Halloween Safety

Because Halloween falls on a Sunday this year the usual costume parties and trick-or-treating may extend over the weekend. While this makes for a fun time, it also means this Halloween has the potential to be particularly hazardous.

Luckily, insurers have some tips to help make the holiday a little less spooky:

Geico reports that with so many people enjoying the holiday, it’s necessary to be cautious whether trick-or-treating on foot or behind the wheel of your car. The U.S. Department of Transportation notes that the most dangerous time on Halloween for young pedestrians is between 4 and 8 p.m., prime trick-or-treating time. Geico urges drivers to watch for young children running in the streets, keep driving distractions such as cell phones out of reach, and to  slow down.

The number of people in California hit by cars jumps 25 percent on Halloween vs. the rest of October, according to Allstate Insurance Co. The insurer asks Californians to keep their eyes on the road whether driving or on foot during Halloween. It offers the following three safety tips: don’t text and walk; don’t text and drive; don’t drink and drive.

Anyone hosting a Halloween party should take steps to limit their liquor liability and make sure they have the property insurance, according to the Insurance Information Institute (I.I.I.). I.I.I. vice-president Loretta Worters notes that depending on the jurisdiction, violations of social host laws can lead to civil or criminal fines, imprisonment and monetary damages awards. So, if you’re throwing a party where alcohol is served, be a responsible host.

Have a safe and happy Halloween!

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