It’s Super Bowl weekend and whether you’re cheering for the Denver Broncos or the Seattle Seahawks, or have no idea who even made the final, the big game wouldn’t be able to happen without the support of the risk management and insurance community.

While it doesn’t look as if a blizzard will disrupt Sunday’s title game at MetLife Stadium in New Jersey, it’s no surprise that event-cancellation policies have been making the headlines.

Earlier this year New York-based broker DeWitt Stern announced that it had designed an event cancellation policy to protect businesses from lost revenue if for any reason the Super Bowl was cancelled or moved more than 60 miles.

In the event a terrorist attack or blizzard causes the game to be cancelled, the policy would respond and cover businesses for loss of estimated potential revenue. The policy is underwritten by Houston Casualty Company.

There are many other risks that insurers will cover, from the Bruno Mars and Red Hot Chili Peppers halftime show (remember the infamous wardrobe malfunction during Janet Jackson’s performance with Justin Timberlake in 2004?), to coverage for broadcasters in the event their transmissions are interrupted due to a technical problem (think back to last year’s championship game in New Orleans when a power outage halted play for 34 minutes).

For more on Super Bowl risks, check out this post at KYForward.com by Kevin Moore, director of Risk Management Services for Roeding Insurance.

And for the betting among you, check out the Super Bowl Prediction System of John Dewan to see which team you should be backing.

May the best team win!