A Firm Foundation: How Insurance Supports the Economy - State Chart Index - California

INSURANCE CARRIERS AND RELATED ACTIVITIES EMPLOYMENT BY STATE, 2012 (1)
State Number of employees State Number of employees
Alabama 36,775 Montana 8,757
Alaska 2,656 Nebraska 34,166
Arizona 52,112 Nevada 16,591
Arkansas 22,031 New Hampshire 16,946
California 293,807 New Jersey 98,339
Colorado 53,042 New Mexico 11,390
Connecticut 71,080 New York 190,027
Delaware 9,120 North Carolina 74,070
D.C. 4,252 North Dakota 10,527
Florida 193,124 Ohio 132,287
Georgia 95,203 Oklahoma 31,910
Hawaii 10,584 Oregon 33,028
Idaho 12,728 Pennsylvania 150,668
Illinois 144,922 Rhode Island 11,673
Indiana 60,756 South Carolina 41,408
Iowa 55,026 South Dakota 11,845
Kansas 38,695 Tennessee 62,258
Kentucky 39,614 Texas 245,704
Louisiana 35,037 Utah 25,084
Maine 13,418 Vermont 5,142
Maryland 48,516 Virginia 59,368
Massachusetts 80,566 Washington 52,577
Michigan 77,714 West Virginia 12,129
Minnesota 81,113 Wisconsin 83,085
Mississippi 19,452 Wyoming 3,514
Missouri 67,364 United States 3,041,200

(1) Total full-time and part-time employment.

Note: Does not match data shown elsewhere due to the use of different surveys. Data as of September 2013, based on revised estimates for 2001-2011.

Source: U.S. Department of Commerce, Bureau of Economic Analysis, Regional Economic Information System.

INSURANCE CARRIERS AND RELATED ACTIVITIES COMPENSATION BY STATE, 2011-2012
($000)
  Annual payroll (1)
State 2011 2012
Alabama $2,364,748 $2,306,285
Alaska 149,981 155,096
Arizona 2,900,835 3,008,390
Arkansas 963,538 1,009,316
California 20,117,126 21,227,784
Colorado 3,214,050 3,416,995
Connecticut 8,171,134 8,392,213
D.C. 510,655 546,495
Delaware 696,697 718,185
Florida 11,111,436 11,799,545
Georgia 6,081,139 6,567,110
Hawaii 564,758 585,286
Idaho 531,829 556,768
Illinois 10,955,993 11,464,141
Indiana 3,515,425 3,665,093
Iowa 3,528,235 3,622,143
Kansas 2,070,556 2,268,372
Kentucky 2,382,546 2,509,475
Louisiana 1,978,423 1,925,761
Maine 931,272 939,117
Maryland 3,527,950 3,737,736
Massachusetts 7,276,547 7,433,937
Michigan 4,421,342 4,591,861
Minnesota 6,610,104 7,297,733
Mississippi 787,944 830,588
Missouri 3,780,614 4,261,303
Montana 400,497 402,392
Nebraska 1,939,964 2,004,637
Nevada 845,786 882,973
New Hampshire 1,314,508 1,343,573
New Jersey 8,935,130 9,643,778
New Mexico 530,991 545,518
New York 18,169,826 18,572,635
North Carolina 4,013,448 4,140,111
North Dakota 473,849 484,507
Ohio 8,386,776 8,613,452
Oklahoma 1,419,385 1,519,672
Oregon 2,018,279 2,104,497
Pennsylvania 10,486,017 11,140,744
Rhode Island 834,327 852,024
South Carolina 2,161,629 2,176,144
South Dakota 468,369 496,383
Tennessee 3,514,180 3,882,491
Texas 14,073,579 14,995,797
Utah 1,172,082 1,243,825
Vermont 322,437 330,316
Virginia 3,728,978 4,066,606
Washington 3,516,968 3,617,188
West Virginia 528,005 543,572
Wisconsin 5,346,894 5,522,465
Wyoming 136,219 141,972
United States $203,883,000 $214,104,000

(1) Private nonfarm compensation.

Source: U.S. Department of Commerce, Bureau of Economic Analysis, Regional Economic Information System.

