INDIVIDUALSMEDIAMEMBERS
 III PRESENTATIONS 
The Legend of the Price-Gouging Insurer
The current hard market in the property/casualty insurance industry has led to higher premiums and more restrictive terms of coverage for many commercial buyers of insurance. Numerous factors are driving today's hard market and many of them are discussed in this presentation (e.g., terrorism, abuse of the tort system, health care inflation). The presentation also addresses and rebuts assertions by critics of the insurance industry that insurers are "gouging" consumers. In fact, insurance remains widely available and affordable.

The following presentation is called "The Legend of the Price-Gouging Insurer". It was presented by Dr. Robert P. Hartwig in November, 2002.

Please click on the file name below to view the presentation. Once open, you can choose "file" from your menu and then save the PowerPoint presentation to your disk. The presentation also is available in Adobe Acrobat format. The Adobe Acrobat file is smaller and faster to download. However, you do need the appropriate software to view. You can download Adobe Acrobat, free of charge, from their website (http://www.adobe.com/products/acrobat/readstep.html ).

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