A Firm Foundation: How Insurance Supports the Economy - State Chart Index - Montana

A 50-State Commitment

Employment

INSURANCE CARRIERS AND RELATED ACTIVITIES EMPLOYMENT BY STATE, 2014 (1)
 
State Number of employees State Number of employees
Alabama 37,319 Montana 8,758
Alaska 2,661 Nebraska 33,791
Arizona 59,953 Nevada 18,333
Arkansas 21,349 New Hampshire 17,476
California 297,159 New Jersey 98,774
Colorado 54,231 New Mexico 12,085
Connecticut 67,623 New York 196,781
Delaware 8,877 North Carolina 77,615
D.C. 4,569 North Dakota 11,000
Florida 203,275 Ohio 133,618
Georgia 101,796 Oklahoma 31,030
Hawaii 10,326 Oregon 33,319
Idaho 12,832 Pennsylvania 157,051
Illinois 144,723 Rhode Island 11,860
Indiana 61,502 South Carolina 41,501
Iowa 55,423 South Dakota 12,273
Kansas 39,578 Tennessee 61,674
Kentucky 41,789 Texas 259,251
Louisiana 35,470 Utah 25,554
Maine 13,571 Vermont 5,090
Maryland 48,009 Virginia 66,237
Massachusetts 80,564 Washington 54,985
Michigan 79,301 West Virginia 11,425
Minnesota 79,851 Wisconsin 79,188
Mississippi 18,656 Wyoming 3,483
Missouri 66,641 United States 3,109,200
(1) Total full-time and part-time employment. Note: Does not match data shown elsewhere due to the use of different surveys. Data as of September 2015. Source: U.S. Department of Commerce, Bureau of Economic Analysis, Regional Economic Information System.
INSURANCE CARRIERS AND RELATED ACTIVITIES COMPENSATION BY STATE, 2013-2014
($000)
  Annual payroll   Annual payroll
State 2013 2014 State 2013 2014
Alabama $2,295,963 $2,513,611 Montana $410,185 $439,053
Alaska 165,039 165,284 Nebraska 2,047,992 2,145,973
Arizona 3,242,289 3,744,871 Nevada 978,325 1,068,614
Arkansas 992,062 1,029,013 New Hampshire 1,402,425 1,516,743
California 20,949,233 22,299,758 New Jersey 10,029,831 10,413,696
Colorado 3,487,396 3,766,241 New Mexico 559,054 619,841
Connecticut 8,403,407 8,579,518 New York 19,217,806 20,383,140
Delaware 708,213 720,270 North Carolina 4,242,315 4,892,074
D.C. 585,367 629,161 North Dakota 500,121 550,194
Florida 12,296,580 13,366,059 Ohio 8,918,709 9,610,991
Georgia 6,902,817 7,419,754 Oklahoma 1,532,591 1,620,101
Hawaii 588,925 600,908 Oregon 2,140,198 2,246,749
Idaho 552,773 592,010 Pennsylvania 11,693,057 12,434,871
Illinois 11,625,482 12,014,509 Rhode Island 891,515 951,597
Indiana 3,617,504 3,986,716 South Carolina 2,250,125 2,299,954
Iowa 3,739,838 3,931,997 South Dakota 519,071 568,785
Kansas 2,331,040 2,489,694 Tennessee 3,634,774 3,999,452
Kentucky 2,545,043 2,822,078 Texas 15,702,161 17,269,279
Louisiana 1,947,454 2,104,880 Utah 1,286,020 1,355,151
Maine 943,155 996,808 Vermont 342,714 356,164
Maryland 3,662,849 3,794,494 Virginia 4,303,036 4,719,371
Massachusetts 7,677,513 7,944,859 Washington 3,737,916 4,006,547
Michigan 4,763,995 5,126,797 West Virginia 543,174 543,686
Minnesota 7,135,476 7,406,378 Wisconsin 5,552,055 5,503,486
Mississippi 823,224 847,703 Wyoming 149,099 154,746
Missouri 4,149,094 4,424,371 United States $218,716,000 $232,988,000
Source: U.S. Department of Commerce, Bureau of Economic Analysis, Regional Economic Information System.

