Some 90 percent of all natural disasters in the United States involve flooding and spring is peak flood season, so a new Web page launched by the National Weather Service and FEMA to mark the fifth annual National Flood Safety Awareness week is worth checking out. The site shows the effect and cost of flooding to millions of people throughout the U.S. and illustrates the point that floods can happen anywhere at any time of the year. For example, in September 2008 Hurricane Ike slammed into the Texas coast with storm surges up to 17 feet causing an estimated $20 billion in insured losses. Remnants of Ike produced heavy rainfall and flooding all the way up to the Great Lakes. Also last year, the Midwest flood of June 2008 led to severe flooding in parts of Indiana, Illinois, Iowa and Wisconsin and caused total damages of more than $5 billion. The site provides essential information on what to know and do before, during and after a flood and offers a variety of safety tips and online tools. It underscores the importance of buying flood insurance as a first step. Bear in mind that a 2008 poll by the Insurance Information Institute (I.I.I.) found that only 17 percent of Americans have a flood insurance policy. A fact often misunderstood is that standard homeowners and renters policies in the U.S. exclude flood damage. A separate flood insurance policy is available from the National Flood Insurance Program (NFIP). Check out I.I.I. facts and stats on flood insurance.