Insured Homes By State

HOMES BY STATE

A 2006 Insurance Research Council poll found that 96 percent of homeowners had homeowners insurance while 43 percent of renters had renters insurance.

PERCENT OF OCCUPIED HOUSING UNITS THAT ARE OWNER OCCUPIED, 2012

State Percent Rank (1) State Percent Rank (1)
Alabama 68.8% 13 Montana 67.1% 20
Alaska 63.4 40 Nebraska 66.3 29
Arizona 62.6 41 Nevada 54.9 48
Arkansas 66.2 31 New Hampshire 70.9 7
California 54.0 49 New Jersey 65.1 36
Colorado 64.0 38 New Mexico 67.7 17
Connecticut 66.9 23 New York 53.7 50
Delaware 70.8 8 North Carolina 65.4 35
D.C. 41.5 51 North Dakota 65.0 37
Florida 65.6 34 Ohio 66.3 29
Georgia 63.7 39 Oklahoma 66.4 27
Hawaii 56.9 47 Oregon 61.6 45
Idaho 68.4 14 Pennsylvania 68.9 12
Illinois 66.6 25 Rhode Island 60.0 46
Indiana 69.4 10 South Carolina 68.1 16
Iowa 71.9 2 South Dakota 67.1 20
Kansas 66.4 27 Tennessee 66.7 24
Kentucky 67.0 22 Texas 62.3 42
Louisiana 65.7 33 Utah 69.6 9
Maine 71.4 3 Vermont 71.0 6
Maryland 66.5 26 Virginia 66.2 31
Massachusetts 62.2 44 Washington 62.3 42
Michigan 71.1 5 West Virginia 72.0 1
Minnesota 71.4 3 Wisconsin 67.3 19
Mississippi 68.2 15 Wyoming 69.0 11
Missouri 67.5 18 United States 63.9%  

(1) States with the same percentages receive the same rank.

Source: U.S. Department of Commerce, Census Bureau; American Community Survey.

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