Is this the real life? Is this just fantasy? Either way, we’re delighted to be taking our first turn at hosting Cavalcade of Risk #194. For those of you who, like us, are new to this, the CavRisk blog carnival is a round-up of risk and insurance-related posts from around the blogosphere.

Our debut as a Cav host kicks off with a post on fantasy insurance in which Hank Stern of InsureBlog poses the question: What if your Fantasy Footballer gets sidelined in real life? The good news is there’s an insurance policy for that. Game on.

Next up, at Workers’ Comp Insider, Julie Ferguson, brings us back to real life with a roundup of the impact that the government shutdown is having on workplace health & safety and various regulatory and employment-related matters. It’s her second, and hopefully last, roundup on the shutdown, Julie notes.

Another real world post comes from Jason Shafrin of Healthcare Economist about how the Affordable Care Act (ACA) mandates insurers to have a medical loss ratio (MLR) of at least 80 percent. In his post What’s up with the ACA’s Medical Loss Ratio rules? he considers whether capping MLR is a good way to reduce premiums.

Also keeping it real on the topic of the ACA, Louise Norris of Colorado Health Insurance Insider, dispels another ACA myth that just won’t die as she talks about part of the House amendment to “delay Obamacare” in House Republicans Want To Strip Congressional Staffers Of Their Health Insurance Benefits.

Last but certainly not least, in his post Patients should not be responsible for telling doctors to wash their hands David Williams of Health Business Blog ponders the absurd situation in which patients are being cast in the role of “hand washing police.”

Over and out from us. Jason Hull at http://www.hullfinancialplanning.com will host the next Cavalcade of Risk.