A record 38.7 million Americans will travel 50 miles or more from home over the Thanksgiving holiday period beginning tomorrow, up 1.5 percent on last year, according to the AAA. Despite record high gas prices, some 31.2 million motorists are expected to hit the road for Thanksgiving, a 1.3 percent increase on last year. Another 4.7 million will travel by air and the remainder by train, bus or other transportation. With that in mind, we note a study just completed by Farmers Insurance. Once again, it finds that seat belts remain the most important protection for drivers. Based on 2006 fatal crash data from the U.S. Department of Transportation, Farmers found that when a driver used a seat belt, the odds of fatality dropped nearly 70 percent compared to a driver who did not. Its analysis incorporates a logistic econometric model with 41 variables, accounting for factors such as road and traffic conditions at the time of the accident, location and time, accident events, vehicle specifics, driver demographics, and safety features. So as you head out for the holiday, remember to buckle up! Have a safe and happy Thanksgiving.