July may have ended with no named storms in the Atlantic, but a system located east of the Windward Islands has a high chance (60 percent) of becoming a tropical cyclone in the next 48 hours, according to latest forecasts from the National Hurricane Center (NHC).

A Weather Channel report reminds us that some 93 percent of major hurricanes (Category 3 or higher on the Saffir-Simpson hurricane wind scale) – those causing the most damage — occur during the peak months from August through October.

Another reason for residents of hurricane-prone areas not to let their guard down.

Insurers know this only too well. In a ranking of the top ten most costly hurricanes in the United States posted at III.org, all 10 hurricanes on the list occurred from August through October.

This year marks the 20th anniversary of Hurricane Andrew, the category 5 hurricane that devastated South Florida on August 24, 1992. It’s important to note that Andrew was the first storm in a late-starting season that produced only six named storms.

Check out I.I.I. president Dr. Robert Hartwig’s presentation on the legacy of Hurricane Andrew.