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This PowerPoint report, presented by Robert Hartwig, president of the Insurance Information Institute, at the North Carolina Workers Compensation Insurance Symposium, reviews the workers compensation market. The reports notes that the workers compensation line has been significantly impacted by the weak economy and recouping exposure losses will take years. The report looks at regional differences involving various industries and occupations important to workers comp; cost drivers in the line, including trends in business bankruptcies and new business formation; sources of growth in workers compensation; and key issues facing workers comp insurers in the decade ahead, which include the investment outlook, regulation, torts, terrorism and healthcare reform. The workers compensation operating environment, involving premium growth, underwriting performance and medical and indemnity claims cost trends, is discussed.
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