DIRECT PREMIUMS WRITTEN, P/C INSURANCE BY STATE, 2013 (1)
($000)
State Total, all lines State Total, all lines
Alabama $7,308,160 Montana $2,098,309
Alaska 1,733,447 Nebraska 4,237,103
Arizona 8,639,181 Nevada 4,050,432
Arkansas 4,488,889 New Hampshire 2,131,824
California 61,708,000 New Jersey 18,982,651
Colorado 9,260,041 New Mexico 2,865,535
Connecticut 7,697,195 New York 40,175,905
Delaware 2,139,027 North Dakota 2,568,181
D.C. 1,668,117 North Carolina 13,229,797
Florida 41,400,669 Ohio 14,486,203
Georgia 15,039,745 Oklahoma 7,439,138
Hawaii 2,183,003 Oregon 5,668,210
Idaho 2,201,377 Pennsylvania 21,586,269
Illinois 22,218,661 Rhode Island 2,024,660
Indiana 9,782,372 South Carolina 7,516,298
Iowa 6,019,009 South Dakota 2,319,233
Kansas 5,988,291 Tennessee 9,955,458
Kentucky 6,476,885 Texas 44,525,832
Louisiana 10,400,932 Utah 3,648,017
Maine 1,969,640 Vermont 1,382,455
Maryland 9,952,664 Virginia 11,768,965
Massachusetts 12,629,616 Washington 9,697,873
Michigan 16,563,175 West Virginia 2,832,651
Minnesota 10,237,095 Wisconsin 9,141,331
Mississippi 4,586,377 Wyoming 1,038,812
Missouri 9,842,171 United States $537,504,881
(1) Before reinsurance transactions, includes some state funds, excludes territories. Source: SNL Financial LC.
LIFE/HEALTH INSURERS DIRECT PREMIUMS WRITTEN AND ANNUITY CONSIDERATIONS BY STATE, 2013 (1)
($ millions)
State Life insurance Annuities Accident and health insurance (2) Deposit-type contract funds Other considerations Total
Alabama $2,049 $2,694 $1,342 $263 $394 $6,742
Alaska 336 398 333 24 156 1,246
Arizona 2,070 4,129 3,352 325 1,264 11,141
Arkansas 1,035 1,404 1,021 99 234 3,793
California 14,550 22,103 13,855 2,333 7,023 59,865
Colorado 2,263 4,724 3,169 759 713 11,627
Connecticut 2,444 4,350 2,622 8,937 1,577 19,930
Delaware 1,263 2,347 500 36,799 1,482 42,391
D.C. 393 586 676 196 380 2,230
Florida 8,106 17,266 11,401 1,160 3,899 41,832
Georgia 4,428 4,832 5,786 589 2,455 18,090
Hawaii 779 1,264 886 81 344 3,355
Idaho 505 922 531 66 185 2,209
Illinois 6,640 9,964 5,247 1,728 3,167 26,746
Indiana 2,606 4,900 3,614 899 814 12,834
Iowa 1,682 2,795 1,270 8,142 2,554 16,442
Kansas 1,275 2,278 3,089 1,148 369 8,160
Kentucky 1,504 2,458 1,574 208 814 6,558
Louisiana 2,161 3,442 1,867 233 635 8,339
Maine 430 998 927 94 213 2,662
Maryland 2,840 5,199 3,057 682 1,771 13,548
Massachusetts 3,719 6,924 2,820 1,285 4,653 19,400
Michigan 3,930 9,531 3,269 1,194 1,544 19,468
Minnesota 4,078 4,528 1,522 543 1,906 12,576
Mississippi 1,223 1,425 1,547 90 169 4,453
Missouri 2,623 7,010 3,372 876 1,101 14,983
Montana 323 497 379 33 133 1,365
Nebraska 939 1,575 1,134 374 298 4,320
Nevada 871 1,381 1,018 220 331 3,822
New Hampshire 566 1,582 635 449 347 3,578
New Jersey 5,711 11,060 5,607 2,302 2,685 27,365
New Mexico 634 941 833 71 320 2,798
New York 11,076 16,797 7,944 16,687 9,459 61,962
North Carolina 4,244 7,109 4,472 1,580 2,149 19,554
North Dakota 362 606 272 49 123 1,411
Ohio 4,889 9,443 6,126 4,108 2,088 26,654
Oklahoma 1,343 1,835 1,607 179 366 5,331
Oregon 1,106 2,303 1,829 238 1,145 6,621
Pennsylvania 6,121 12,247 5,556 3,498 8,378 35,799
Rhode Island 462 1,090 673 72 198 2,495
South Carolina 1,930 3,431 1,895 164 387 7,807
South Dakota 558 537 362 55 82 1,594
Tennessee 2,715 4,478 2,596 495 962 11,247
Texas 10,254 15,269 13,554 1,586 2,866 43,528
Utah 1,227 1,974 909 168 406 4,685
Vermont 257 514 321 49 111 1,252
Virginia 3,952 6,016 3,875 740 1,294 15,878
Washington 2,245 4,153 2,692 292 1,382 10,763
West Virginia 625 1,098 631 109 150 2,613
Wisconsin 2,511 4,893 3,557 508 1,066 12,536
Wyoming 275 390 340 26 50 1,080
United States (3) $140,130 $239,688 $147,462 $102,809 $76,591 $706,679
(1) Direct premiums written before reinsurance transactions, excludes state funds. (2) Excludes accident and health premiums reported on property/casualty and health annual statements. (3) Excludes territories, dividends and other nonstate specific data. Source: SNL Financial LC.
DIRECT PREMIUMS WRITTEN, PROPERTY/CASUALTY INSURANCE BY STATE BY LINE, 2013 (1)
($000)
  Private passenger auto Commercial auto      
State Liability Coll./comp. Liability Coll./comp. Homeowners multiple peril Farmowners multiple peril Commercial multiple peril
Alabama $1,382,538 $1,144,386 $286,498 $99,067 $1,562,262 $71,113 $569,562
Alaska 271,175 169,103 50,172 12,871 151,242 537 119,596
Arizona 2,130,707 1,430,971 302,538 80,408 1,358,032 14,769 582,717
Arkansas 843,981 704,744 212,257 86,748 802,904 26,018 307,511
California 11,717,827 8,727,151 2,032,561 572,838 7,063,964 203,008 4,360,717
Colorado 1,850,982 1,225,919 292,894 106,290 1,718,348 71,760 683,164
Connecticut 1,580,982 942,561 287,042 66,319 1,308,798 5,051 612,146
Delaware 498,698 206,026 80,624 15,292 218,163 4,614 313,441
D.C. 151,678 131,379 35,420 5,855 141,236 0 153,550
Florida 10,724,756 3,403,537 1,410,956 277,185 8,767,373 22,487 2,101,642
Georgia 3,476,892 2,346,569 602,370 160,843 2,523,811 110,852 912,461
Hawaii 395,378 247,146 76,500 18,909 343,324 409 147,835
Idaho 419,316 282,105 92,896 40,649 285,492 54,733 181,532
Illinois 3,433,135 2,593,897 813,958 249,183 3,178,473 156,701 1,622,166
Indiana 1,722,694 1,246,999 406,962 160,669 1,689,748 185,542 774,371
Iowa 718,888 708,415 209,596 123,925 668,441 166,336 349,934
Kansas 784,728 744,036 162,534 102,163 983,897 204,634 368,610
Kentucky 1,657,100 808,690 261,558 87,329 1,019,402 150,966 485,044
Louisiana 2,199,650 1,301,722 490,763 101,410 1,751,444 12,543 519,431
Maine 342,775 270,854 84,395 34,008 367,093 3,695 208,619
Maryland 2,423,554 1,571,987 368,574 95,369 1,483,926 25,376 605,197
Massachusetts 2,516,123 1,800,633 523,198 163,764 1,982,175 2,861 1,049,909
Michigan 4,744,678 2,565,328 530,679 231,458 2,462,970 132,314 1,010,575
Minnesota 1,734,652 1,229,567 318,338 148,545 1,833,837 130,259 661,419
Mississippi 839,234 666,430 221,317 72,785 890,363 21,113 329,909
Missouri 1,709,708 1,341,933 366,171 144,928 1,744,794 151,785 723,492
Montana 323,292 260,683 89,939 47,915 255,709 60,516 157,334
Nebraska 533,398 454,502 127,653 85,041 552,724 183,630 242,392
Nevada 1,196,984 541,089 174,168 29,577 478,455 7,393 289,085
New Hampshire 373,156 329,993 81,148 28,547 362,358 2,684 218,398
New Jersey 4,780,764 2,043,503 935,364 164,129 2,391,724 2,375 1,379,336
New Mexico 709,084 411,493 125,056 41,185 450,539 23,888 214,341
New York 7,399,166 3,712,963 1,710,488 279,942 4,925,004 38,249 3,562,364
North Carolina 2,658,587 2,062,315 490,652 149,030 2,180,304 55,560 954,629
North Dakota 188,433 222,063 82,640 67,623 174,569 101,167 134,713
Ohio 3,070,782 2,377,986 581,724 200,150 2,561,189 145,519 1,204,466
Oklahoma 1,246,528 948,145 276,622 117,263 1,417,307 134,193 496,846
Oregon 1,538,872 640,880 214,949 60,068 690,006 61,378 432,844
Pennsylvania 4,330,058 3,039,025 877,267 317,521 3,054,206 95,998 1,644,723
Rhode Island 488,647 236,731 71,615 18,408 341,460 175 149,991
South Carolina 1,768,002 1,079,329 248,141 71,592 1,467,760 10,626 453,118
South Dakota 210,554 222,496 60,534 42,862 187,668 100,010 123,524
Tennessee 1,810,240 1,401,494 349,402 149,647 1,743,832 138,153 649,453
Texas 8,534,212 6,671,322 1,879,218 572,035 7,252,301 229,206 2,490,154
Utah 871,931 517,888 160,354 61,501 441,508 11,615 238,953
Vermont 168,415 153,347 45,711 18,971 177,849 13,638 173,215
Virginia 2,611,477 1,926,022 428,347 125,889 1,984,298 68,676 736,801
Washington 2,692,381 1,304,935 375,844 99,971 1,469,817 66,720 745,197
West Virginia 674,563 481,258 115,561 39,413 397,519 12,603 194,871
Wisconsin 1,444,072 1,095,042 339,511 141,539 1,226,127 155,639 633,497
Wyoming 165,175 172,260 54,028 29,989 159,002 31,319 93,204
United States $110,060,603 $70,118,853 $20,416,706 $6,218,618 $82,644,747 $3,680,409 $37,367,999
(1) Includes some state funds. Source: SNL Financial LC.
DIRECT PREMIUMS WRITTEN, PROPERTY/CASUALTY INSURANCE BY STATE BY LINE, 2013 (1) (CONT'D)
