While Missouri and Arkansas have been hit the hardest, recent flooding in the central U.S. has been widespread and it will likely take weeks before the full extent of flood damages is known.
So far, 2017 has seen five billion-dollar disaster events, including one flooding event, one freeze event, and 3 severe storm events, according to NOAA.
Climate Central reports that many communities across the U.S. are not prepared for massive rain events and living behind a levee is not an absolute guarantee of protection.
“The growing realization of the lingering risk from levees is causing some rethinking of flood protection strategies in riverfront communities. This can include simply setting levees back from the risk and installing parkland that is intended to flood and provide rain-swollen rivers some breathing space, as well as preventing development in flood-prone areas.”
Last week’s breach of the local levee system in Pocahontas, Arkansas is a good example. Check out these aerial pics via the Capital Weather Gang.
Flood damage is excluded under standard homeowners and renters insurance policies. However, flood coverage is available in the form of a separate policy both from the National Flood Insurance Program (NFIP) and from a few private insurers.
I.I.I. facts and statistics on flood insurance has additional information.