There are 45 days to go until the start of the 2007 hurricane season, but just so we’re clear, nor’easters are not like hurricanes. This is not to say that nor’easters do not have the capacity to cause substantial damage to property and life. In fact, nor’easters get their names from the continuously strong northeasterly winds blowing in from the ocean ahead of the storm and over coastal areas. The National Weather Service defines a nor’easter as a strong low pressure system that affects the Mid Atlantic and New England states and can form over land or over coastal waters. It points out that these winter weather (mid-April?!) events are notorious for producing heavy snow, rain, and tremendous waves that crash onto Atlantic beaches, often causing beach erosion and structural damage. Interestingly, it also notes that wind gusts associated with these storms can exceed hurricane force intensity. After spending the last 24 hours mopping water, I for one, will be asking my agent about flood insurance at this year’s renewal. For more information see the I.I.I.’s flood facts and catastrophe statistics.