($000)
State Workers compensation Excess workers compensation Medical malpractice Products liability Other liability Fire Allied lines
Alabama $312,513 $22,235 $132,340 $34,638 $533,850 $229,631 $191,458
Alaska 294,005 4,059 22,443 6,498 149,031 57,537 31,315
Arizona 760,808 12,401 228,783 36,516 697,382 141,352 114,707
Arkansas 265,336 7,004 66,128 19,552 295,121 154,232 125,665
California 10,292,655 201,597 742,749 419,862 6,402,389 1,247,217 767,901
Colorado 813,919 10,455 159,268 67,930 979,556 135,885 159,846
Connecticut 818,171 20,433 151,718 56,341 913,456 139,986 120,763
Delaware 177,789 1,389 37,718 9,791 256,134 27,051 21,646
D.C. 162,973 1,632 31,720 6,645 364,954 38,062 30,507
Florida 2,326,340 52,341 594,239 175,713 2,937,721 1,610,781 3,096,866
Georgia 1,235,063 36,389 259,893 78,991 1,292,968 347,019 248,558
Hawaii 216,788 4,377 27,779 7,790 267,306 82,397 104,185
Idaho 324,115 1,490 30,599 10,201 164,647 31,059 43,797
Illinois 2,685,243 52,511 542,535 151,249 2,972,621 407,852 397,295
Indiana 829,907 13,864 117,348 58,663 775,729 271,481 189,619
Iowa 724,799 10,021 67,735 39,058 494,190 105,179 225,956
Kansas 476,799 9,751 64,597 37,141 414,636 112,480 195,742
Kentucky 490,834 20,948 122,733 28,779 395,714 137,902 110,568
Louisiana 811,745 46,851 103,261 49,201 790,966 366,554 461,438
Maine 203,522 3,026 43,115 7,276 145,005 46,141 38,576
Maryland 889,650 12,037 248,733 47,478 948,954 166,148 124,226
Massachusetts 1,028,734 25,258 306,806 95,107 1,546,633 317,094 215,099
Michigan 1,140,914 35,642 192,885 87,802 1,140,919 331,128 170,245
Minnesota 880,076 -389 82,142 86,427 959,306 188,784 335,228
Mississippi 325,884 13,450 54,935 18,038 288,465 142,481 128,724
Missouri 826,257 25,093 151,904 54,402 896,279 205,520 192,520
Montana 275,743 8,001 40,562 10,058 139,285 29,295 32,163
Nebraska 369,816 5,675 36,602 22,975 293,860 55,283 233,327
Nevada 309,258 17,529 80,841 16,230 368,598 95,747 79,422
New Hampshire 265,464 3,047 38,482 13,676 168,717 37,678 28,560
New Jersey 2,210,214 35,985 461,163 205,380 2,120,054 407,562 304,375
New Mexico 272,760 6,863 51,897 11,418 201,382 48,000 39,934
New York 5,191,492 52,245 1,660,113 220,851 6,125,465 812,122 567,790
North Carolina 1,355,527 24,227 198,713 88,618 1,001,537 290,754 271,132
North Dakota 6,262 1 11,398 16,537 157,162 30,656 126,548
Ohio 24,664 71,757 316,925 114,552 1,454,763 415,373 257,608
Oklahoma 972,300 22,828 112,385 48,793 547,526 179,327 182,280
Oregon 644,899 12,937 92,246 36,529 445,798 94,349 69,671
Pennsylvania 2,578,575 41,183 692,420 156,211 2,259,840 444,269 284,300
Rhode Island 184,406 2,133 42,528 10,643 184,163 49,085 40,186
South Carolina 664,830 9,304 64,378 37,496 410,967 208,668 201,060
South Dakota 172,361 1,308 16,845 10,343 102,047 24,374 76,621
Tennessee 894,711 18,374 239,653 54,229 1,040,931 270,138 173,304
Texas 2,673,606 34,604 314,394 310,220 4,422,961 1,674,988 1,767,471
Utah 376,654 4,466 62,187 29,722 328,357 79,492 45,032
Vermont 195,859 1,271 19,165 7,579 104,268 24,327 14,605
Virginia 886,873 21,929 208,218 55,406 1,113,235 234,854 179,416
Washington 19,714 26,998 188,761 50,931 941,460 224,884 151,447
West Virginia 337,453 4,922 71,868 12,377 194,561 64,803 36,202
Wisconsin 1,746,795 7,779 84,115 77,386 881,281 166,821 146,756
Wyoming 6,143 186 24,303 7,217 98,212 26,704 23,064
United States $51,951,219 $1,079,416 $9,714,268 $3,316,467 $52,130,362 $13,030,505 $13,174,727
(1) Includes some state funds. Source: SNL Financial LC.
DIRECT PREMIUMS WRITTEN, PROPERTY/CASUALTY INSURANCE BY STATE BY LINE, 2013 (1) (CONT'D)
($000)
State Inland marine Ocean marine Surety Fidelity Burglary and theft Boiler and machinery Financial guaranty
Alabama $233,401 $37,582 $59,481 $13,252 $2,326 $27,260 $39,176
Alaska 215,621 37,634 29,970 2,178 346 10,268 246
Arizona 259,132 16,436 88,526 12,055 2,522 22,344 307
Arkansas 179,756 17,185 35,853 12,411 1,770 15,135 1,034
California 2,229,274 267,605 675,513 116,094 23,479 133,305 28,090
Colorado 271,091 14,279 100,576 21,601 3,545 20,813 4,899
Connecticut 249,951 51,652 67,660 26,027 4,059 19,370 1,115
Delaware 55,307 7,059 16,702 3,316 3,012 4,325 32,969
D.C. 95,805 2,473 124,833 13,938 1,910 4,330 166
Florida 1,005,883 292,818 269,882 59,875 12,989 61,201 4,994
Georgia 460,651 45,786 127,249 32,852 6,373 35,757 680
Hawaii 66,601 14,111 35,048 4,860 566 6,238 4,362
Idaho 62,924 4,930 18,816 3,011 494 7,983 0
Illinois 630,574 88,999 213,283 62,287 13,459 68,150 8,311
Indiana 268,951 25,619 66,238 16,872 3,235 48,269 472
Iowa 192,956 6,991 45,326 11,893 2,040 21,677 3,058
Kansas 152,830 9,505 46,219 11,778 1,890 18,070 1,148
Kentucky 217,607 21,634 65,624 10,263 1,559 22,297 1,622
Louisiana 366,281 226,976 117,278 12,302 3,368 28,200 4,242
Maine 56,151 24,548 13,532 3,788 585 8,085 436
Maryland 290,604 89,658 151,036 26,200 3,975 21,180 6,441
Massachusetts 392,151 88,385 129,018 39,757 6,241 34,526 6,828
Michigan 394,832 52,039 77,426 34,182 5,651 50,127 1,911
Minnesota 272,321 29,677 75,003 27,102 4,102 33,506 11,134
Mississippi 149,909 19,524 42,956 8,477 1,709 13,168 1,421
Missouri 274,188 31,532 73,752 22,932 4,335 26,202 3,109
Montana 62,234 3,520 26,488 3,538 538 4,949 121
Nebraska 121,843 4,187 31,234 7,752 1,307 12,233 361
Nevada 126,860 6,989 61,681 7,204 1,721 11,728 1,006
New Hampshire 64,790 11,843 15,213 3,169 783 5,863 414
New Jersey 471,649 138,011 146,678 43,641 7,737 45,331 14,160
New Mexico 88,827 1,896 37,303 4,027 681 8,551 482
New York 1,288,601 446,304 345,046 141,879 25,204 103,017 375,034
North Carolina 448,473 37,135 114,441 32,485 4,658 34,305 1,773
North Dakota 65,602 1,337 22,156 2,713 309 9,216 610
Ohio 484,722 51,020 127,394 39,769 10,638 56,809 1,861
Oklahoma 217,486 25,671 62,485 10,450 2,081 20,055 578
Oregon 187,159 28,899 66,831 9,195 2,182 15,693 264
Pennsylvania 579,191 53,790 193,810 50,148 9,499 64,655 19,064
Rhode Island 65,706 27,655 13,032 4,993 595 4,904 603
South Carolina 254,313 25,531 60,971 10,451 2,126 19,492 1,119
South Dakota 48,464 822 39,197 3,218 443 5,467 21
Tennessee 311,204 59,399 81,311 18,230 6,385 27,904 459
Texas 1,658,686 338,917 493,643 74,053 20,054 118,365 17,848
Utah 113,053 8,051 42,000 6,772 1,343 9,174 239
Vermont 29,976 10,156 9,272 4,012 377 3,739 1,267
Virginia 361,912 59,338 159,714 31,421 6,690 28,429 658
Washington 372,668 125,273 126,221 17,560 3,947 33,331 749
West Virginia 65,727 3,835 35,445 4,668 511 7,032 44
Wisconsin 218,148 33,515 53,941 22,262 3,934 37,783 138
Wyoming 41,093 865 29,071 1,375 227 8,965 0
United States $16,793,138 $3,028,596 $5,161,373 $1,164,284 $229,511 $1,458,776 $607,046
(1) Includes some state funds. Source: SNL Financial LC.
DIRECT PREMIUMS WRITTEN, PROPERTY/CASUALTY INSURANCE BY STATE BY LINE, 2013 (1) (CONT'D)
($000)
State Aircraft Earthquake Federal flood Credit Warranty Accident  and health Multiple peril crop
Alabama $19,771 $10,593 $28,556 $16,169 $7,695 $75,090 $71,449
Alaska 29,647 24,973 2,086 8,245 4,730 10,948 100
Arizona 61,871 10,150 17,420 19,508 19,741 88,751 19,263
Arkansas 21,480 28,330 11,106 16,012 4,341 40,687 146,583
California 141,878 1,636,448 168,089 116,964 123,342 516,198 313,119
Colorado 36,103 9,448 14,668 14,659 17,047 97,196 222,021
Connecticut 38,098 6,720 47,282 28,878 13,578 51,408 4,903
Delaware 12,289 1,110 15,607 15,591 4,697 63,770 12,932
D.C. 2,103 2,513 1,121 12,962 109 115,378 0
Florida 93,940 29,244 912,976 109,286 357,324 251,206 100,633
Georgia 63,742 15,964 56,353 41,559 22,700 150,735 131,765
Hawaii 12,020 11,602 33,527 5,436 3,258 19,647 2,118
Idaho 13,362 3,441 3,701 3,462 3,158 17,859 67,827
Illinois 83,648 63,616 30,625 70,228 300,596 271,567 811,227
Indiana 22,546 36,269 17,759 24,931 39,738 214,053 440,347
Iowa 11,923 5,076 11,267 9,928 3,017 78,602 948,188
Kansas 19,689 7,602 7,284 14,982 117,682 76,434 790,648
