Ratings agency Fitch has warned the industry and its policyholders against complacency, after two consecutive years in which high levels of hurricane activity were predicted and insured losses were minimal. Fitch says this situation has negative implications for insurer solvency and profits because it fosters complacency on the part of both policyholders and insurers. It also provides political ammunition to those who would weaken long-term industry solvency for near-term insurance price reductions, according to Fitch. The words of wisdom came as Fitch released the third installment of its annual hurricane season desk reference guide. The guide includes the most recent forecasts for the upcoming hurricane season from leading forecasters as well as an analysis of the top 10 insurers by market share for each of the 18 coastal U.S. states. Check out further I.I.I. Fact Book info on high risk markets.