INSURANCE TOPICS

Homeowners and Renters Insurance

Consumer Basics

• What is homeowners insurance?
  (Article)
• What is in a standard homeowners insurance policy?
  (Article)
• Are there different types of policies?
  (Article)
• What type of insurance do I need for a co-op or condo?
  (Article)
• Does my homeowners insurance cover flooding?
  (Article)
• What type of disasters are covered?
  (Article)
• Can I own a home without homeowners insurance?
  (Article)
• Can I get insurance if I rent my home?
  (Article)
• How do I take a home inventory and why?
  (Article)
• What's the difference between cancellation and nonrenewal?
  (Article)

Buying a Policy

• How much homeowners insurance do I need?
  (Article)
• Do I need special coverage for jewelry and other valuables?
  (Article)
• I’m installing a pool—what kind of insurance do I need?
  (Article)
• How do I pick an insurance company?
  (Article)
• Where can I buy insurance?
  (Article)
• How much will it cost?
  (Article)
• How can I save money?
  (Article)
• What does my credit rating have to do with purchasing insurance?
  (Article)
• What information do I need to provide to my agent?
  (Article)
• What if I can't get coverage?
  (Article)
• How often should I review my policy?
  (Article)
• Should I purchase an umbrella liability policy?
  (Article)

Filing a Claim

• Insurance Company Claims Filing Telephone Numbers
  (Article)
• How do I file a homeowners claim?
  (Article)
• How does the payment process work?
  (Article)
• How is the settlement amount determined?
  (Article)
• What can I do if I am having trouble settling my claim?
  (Article)
• How can I avoid scams after a disaster?
  (Article)

Safety and Preparedness Tips

• Making Sure Your Home Is Properly Covered for a Disaster
  (Article)
• Lightning Safety
  (Article)
• Surviving severe cold weather
  (Article)
• Grilling safety
  (Article)
• Home security
  (Article)
• Lawnmower safety
  (Article)
• Pool Safety
  (Article)
• Protecting your house from mold
  (Article)
• Protecting your bicycle from theft
  (Article)
• Remodeling your home
  (Article)
• Winter Weather Preparation
  (Article)

Research and Background Papers

• Dog Bite Liability
  (Issue Update)

Video