Kentucky 6,692 41,366 16,398 18,972 10,458 58,921 163,373
Louisiana 62,934 8,398 262,307 26,966 12,887 64,751 96,782
Maine 3,692 1,879 8,328 5,224 3,701 12,484 10,583
Maryland 16,185 11,728 38,144 19,852 16,112 76,241 39,259
Massachusetts 14,103 19,809 62,536 32,938 9,589 88,820 2,126
Michigan 27,523 7,390 16,420 87,838 507,940 184,928 186,322
Minnesota 26,249 5,972 7,471 21,189 19,874 136,398 837,228
Mississippi 10,351 18,174 33,945 18,102 4,574 61,598 147,110
Missouri 22,611 90,310 17,763 31,522 27,081 173,415 410,114
Montana 9,314 3,993 2,969 5,353 1,393 24,295 203,188
Nebraska 11,515 2,670 7,875 4,662 3,473 64,786 731,700
Nevada 21,259 19,898 7,396 16,761 5,587 33,743 6,082
New Hampshire 6,453 2,563 7,655 6,304 6,185 18,411 414
New Jersey 18,269 16,687 207,556 81,463 27,210 131,557 7,441
New Mexico 6,600 2,376 9,560 6,770 4,666 23,245 29,005
New York 62,927 44,211 165,650 147,426 87,341 422,778 35,308
North Carolina 28,686 12,261 91,758 57,237 37,336 164,870 210,336
North Dakota 7,402 1,176 6,795 1,431 840 13,690 1,105,660
Ohio 55,712 28,777 27,135 54,895 37,903 198,445 309,423
Oklahoma 16,741 13,107 9,341 26,182 10,949 51,625 211,774
Oregon 31,610 63,239 20,251 23,569 9,612 63,209 32,702
Pennsylvania 34,072 14,892 57,767 59,382 56,973 309,236 65,791
Rhode Island 15,645 2,215 19,861 4,573 1,347 27,305 -418
South Carolina 10,458 36,702 113,893 43,335 6,007 74,392 72,110
South Dakota 6,475 662 3,503 1,821 1,467 30,162 814,697
Tennessee 25,614 77,636 19,239 33,871 44,031 110,532 108,726
Texas 169,507 33,743 305,626 212,212 218,593 528,384 1,001,202
Utah 24,982 38,977 2,365 13,266 22,359 59,387 4,148
Vermont 2,318 28,337 4,712 7,289 2,176 7,359 3,735
Virginia 44,511 17,147 66,221 32,081 20,157 114,379 71,845
Washington 32,732 157,949 29,884 29,225 43,004 97,838 112,201
West Virginia 2,963 1,688 13,747 7,452 3,507 29,007 2,972
Wisconsin 20,665 5,546 10,464 19,557 23,448 164,505 280,567
Wyoming 5,110 2,944 1,630 1,679 803 20,673 20,441
United States $1,545,987 $2,737,523 $3,055,589 $1,689,198 $2,331,336 $5,780,902 $11,417,073
(1) Includes some state funds. Source: SNL Financial LC.
DIRECT PREMIUMS WRITTEN, PROPERTY/CASUALTY INSURANCE BY STATE BY LINE, 2013 (1) (CONT'D)
($000)
State Mortgage guaranty Misc.
Alabama $68,287 $25,980
Alaska 15,699 1,172
Arizona 92,097 16,967
Arkansas 32,342 7,665
California 390,128 76,035
Colorado 121,177 14,703
Connecticut 58,537 4,189
Delaware 20,398 1,566
D.C. 33,622 1,242
Florida 233,896 102,586
Georgia 170,507 44,394
Hawaii 20,736 2,752
Idaho 25,747 2,032
Illinois 210,531 34,739
Indiana 101,770 11,708
Iowa 49,357 5,236
Kansas 45,210 5,574
Kentucky 37,660 4,870
Louisiana 59,939 40,338
Maine 16,991 1,535
Maryland 124,380 10,461
Massachusetts 119,133 10,263
Michigan 126,216 24,894
Minnesota 124,627 17,052
Mississippi 27,222 15,008
Missouri 89,641 8,877
Montana 13,302 2,619
Nebraska 28,618 6,007
Nevada 35,122 3,020
New Hampshire 26,824 3,034
New Jersey 156,019 27,316
New Mexico 25,824 7,883
New York 183,818 43,107
North Carolina 147,278 25,178
North Dakota 8,192 1,279
Ohio 164,779 39,465
Oklahoma 44,683 13,586
Oregon 64,560 13,811
Pennsylvania 178,175 24,228
Rhode Island 16,281 191
South Carolina 78,086 12,040
South Dakota 10,098 1,169
Tennessee 83,221 14,132
Texas 360,650 147,658
Utah 68,981 3,258
Vermont 9,259 140,249
Virginia 155,385 17,637
Washington 138,099 18,133
West Virginia 13,027 3,052
Wisconsin 91,134 9,363
Wyoming 12,350 781
United States $4,529,617 $1,070,030
(1) Includes some state funds. Source: SNL Financial LC.
TOP TEN STATES BY GROSS SURPLUS LINES PREMIUMS, 2012-2013
($ millions)
Rank State 2013 2012
1 California $5,306.0 $5,057.1
2 Texas 4,883.8 4,339.3
3 Florida 4,592.5 4,204.7
4 New York (1) 2,911.3 2,625.6
5 New Jersey (2) 1,458.3 1,250.0
6 Louisiana 1,374.5 1,272.2
7 Illinois 1,160.1 1,075.4
8 Pennsylvania (3) 1,066.6 956.7
9 Georgia 848.0 802.5
10 North Carolina 822.3 575.8
(1) Adjusted to remove late-filed premiums. (2) New Jersey Division of Insurance estimate. (3) Pennsylvania Insurance Department estimate. Source: Business Insurance (www.businessinsurance.com), September 15, 2014.
GROSS SURPLUS LINES PREMIUMS BY STATE, 2013 (1)
($ millions)
State Total all lines
Alabama $500.8
Alaska 113.4
Arizona 406.8
Arkansas 215.2
California 5,306.0
Colorado 583.6
Connecticut 494.6
Delaware 69.1
D.C. 212.7
Florida 4,592.5
Georgia 848.0
Hawaii 205.0
Idaho 76.9
Illinois 1,160.1
Indiana 448.2
Iowa 226.4
Kansas 172.4
Kentucky 159.0
Louisiana 1,374.5
Maine 78.1
Maryland 409.8
Massachusetts 696.4
Michigan 581.2
Minnesota 425.0
Mississippi 345.3
Missouri 559.7
Montana 72.1
Nebraska 143.8
Nevada 248.1
New Hampshire 77.0
New Jersey 1,458.3 (1)
New Mexico 9.8 (2)
New York 2,911.3 (3)
North Carolina 822.3
North Dakota 88.8
Ohio 703.6
Oklahoma 340.7
Oregon 254.9
Pennsylvania 1,066.6 (4)
Rhode Island 21.9
South Carolina 409.8
South Dakota 41.5
Tennessee 559.6
Texas 4,883.8
Utah 179.6
Vermont 51.0
Virginia 570.8
Washington 684.8
West Virginia 80.5
Wisconsin 294.5
Wyoming 57.4
United States $36,277.6
(1) New Jersey Division of Insurance estimate. (2) Business Insurance estimate. (3) Adjusted to remove late-filed premiums. (4) Pennsylvania Insurance Department estimate. Source: Business Insurance (www.businessinsurance.com), September 15, 2014.
GROSS STATE PRODUCT (GSP), INSURANCE CARRIERS AND RELATED ACTIVITIES, 2011-2012
($ millions)
State 2011 2012 As a percent of 2012 total GSP
Alabama $3,626 $3,510 1.85%
Alaska 303 316 0.53
Arizona 6,885 8,346 3.07
Arkansas 1,709 1,607 1.35
California 29,498 30,574 1.44
Colorado 5,486 5,987 2.15
Connecticut 18,183 18,001 7.41
Delaware 6,999 6,794 11.20
D.C. 1,118 1,160 1.04
Florida 17,748 19,095 2.48
Georgia 8,856 8,921 2.04
Hawaii 1,204 1,285 1.77
Idaho 901 909 1.56
Illinois 23,155 27,324 3.88
Indiana 8,579 9,666 3.15
Iowa 10,057 11,927 7.62
Kansas 3,259 4,045 2.91
Kentucky 3,702 3,733 2.10
Louisiana 3,670 3,728 1.48
Maine 1,555 1,564 2.94
Maryland 6,588 7,229 2.15
Massachusetts 11,724 13,665 3.16
Michigan 11,036 12,305 2.95
Minnesota 10,946 10,790 3.62
Mississippi 1,470 1,478 1.46
Missouri 6,257 7,261 2.70
Montana 638 625 1.48
Nebraska 4,245 5,205 5.05
Nevada 1,515 1,658 1.29
New Hampshire 2,468 3,013 4.56
New Jersey 13,658 20,290 3.84
New Mexico 1,099 1,132 1.27
New York 38,263 42,035 3.28
North Carolina 6,228 6,259 1.38
North Dakota 870 969 1.96
Ohio 16,110 17,868 3.26
Oklahoma 2,444 2,653 1.55
Oregon 3,377 3,442 1.64
Pennsylvania 19,437 20,324 3.23
Rhode Island 1,736 2,007 3.89
South Carolina 3,499 3,650 2.05
South Dakota 807 870 1.99
Tennessee 6,409 6,529 2.33
Texas 23,896 24,745 1.69
Utah 2,040 2,102 1.56
Vermont 736 819 2.88
Virginia 5,777 5,725 1.29
Washington 5,913 5,828 1.49
West Virginia 1,078 1,110 1.59
Wisconsin 11,500 12,722 4.68
Wyoming 242 263 0.63
United States $378,500 $413,066 2.56%
Source: U.S. Department of Commerce, Bureau of Economic Analysis.
PREMIUM TAXES BY STATE, PROPERTY/CASUALTY AND LIFE/HEALTH INSURANCE, 2013
($000)
State Amount State Amount
Alabama $297,958 Montana $74,667
Alaska 60,236 Nebraska 69,248
Arizona 424,369 Nevada 249,390
Arkansas 162,962 New Hampshire 83,547
California 2,242,379 New Jersey 568,484
Colorado 211,320 New Mexico 125,836
Connecticut 242,448 New York 1,435,166
Delaware 87,512 North Carolina 542,551
Florida 657,710 North Dakota 47,867
Georgia 329,237 Ohio 504,075
Hawaii 136,542 Oklahoma 268,121
Idaho 72,251 Oregon 101,569
Ilinois 359,578 Pennsylvania 790,975
Indiana 207,800 Rhode Island 94,915
Iowa 104,885 South Carolina 150,213
Kansas 174,531 South Dakota 71,989
Kentucky 139,471 Tennessee 686,280
Louisiana 399,551 Texas 1,788,471
Maine 99,693 Utah 108,872
Maryland 429,410 Vermont 57,517
Massachusetts 403,757 Virginia 392,397
Michigan 294,313 Washington 436,118
Minnesota 400,974 West Virginia 151,136
Mississippi 212,493 Wisconsin 176,710
Missouri 274,089 Wyoming 18,419
    United States $17,420,002