Premiums

DIRECT PREMIUMS WRITTEN, P/C INSURANCE BY STATE, 2014 (1)
($000)
State Total, all lines State Total, all lines
Alabama $7,508,361 Montana $2,155,997
Alaska 1,738,802 Nebraska 4,304,681
Arizona 9,115,864 Nevada 4,283,885
Arkansas 4,621,804 New Hampshire 2,223,994
California 65,688,674 New Jersey 19,672,071
Colorado 9,989,820 New Mexico 2,979,849
Connecticut 8,015,041 New York 41,811,445
Delaware 2,201,194 North Carolina 13,697,735
D.C. 1,687,749 North Dakota 2,510,676
Florida 42,946,719 Ohio 15,048,210
Georgia 16,059,027 Oklahoma 7,706,380
Hawaii 2,300,890 Oregon 5,910,395
Idaho 2,294,633 Pennsylvania 22,289,367
Illinois 23,046,613 Rhode Island 2,120,517
Indiana 10,193,768 South Carolina 7,871,399
Iowa 6,012,397 South Dakota 2,308,430
Kansas 6,060,539 Tennessee 10,138,502
Kentucky 6,681,634 Texas 47,448,589
Louisiana 10,797,349 Utah 3,885,193
Maine 2,028,986 Vermont 1,395,653
Maryland 10,325,057 Virginia 12,224,198
Massachusetts 13,189,338 Washington 10,122,238
Michigan 17,571,288 West Virginia 2,873,244
Minnesota 10,545,874 Wisconsin 9,493,999
Mississippi 4,767,248 Wyoming 1,083,314
Missouri 10,240,479 United States $561,189,111
(1) Before reinsurance transactions, includes some state funds, excludes territories. Source: SNL Financial LC.
LIFE/HEALTH INSURERS DIRECT PREMIUMS WRITTEN AND ANNUITY CONSIDERATIONS BY STATE, 2014 (1)
($ millions)
State Life insurance Annuities Accident and health insurance (2) Deposit-type contract funds Other considerations Total
Alabama $2,278 $2,747 $1,410 $224 $587 $7,247
Alaska 732 553 336 20 193 1,835
Arizona 2,128 5,476 3,434 321 956 12,315
Arkansas 1,025 1,539 1,011 107 215 3,897
California 15,113 23,141 13,893 2,093 7,324 61,564
Colorado 2,380 4,620 3,309 795 734 11,838
Connecticut 2,410 4,441 2,797 8,445 1,411 19,505
Delaware 1,185 2,906 568 45,525 174 50,359
D.C. 388 731 768 199 779 2,865
Florida 8,421 18,135 11,786 1,064 3,739 43,144
Georgia 4,296 5,296 4,748 572 2,653 17,564
Hawaii 724 1,354 924 59 343 3,404
Idaho 519 926 547 52 186 2,230
Illinois 6,519 10,325 6,416 1,277 2,447 26,985
Indiana 2,608 5,295 3,700 875 761 13,239
Iowa 1,717 3,040 1,276 8,214 1,985 16,231
Kansas 1,304 2,299 3,202 746 412 7,962
Kentucky 1,505 2,335 1,592 309 688 6,429
Louisiana 2,224 3,580 1,932 183 556 8,474
Maine 445 1,085 827 57 198 2,613
Maryland 2,884 5,190 3,291 631 1,004 13,000
Massachusetts 3,524 7,075 2,916 1,640 3,437 18,592
Michigan 4,121 10,864 3,366 819 1,582 20,751
Minnesota 4,024 4,492 1,540 655 1,899 12,610
Mississippi 1,171 1,518 1,628 180 167 4,664
Missouri 2,626 7,619 3,391 975 1,069 15,681
Montana 368 503 380 21 138 1,409
Nebraska 1,001 1,734 1,098 460 310 4,602
Nevada 898 1,490 1,068 226 557 4,240
New Hampshire 577 1,591 649 181 411 3,410
New Jersey 6,261 11,568 6,533 1,401 2,567 28,330
New Mexico 619 1,011 640 78 315 2,664
New York 11,262 17,382 8,496 24,152 9,491 70,783
North Carolina 4,235 6,924 5,142 1,273 2,437 20,011
North Dakota 376 667 292 50 133 1,518
Ohio 4,856 10,022 6,373 3,890 1,879 27,020
Oklahoma 1,376 1,878 1,594 181 402 5,431
Oregon 1,162 2,390 1,835 220 833 6,439
Pennsylvania 6,256 12,695 5,979 2,987 5,924 33,842
Rhode Island 437 1,239 691 64 250 2,682
South Carolina 1,938 3,505 1,891 189 358 7,882
South Dakota 641 580 366 61 140 1,788
Tennessee 2,794 4,764 2,670 396 1,065 11,689
Texas 10,665 15,873 14,507 2,170 2,794 46,009
Utah 1,263 2,164 932 307 414 5,079
Vermont 254 528 317 45 107 1,251
Virginia 3,879 6,225 3,946 756 1,122 15,928
Washington 2,329 4,559 2,839 289 1,477 11,493
