Despite the serious economic downturn, some 305 businesses Ã¢â‚¬“ including a number of insurers Ã¢â‚¬“ have earned the top rating in the 2010 edition of the annual Corporate Equality Index published by the Human Rights Campaign Foundation (HRC). The Index rates employers on a scale from 0 to 100 percent based on lesbian, gay, bisexual and transgender (LGBT) workplace policies and benefits. Ratings are based on factors including nondiscrimination policies, diversity training, and healthcare partner benefits. As an industry, insurance scored an average 88 percent rating this year. We tip our hat to Pacific Life Insurance Co and TIAA-CREF for receiving the 100 percent rating for the first time. Other insurers receiving the 100 percent rating include: Allianz Life, Allstate, Chubb, CNA, Esurance, The Hartford, MetLife, Nationwide, New York Life Insurance Co, and Progressive. Aon, Deloitte and Marsh & McLennan were among other insurance-related businesses to earn the top rating. At 305, the number of top-rated businesses is up 17 percent from 260 last year. Collectively these businesses employ more than 9 million full-time employees.