Source: U.S. Department of Commerce, Bureau of the Census.

DOMESTIC INSURANCE COMPANIES BY STATE, PROPERTY/CASUALTY AND LIFE/ANNUITIES, 2013
State Property/casualty Life/annuities State Property/casualty Life/annuities
Alabama 19 7 Montana 3 1
Alaska 5 0 Nebraska 33 28
Arizona 40 30 Nevada 11 3
Arkansas 12 29 New Hampshire 51 2
California 109 16 New Jersey 70 2
Colorado 12 9 New Mexico 13 2
Connecticut 71 29 New York 205 81
Delaware 98 29 North Carolina 68 5
D.C. 6 1 North Dakota 13 4
Florida 120 11 Ohio 133 37
Georgia 34 15 Oklahoma 31 27
Hawaii 17 3 Oregon 15 4
Idaho 7 1 Pennsylvania 179 27
Illinois 193 58 Rhode Island 22 2
Indiana 75 27 South Carolina 24 9
Iowa 69 33 South Dakota 16 3
Kansas 26 12 Tennessee 16 14
Kentucky 9 7 Texas 208 125
Louisiana 32 38 Utah 10 16
Maine 11 3 Vermont 13 2
Maryland 35 5 Virginia 18 5
Massachusetts 54 17 Washington 12 9
Michigan 72 25 West Virginia 19 0
Minnesota 39 12 Wisconsin 173 20
Mississippi 14 15 Wyoming 1 1
Missouri 47 27 United States (1) 2,583 888
(1) Excludes territories. Excludes health insurers, risk retention groups, fraternals, title and other insurers.                                                          Source: Insurance Department Resources Report, 2014, published by the National Association of Insurance Commissioners (NAIC). Reprinted with permission. Further reprint or redistribution strictly prohibited without written permission of NAIC.
REGULATED INSURANCE ENTITIES BY STATE, 2013
State Domestic insurers (1) Licensed out-of-state insurers (2) Chartered self-insured groups or pools Chartered purchasing groups All companies doing business in state (3)
Alabama 39 1,386 0 0 1,425
Alaska 7 726 0 2 735
Arizona 125 1,598 24 23 1,770
Arkansas 57 1,480 0 1 1,538
California 148 1,120 0 39 1,307
Colorado 48 1,433 9 39 1,529
Connecticut 109 1,202 0 25 1,336
D.C. 50 1,354 0 18 1,422
Delaware 144 1,347 0 168 1,659
Florida 450 1,658 13 49 2,170
Georgia 99 1,555 38 0 1,692
Hawaii 45 1,080 2 7 1,134
Idaho 15 1,408 11 3 1,437
Illinois 354 1,372 17 140 1,883
Indiana 163 1,639 12 17 1,831
Iowa 214 1,382 2 1 1,599
Kansas 46 1,632 16 16 1,710
Kentucky 36 1,530 13 11 1,590
Louisiana 113 1,434 26 3 1,576
Maine 18 1,103 19 1 1,141
Maryland 65 1,467 6 11 1,549
Massachusetts 89 1,260 21 8 1,378
Michigan 141 1,391 16 7 1,555
Minnesota 157 1,361 17 25 1,560
Mississippi 38 1,479 0 2 1,519
Missouri 177 1,497 9 9 1,692
Montana 44 1,411 0 9 1,464
Nebraska 92 1,437 7 5 1,541
Nevada 60 1,486 9 6 1,561
New Hampshire 62 1,060 0 6 1,128
New Jersey 117 1,303 48 38 1,506
New Mexico 25 1,450 4 0 1,479
New York 608 1,149 13 67 1,837
North Carolina 82 1,406 4 0 1,492
North Dakota 32 1,342 2 2 1,378
Ohio 235 1,509 0 23 1,767
Oklahoma 77 1,479 3 5 1,564
Oregon 45 1,483 0 6 1,534
Pennsylvania 265 1,550 17 27 1,859
Rhode Island 29 1,249 1 25 1,304
South Carolina 82 1,585 0 0 1,667
South Dakota 38 1,367 0 0 1,405
Tennessee 62 1,564 8 6 1,640
Texas 408 1,565 6 62 2,041
Utah 64 1,529 0 10 1,603
Vermont 108 1,594 0 8 1,710
Virginia 63 1,658 17 13 1,751
Washington 44 1,410 0 11 1,465
West Virginia 27 1,353 1 2 1,383
Wisconsin 381 1,721 0 7 2,109
Wyoming 6 1,347 0 1 1,354
Total U.S. (4) 6,086   411 964  
(1) Insurers that are domiciled in the state. Includes property/casualty, life/annuities, health, fraternal, title, risk retention groups and "other." (2) This category is comprised of insurers designated by the NAIC as "foreign insurers"—i.e., insurers whose state of domicile is other than the state in which it is writing business.  There is no total in this column to avoid double counting—i.e., insurers are only included in the figures for states in which they are domiciled. (3) No totals shown, so as to avoid double counting.  Totals reflect insurers physically located in the state. (4) Totals include U.S. territories and possessions. Source: Insurance Department Resources Report, 2014, published by the National Association of Insurance Commissioners (NAIC). Reprinted with permission. Further reprint or redistribution strictly prohibited without written permission of NAIC.
TORNADOES AND RELATED DEATHS BY STATE, 2013 (1)
State Tornadoes Fatalities Rank (2) State Tornadoes Fatalities Rank (2)
Alabama 27 0 15 Montana 10 0 25
Alaska 0 0 (3) Nebraska 65 0 2
Arizona 1 0 38 Nevada 0 0 (3)
Arkansas 30 2 13 New Hampshire 0 0 (3)
California 6 0 31 New Jersey 3 0 33
Colorado 27 0 15 New Mexico 0 0 (3)
Connecticut 3 0 33 New York 9 0 27
D.C. 0 0 (3) North Carolina 12 0 23
Delaware 1 0 38 North Dakota 17 0 19
Florida 37 0 10 Ohio 26 0 15
Georgia 27 1 15 Oklahoma 56 34 5
Hawaii 0 0 (3) Oregon 3 0 33
Idaho 5 0 32 Pennsylvania 9 0 27
Illinois 69 8 1 Rhode Island 0 0 (3)
Indiana 41 0 9 South Carolina 8 0 29
Iowa 30 1 13 South Dakota 15 0 20
Kansas 58 0 4 Tennessee 43 0 8
Kentucky 50 0 7 Texas 65 7 2
Louisiana 34 0 12 Utah 1 0 38
Maine 1 0 38 Vermont 0 0 (3)
Maryland 10 0 25 Virginia 3 0 33
Massachusetts 1 0 38 Washington 2 0 37
Michigan 13 0 22 West Virginia 0 0 (3)
Minnesota 11 0 24 Wisconsin 15 0 20
Mississippi 36 2 11 Wyoming 8 0 29
Missouri 54 0 6 United States 942 (4) 55  

