Personal Lines P-C Insurance Markets: Trends, Challenges and Opportunities for 2014 and Beyond

Dr. Robert P. Hartwig, CPCU
March 19, 2014

This PowerPoint report, presented by Robert Hartwig, president of the Insurance Information Institute, at the NAMIC Personal Lines Seminar focuses on the trends, challenges and opportunities facing property/casualty insurance markets. It includes the following sections: Personal Lines Growth Overview; Personal Lines Growth Drivers; Personal Lines Profitability Analysis; Personal Auto Ad Spend Trends; Catastrophe Loss Trends: U.S. & Local Impacts Reinsurance Market Overview & Outlook; Cyclical Drivers in Personal Lines; Private Passenger Auto Performance; Distribution Trends; Telematics: Usage-Based Insurance —Trends & Challenges; P/C Financial Overview & Outlook: The Role of Cyclicality; Low Interest Rates: Impact of Persistent Record Low Yields; Economic Overview: Exposure Drivers; and Regulatory Environment “Report Card.”

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