Trends and Topics in the Property/Casualty Industry

James Lynch, FCAS MAAA
March 10, 2017

This presentation, given at the Midwest Actuarial Forum meeting in Chicago, Illinois, illuminates three significant trends shaping the property/casualty insurance business:

  • A decline in profitability through the first three quarters of 2017, driven by higher catastrophe losses and deterioration in commercial and personal auto insurance.
  • An increase in claim costs in personal and commercial auto, with both lines suffering from rising claim frequency and severity.
  • The emergence of technologies that could disrupt the way insurance is underwritten.

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