(1) Ranked by total number of tornadoes.
(2) States with the same number receive the same ranking.
(3) State had no tornadoes in 2013.
(4) The U.S. total will not match data used in other charts because it counts tornadoes that cross state lines.

Source: U.S. Department of Commerce, Storm Prediction Center, National Weather Service.

WILDFIRES BY STATE, 2013
State Number of fires Number of acres burned 
Alabama 1,284 25,623
Alaska 603 1,316,876
Arizona 1,756 105,281
Arkansas 881 14,733
California 9,907 577,675
Colorado 1,176 195,145
Connecticut 76 238
Delaware 4 17
Florida 101 7,660
Georgia 2,942 6,736
Hawaii (1) (1)
Idaho 1,471 722,204
Illinois 24 55
Indiana 19 806
Iowa 436 14,704
Kansas 16 7,137
Kentucky 1,030 25,084
Louisiana 1,027 17,883
Maine 426 743
Maryland 126 182
Massachusetts 1,132 879
Michigan 436 940
Minnesota 1,115 22,107
Mississippi 5 33
Missouri 51 1,660
Montana 1,723 124,209
Nebraska 10 63
Nevada 763 162,907
New Hampshire 85 137
New Jersey 1,013 1,430
New Mexico 1,064 221,951
New York 138 1,073
North Carolina 3,514 24,547
North Dakota 515 16,116
Ohio 31 152
Oklahoma 610 26,490
Oregon 2,848 350,786
Pennsylvania 639 1,788
Rhode Island 7 27
South Carolina 1,337 7,082
South Dakota 889 4,475
Tennessee 424 7,080
Texas 70 10,743
Utah 1,276 70,282
Vermont 124 281
Virginia 482 4,418
Washington 1,527 152,603
West Virginia 557 8,577
Wisconsin 671 9,196
Wyoming 468 44,016
United States (2) 47,579 4,319,546

(1) Hawaii had no wildfires in 2013.
(2) Includes Puerto Rico which had 750 fires that burned 4,716 acres.

Source: National Interagency Fire Center.

TOP TEN STATES FOR WILDFIRES RANKED BY NUMBER OF FIRES AND BY NUMBER OF ACRES BURNED, 2013
Rank State Number of fires Rank State Number of acres burned
1 California 9,907 1 Alaska 1,316,876
2 North Carolina 3,514 2 Idaho 722,204
3 Georgia 2,942 3 California 577,675
4 Oregon 2,848 4 Oregon 350,786
5 Arizona 1,756 5 New Mexico 221,951
6 Montana 1,723 6 Colorado 195,145
7 Washington 1,527 7 Nevada 162,907
8 Idaho 1,471 8 Washington 152,603
9 South Carolina 1,337 9 Montana 124,209
10 Alabama 1,284 10 Arizona 105,281

Source: National Interagency Fire Center.

