The 2010 Atlantic hurricane season gets underway today and by all accounts it’s going to be a busy one and perhaps the most active since record-breaking 2005. Tomorrow Colorado State University’s Tropical Meteorology Project team will issue its latest forecast.

Speaking on the sidelines of the Florida Governor’s Hurricane Conference last week to Reuters, William Gray, founder of the CSU storm research team said CSU will be upping its forecast for the season.

Back in April, CSU called for 15 named storms, including eight hurricanes, four of which were expected to be major (Category 3-4-5) hurricanes. It put the probability of U.S. major hurricane landfall at about 130 percent of the long-period average.

In its latest seasonal outlook, the National Oceanic and Atmospheric Administration (NOAA) said this hurricane season could be one of the most active on record and underscores the importance of having a hurricane preparedness plan in place.

NOAA said there is a 70 percent chance of 14 to 23 named storms, including eight to 14 hurricanes, of which three to seven could be major hurricanes (Category 3, 4, or 5; winds of at least 111 mph).

NOAA and CSU are not alone in predicting above-average activity this season. WSI (Weather Services International Corp), London-based consortium Tropical Storm Risk and Accuweather.com have all pointed to hurricane activity being well above norm in 2010.

WSI in particular, noted that the Northeast United States faces an increased risk of hurricane landfall this season.

Whether the forecasts call for below- above- or just average seasons and whether or not their estimates prove accurate, the fact is that for coastal residents hurricanes are a constant threat. Policyholders that take the time to prepare now will have the best chance of recovering from a hurricane or any other disaster. Check out the I.I.I. video on making your home more hurricane resistant.