RESOURCES - Preparing Your Home

Preparing Your Home Audio File and Transcript Click here to download the MP3 file. This is Carolyn Gorman, Vice President at the Insurance Information Institute. What follows are two actualities on preparing your home for a hurricane. Ask your insurer three questions: Do I have enough insurance to rebuild my home if it’s destroyed. Do I have enough insurance to replace my personal property if it’s destroyed. Do I have enough insurance to protect my assets if I’m sued. Flooding and storm surge are not covered by standard homeowner’s insurance. Flood insurance must be purchased through the National Flood Insurance Program. Speak to your company or agent about buying flood insurance.