content, email content@iii.org

>>
In Case of a Hurricane
Are you a reporter searching for insurance-related information?
Click Here for Help
Content permission and free insurance content feeds
For permission click here





Renters insurance: A cost-effective purchase, even in tough times. (Also in Spanish)
Identity theft: Be vigilant and make sure you have the right type of insurance coverage this holiday season. (Also in Spanish)