INSURANCE PROVIDED BY FAIR PLANS BY STATE, FISCAL YEAR 2013 (1)
  Number of    
State Habitational policies Commercial policies Exposure (2) ($000) Direct premiums written ($000)
California 123,287 5,327 $41,708,503 $69,103
Connecticut  2,829 116 540,843 3,687
Delaware 1,947 73 306,440 629
D.C. 368 63 115,687 393
Florida (3) 1,418,877 40,467 228,887,485 2,761,638
Georgia 33,793 1,792 4,731,530 25,431
Illinois 6,406 94 686,372 7,132
Indiana 2,232 52 243,382 2,190
Iowa 1,133 42 73,477 800
Kansas 11,648 163 623,217 5,540
Kentucky 11,596 589 589,679 7,633
Louisiana (3) 126,708 5,022 17,831,008 179,003
Maryland 2,225 89 421,309 1,408
Massachusetts 215,201 378 77,176,753 275,455
Michigan 24,109 439 3,011,975 26,581
Minnesota                      5,465 37 1,259,687 4,257
Mississippi 12,847 (4) 751,425 8,829
Missouri 4,088 179 234,464 2,209
New Jersey 18,098 529 2,601,010 10,865
New Mexico 10,612 223 70,119 4,038
New York 52,312 3,584 14,449,237 36,996
North Carolina 139,642 2,226 11,204,596 52,429
Ohio 30,727 547 7,116,116 25,857
Oregon 2,332 80 189,989 947
Pennsylvania 20,706 1,463 1,731,758 8,272
Rhode Island 16,643 134 3,997,695 20,933
Texas 155,469 (4) 20,594,317 122,683
Virginia 32,871 557 4,429,507 19,798
Washington 54 23 21,109 175
West Virginia 591 71 36,646 372
Total               2,484,816 64,359 $445,635,335 $3,685,283
(1) Excludes the FAIR Plans of Arkansas, Hawaii and Wisconsin. (2) Exposure is the estimate of the aggregate value of all insurance in force in all FAIR Plans in all lines (except liability, where applicable, and crime) for 12 months ending September through December. (3) Citizens Property Insurance Corporation, which combined the FAIR and Beach Plans. (4) The Mississippi and Texas FAIR Plans do not offer a commercial policy. Source: Property Insurance Plans Service Office (PIPSO).
INCURRED LOSSES BY STATE, PROPERTY/CASUALTY INSURANCE, 2013 (1)
($000)
State Incurred losses
Alabama $3,685,353
Alaska 641,849
Arizona 4,590,840
Arkansas 2,441,582
California 33,523,386
Colorado 6,302,530
Connecticut 4,145,000
Delaware 862,153
D.C. 781,702
Florida 17,340,381
Georgia 9,051,085
Hawaii 867,650
Idaho 1,175,380
Illinois 13,768,320
Indiana 5,637,923
Iowa 4,300,199
Kansas 3,869,263
Kentucky 3,239,711
Louisiana 5,380,059
Maine 982,581
Maryland 5,612,042
Massachusetts 6,070,072
Michigan 13,549,259
Minnesota 6,683,611
Mississippi 3,368,013
Missouri 5,302,132
Montana 1,119,300
Nebraska 3,069,914
Nevada 2,513,240
New Hampshire 1,064,743
New Jersey 11,433,517
New Mexico 1,814,606
New York 18,993,882
North Carolina 6,561,521
North Dakota 1,827,533
Ohio 7,100,686
Oklahoma 6,191,936
Oregon 2,890,355
Pennsylvania 11,309,632
Rhode Island 1,080,667
South Carolina 3,627,063
South Dakota 1,418,869
Tennessee 5,004,379
Texas 23,707,903
Utah 1,983,285
Vermont 569,684
Virginia 5,654,725
Washington 4,953,601
West Virginia 1,283,262
Wisconsin 5,387,638
Wyoming 533,975
United States $294,267,995
(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance. Source: SNL Financial LC.
INCURRED LOSSES BY STATE, PRIVATE PASSENGER AUTO INSURANCE, 2013 (1)
($000)
State Incurred losses
Alabama $1,596,664
Alaska 238,254
Arizona 2,280,069
Arkansas 931,235
California 12,720,741
Colorado 2,172,913
Connecticut 1,684,930
D.C. 152,875
Delaware 404,700
Florida 8,641,573
Georgia 4,082,627
Hawaii 339,248
Idaho 420,270
Illinois 3,715,017
Indiana 1,851,142
Iowa 869,188
Kansas 959,007
Kentucky 1,524,109
Louisiana 2,476,207
Maine 359,858
Maryland 2,407,572
Massachusetts 2,644,104
Michigan 8,183,301
Minnesota 1,831,270
Mississippi 1,168,092
Missouri 1,835,863
Montana 335,530
Nebraska 676,003
Nevada 1,135,766
New Hampshire 424,805
New Jersey 4,324,004
New Mexico 711,379
New York 6,910,290
North Carolina 2,851,993
North Dakota 231,592
Ohio 3,228,310
Oklahoma 1,588,770
Oregon 1,343,712
Pennsylvania 4,586,892
Rhode Island 506,036
South Carolina 1,852,332
South Dakota 335,608
Tennessee 1,883,924
Texas 9,570,299
Utah 897,560
Vermont 189,677
Virginia 2,711,783
Washington 2,481,182
West Virginia 569,535
Wisconsin 1,642,147
Wyoming 206,472
United States $116,686,431
(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance.        Source: SNL Financial LC.
INCURRED LOSSES BY STATE, HOMEOWNERS INSURANCE, 2013 (1)
($000)
State Incurred losses
Alabama $699,026
Alaska 64,268
Arizona 684,700
Arkansas 312,888
California 3,160,657
Colorado 1,224,168
Connecticut 423,211
D.C. 44,298
Delaware 80,931
Florida 2,033,188
Georgia 1,638,180
Hawaii 93,937
Idaho 147,574
Illinois 2,180,699
Indiana 988,939
Iowa 307,396
Kansas 517,870
Kentucky 375,928
Louisiana 621,918
Maine 156,679
Maryland 589,338
Massachusetts 666,345
Michigan 1,322,035
Minnesota 1,090,155
Mississippi 687,831
Missouri 724,190
Montana 164,612
Nebraska 701,769
Nevada 226,903
New Hampshire 142,369
New Jersey 677,155
New Mexico 221,981
New York 1,696,554
North Carolina 935,592
North Dakota 81,889
Ohio 1,249,521
Oklahoma 1,765,053
Oregon 304,654
Pennsylvania 1,126,166
Rhode Island 124,787
South Carolina 457,530
South Dakota 185,131
Tennessee 799,806
Texas 3,063,381
Utah 207,149
Vermont 78,785
Virginia 664,508
Washington 641,176
West Virginia 179,802
Wisconsin 579,048
Wyoming 101,288
United States $37,212,958
(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance.          Source: SNL Financial LC.
INCURRED LOSSES BY STATE, COMMERCIAL INSURANCE, 2013 (1)
($000)
State Incurred losses
Alabama $1,287,008
Alaska 332,157
Arizona 1,571,177
Arkansas 1,160,047
California 17,223,123
Colorado 2,799,323
Connecticut 2,004,478
D.C. 501,864
Delaware 404,810
Florida 6,472,067
Georgia 3,172,899
Hawaii 423,802
Idaho 565,460
Illinois 7,572,645
Indiana 2,522,696
Iowa 2,984,205
Kansas 2,237,774
Kentucky 1,242,158
Louisiana 2,223,322
Maine 452,246
Maryland 2,555,696
Massachusetts 2,696,607
Michigan 3,836,008
Minnesota 3,609,599
Mississippi 1,465,309
Missouri 2,544,951
Montana 549,188
Nebraska 1,539,327
Nevada 1,126,288
New Hampshire 483,573
New Jersey 6,344,715
New Mexico 853,176
New York 10,081,172
North Carolina 2,632,081
North Dakota 1,451,355
Ohio 2,408,701
Oklahoma 2,708,256
Oregon 1,164,887
Pennsylvania 5,372,475
Rhode Island 435,585
South Carolina 1,261,536
South Dakota 804,632
Tennessee 2,186,195
Texas 10,614,095
Utah 837,251
Vermont 289,786
Virginia 2,174,083
Washington 1,720,758
West Virginia 511,388
Wisconsin 2,975,162
Wyoming 185,557
United States $134,572,651
(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance.    Source: SNL Financial LC.  
INCURRED LOSSES BY STATE, WORKERS COMPENSATION INSURANCE, 2013 (1)
($000)
State Incurred losses
Alabama $168,581
Alaska 149,821
Arizona 487,849
Arkansas 120,682
California 7,029,735
Colorado 505,966
Connecticut 536,786
D.C. 85,947
Delaware 131,757
Florida 1,136,733
Georgia 687,329
Hawaii 141,137
Idaho 202,058
Illinois 1,606,520
Indiana 507,314
Iowa 459,992
Kansas 228,478
Kentucky 311,935
Louisiana 473,367
Maine 136,590
Maryland 622,290
Massachusetts 651,241
Michigan 511,318
Minnesota 524,995
Mississippi 159,537
Missouri 450,185
Montana 159,108
Nebraska 217,506
Nevada 155,706
New Hampshire 128,638
New Jersey 1,431,561
New Mexico 140,587
New York 2,301,789
North Carolina 791,570
North Dakota 2,246
Ohio 6,905
Oklahoma 668,539
Oregon 332,046
Pennsylvania 1,625,252
Rhode Island 104,739
South Carolina 370,686
South Dakota 79,268
Tennessee 492,760
Texas 1,235,380
Utah 203,796
Vermont 99,746
Virginia 549,629
Washington 12,987
West Virginia 134,992
Wisconsin 1,145,431
Wyoming 3,100
United States $30,422,109
(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance.   Source: SNL Financial LC. 
LIFE INSURANCE CLAIMS AND BENEFITS PAID BY STATE, 2013 (1) (1)
($000)
State Claims and benefits paid
Alabama $5,371,670
Alaska 811,980
Arizona 8,416,817
Arkansas 2,779,660
California 43,910,987
Colorado 7,293,309
Connecticut 15,731,714
D.C. 1,976,722
Delaware 7,807,575
Florida 29,675,333
Georgia 10,681,760
Hawaii 2,259,266
Idaho 1,638,191
Illinois 18,563,912
Indiana 8,337,714
Iowa 5,739,560
Kansas 4,209,856
Kentucky 4,861,438
Louisiana 5,698,821
Maine 1,758,302
Maryland 8,677,052
Massachusetts 16,484,924
Michigan 15,830,844
Minnesota 9,487,392
Mississippi 2,645,702
Missouri 9,119,789
Montana 1,023,676
Nebraska 3,338,585
Nevada 2,747,970
New Hampshire 2,438,994
New Jersey 18,737,868
New Mexico 2,511,463
New York 35,326,500
North Carolina 13,140,105
North Dakota 878,236
Ohio 16,800,519
Oklahoma 3,555,581
Oregon 5,912,042
Pennsylvania 21,917,304
Rhode Island 1,699,855
South Carolina 5,512,377
South Dakota 1,121,657
Tennessee 7,888,629
Texas 25,662,392
Utah 3,325,736
Vermont 978,995
Virginia 10,434,980
Washington 8,303,029
West Virginia 1,996,357
Wisconsin 9,078,172
Wyoming 634,485
United States $454,735,796
(1) On a direct basis before reinsurance. Includes life insurance, death benefits, matured endowments, annuity benefits, and other life insurance benefits. Does not include accident and health benefits. Source: SNL Financial LC.
PRIVATE PASSENGER CARS INSURED IN THE SHARED AND VOLUNTARY MARKETS, 2012
State Voluntary market Shared market Total Shared market as a percent of total
Alabama 3,512,651 0 3,512,651 (1)
Alaska 488,440 78 488,518 0.016%
Arizona 4,260,695 0 4,260,695 (1)
Arkansas 2,131,327 2 2,131,329 (1)
California 25,391,859 587 25,392,446 0.002
Colorado 3,877,688 0 3,877,688 (1)
Connecticut 2,470,553 179 2,470,732 0.007
Delaware 631,210 1 631,211 (1)
D.C. 238,419 147 238,566 0.062
Florida 11,283,532 2,033 11,285,565 0.018
Georgia 7,010,414 0 7,010,414 (1)
Hawaii 834,816 3,950 838,766 0.471
Idaho 1,106,249 3 1,106,252 (1)
Illinois 7,980,752 572 7,981,324 0.007
Indiana 4,481,849 3 4,481,852 (1)
Iowa 2,437,335 13 2,437,348 0.001
Kansas 2,295,485 1,676 2,297,161 0.073
Kentucky 3,109,752 76 3,109,828 0.002
Louisiana 2,905,256 0 2,905,256 (1)
Maine 1,022,437 9 1,022,446 0.001
Maryland 3,920,154 43,289 3,963,443 1.092
Massachusetts 4,179,418 103,112 4,282,530 2.408
Michigan 6,202,697 1,563 6,204,260 0.025
Minnesota 3,891,523 23 3,891,546 0.001
Mississippi 1,873,730 16 1,873,746 0.001
Missouri 4,289,100 19 4,289,119 (1)
Montana 827,851 34 827,885 0.004
Nebraska 1,518,948 1 1,518,949 (1)
Nevada 1,812,804 2 1,812,806 (1)
New Hampshire 905,471 269 905,740 0.030
New Jersey 5,332,599 46,210 5,378,809 0.859
New Mexico 1,544,524 2 1,544,526 (1)
New York 9,299,087 61,638 9,360,725 0.658
North Carolina 5,618,255 1,588,143 7,206,398 22.038
North Dakota 642,582 1 642,583 (1)
Ohio 8,174,369 0 8,174,369 (1)
Oklahoma 2,732,173 14 2,732,187 0.001
Oregon 2,743,083 1 2,743,084 (1)
Pennsylvania 8,643,621 7,252 8,650,873 0.084
Rhode Island 665,769 9,953 675,722 1.473
South Carolina 3,474,069 0 3,474,069 (1)
South Dakota 700,988 0 700,988 (1)
Tennessee 4,368,667 14 4,368,681 (1)
Texas (2) NA NA NA NA
Utah 1,879,547 1 1,879,548 (1)
Vermont 483,961 62 484,023 0.013
Virginia 6,232,027 601 6,232,628 0.010
Washington 4,698,148 0 4,698,148 (1)
West Virginia 1,329,442 16 1,329,458 0.001
Wisconsin 4,041,286 0 4,041,286 (1)
Wyoming 535,568 0 535,568 (1)
United States 190,032,180 1,871,565 191,903,745 0.975%
(1) Less than 0.001 percent. (2) Texas information is no longer available. NA=Data not available. Source: Automobile Insurance Plans Service Office.
PERCENT OF OCCUPIED HOUSING UNITS THAT ARE OWNER OCCUPIED, 2012
State Percent Rank (1) State Percent Rank (1)
Alabama 68.8% 13 Montana 67.1% 20
Alaska 63.4 40 Nebraska 66.3 29
Arizona 62.6 41 Nevada 54.9 48
Arkansas 66.2 31 New Hampshire 70.9 7
California 54.0 49 New Jersey 65.1 36
Colorado 64.0 38 New Mexico 67.7 17
Connecticut 66.9 23 New York 53.7 50
Delaware 70.8 8 North Carolina 65.4 35
D.C. 41.5 51 North Dakota 65.0 37
Florida 65.6 34 Ohio 66.3 29
Georgia 63.7 39 Oklahoma 66.4 27
Hawaii 56.9 47 Oregon 61.6 45
Idaho 68.4 14 Pennsylvania 68.9 12
Illinois 66.6 25 Rhode Island 60.0 46
Indiana 69.4 10 South Carolina 68.1 16
Iowa 71.9 2 South Dakota 67.1 20
Kansas 66.4 27 Tennessee 66.7 24
Kentucky 67.0 22 Texas 62.3 42
Louisiana 65.7 33 Utah 69.6 9
Maine 71.4 3 Vermont 71.0 6
Maryland 66.5 26 Virginia 66.2 31
Massachusetts 62.2 44 Washington 62.3 42
Michigan 71.1 5 West Virginia 72.0 1
Minnesota 71.4 3 Wisconsin 67.3 19
Mississippi 68.2 15 Wyoming 69.0 11
Missouri 67.5 18 United States 63.9%  

(1) States with the same percentages receive the same rank.

Source: U.S. Department of Commerce, Census Bureau; American Community Survey.

SMALL BUSINESSES BY STATE, 2011 (1)
State Number of establishments Employment Annual payroll ($000)
Alabama 78,423 757,475 $25,950,638
Alaska 17,336 134,485 6,268,896
Arizona 104,849 928,155 33,403,839
Arkansas 53,365 482,849 14,694,647
California 730,193 6,331,871 280,857,823
Colorado 128,206 962,232 38,805,304
Connecticut 74,049 710,034 34,206,313
Delaware 19,315 167,505 6,963,488
D.C. 16,510 223,867 13,908,715
Florida 415,047 2,878,741 104,819,673
Georgia 173,969 1,479,081 54,051,569
Hawaii 26,498 256,569 8,952,951
Idaho 37,175 272,033 8,225,603
Illinois 263,939 2,381,721 102,027,469
Indiana 116,313 1,157,117 39,598,951
Iowa 68,208 637,149 21,268,020
Kansas 61,544 588,945 20,308,597
Kentucky 72,271 689,662 22,482,839
Louisiana 85,137 875,974 31,780,898
Maine 35,250 280,646 9,383,918
Maryland 110,659 1,078,548 47,122,721
Massachusetts 142,611 1,369,448 65,842,328
Michigan 183,107 1,724,356 66,108,308
Minnesota 123,651 1,173,793 44,443,920
Mississippi 47,271 431,798 12,985,062
Missouri 121,702 1,098,076 37,723,883
Montana 32,164 226,492 6,960,710
Nebraska 43,963 386,049 12,931,402
Nevada 47,592 410,976 15,395,564
New Hampshire 31,306 282,664 11,507,773
New Jersey 196,230 1,689,016 76,992,454
New Mexico 36,296 327,506 10,785,058
New York 461,973 3,760,551 181,507,553
North Carolina 175,473 1,531,252 51,794,706
North Dakota 19,603 182,314 6,445,722
Ohio 201,577 2,074,595 74,216,125
Oklahoma 74,926 675,890 23,119,125
Oregon 92,079 750,300 26,163,316
Pennsylvania 243,775 2,430,201 91,855,331
Rhode Island 24,415 222,139 8,521,210
South Carolina 80,897 719,068 22,652,605
South Dakota 22,744 197,525 6,134,912
Tennessee 101,980 1,017,917 37,254,190
Texas 422,196 4,119,801 163,981,699
Utah 58,769 486,325 17,212,409
Vermont 19,059 156,760 5,584,865
Virginia 154,178 1,431,801 60,700,612
Washington 148,975 1,221,819 49,355,949
West Virginia 30,699 294,394 9,240,192
Wisconsin 116,690 1,200,082 41,970,931
Wyoming 17,901 130,745 4,883,187
United States 6,162,058 54,998,312 $2,169,353,973

(1) Number of establishments with less than 500 employees.

Source: U.S. Department of Commerce, Census Bureau; County Business.