West Virginia 611 1,208 640 98 169 2,726
Wisconsin 2,476 4,843 3,544 510 1,062 12,435
Wyoming 275 424 346 22 35 1,103
United States (3) $143,079 $252,346 $153,376 $116,066 $69,891 $734,758
(1) Direct premiums written before reinsurance transactions, excludes state funds. (2) Excludes accident and health premiums reported on property/casualty and health annual statements. (3) Excludes territories, dividends and other nonstate specific data. Source: SNL Financial LC.
DIRECT PREMIUMS WRITTEN, PROPERTY/CASUALTY INSURANCE BY STATE BY LINE, 2014 (1)
($000)
  Private passenger auto Commercial auto      
State Liability Coll./comp. Liability Coll./comp. Homeowners multiple peril Farmowners multiple peril Commercial multiple peril
Alabama $1,436,654 $1,204,084 $305,083 $101,977 $1,618,502 $73,607 $571,143
Alaska 274,845 172,420 51,458 18,411 160,018 578 112,520
Arizona 2,263,737 1,515,364 324,794 87,433 1,445,309 15,750 606,051
Arkansas 870,319 737,811 214,831 93,891 839,419 27,732 318,399
California 12,492,912 9,284,710 2,262,548 650,389 7,239,213 205,910 4,494,223
Colorado 2,007,642 1,323,833 322,555 121,242 1,889,910 76,273 718,217
Connecticut 1,613,720 984,269 301,383 71,485 1,379,750 5,493 635,253
Delaware 515,788 217,928 85,769 17,457 230,180 5,295 298,109
D.C. 154,725 137,609 33,971 7,105 144,502 0 162,465
Florida 10,778,248 3,779,196 1,574,264 305,579 8,716,736 23,065 2,115,298
Georgia 3,780,723 2,457,798 663,374 181,424 2,696,701 116,138 963,658
Hawaii 404,104 261,437 81,941 20,706 357,518 410 171,676
Idaho 437,096 300,259 96,911 44,538 298,686 56,587 190,233
Illinois 3,530,480 2,774,645 913,208 280,419 3,313,866 165,917 1,682,816
Indiana 1,782,991 1,319,937 417,384 172,932 1,776,409 194,441 784,664
Iowa 740,461 745,785 213,554 135,985 693,101 182,514 363,228
Kansas 812,450 781,451 168,475 111,692 1,049,641 223,083 379,269
Kentucky 1,676,841 846,372 278,264 94,927 1,068,606 154,189 507,333
Louisiana 2,316,772 1,385,826 512,862 104,676 1,805,758 13,270 536,885
Maine 348,958 284,510 88,638 36,332 381,334 4,252 215,973
Maryland 2,503,889 1,641,254 392,998 104,152 1,548,800 26,243 624,967
Massachusetts 2,578,738 1,900,941 553,813 176,078 2,072,114 3,007 1,099,653
Michigan 5,077,222 2,697,919 586,435 259,352 2,553,593 138,742 1,049,293
Minnesota 1,790,538 1,304,118 332,036 164,083 1,930,257 137,437 690,799
Mississippi 879,528 706,645 233,262 82,405 926,736 21,956 330,106
Missouri 1,760,949 1,411,336 383,458 155,519 1,841,778 163,417 751,307
Montana 332,959 276,981 95,629 53,402 276,527 65,619 164,541
Nebraska 551,429 483,762 136,041 98,233 591,466 199,918 257,987
Nevada 1,269,532 568,716 191,321 32,505 505,468 7,636 301,692
New Hampshire 383,774 350,646 85,954 31,293 373,119 2,907 226,109
New Jersey 4,833,988 2,123,504 996,112 181,458 2,479,828 2,544 1,434,577
New Mexico 742,819 423,997 133,102 44,969 468,730 24,727 219,686
New York 7,547,168 3,934,340 1,825,315 305,467 5,110,113 39,591 3,711,941
North Carolina 2,708,801 2,179,089 519,694 164,346 2,314,547 56,495 935,112
North Dakota 202,614 239,529 92,613 78,054 187,514 109,201 143,396
Ohio 3,244,114 2,494,895 622,924 223,547 2,686,484 157,722 1,237,066
Oklahoma 1,294,432 1,022,190 294,279 132,780 1,524,715 149,369 525,855
Oregon 1,607,407 680,903 231,823 66,294 714,520 62,706 451,558
Pennsylvania 4,360,505 3,215,115 942,909 343,286 3,173,062 100,465 1,699,468
Rhode Island 507,094 251,901 75,949 19,535 353,593 238 151,397
South Carolina 1,860,363 1,161,048 265,117 79,116 1,536,483 11,976 467,215
South Dakota 220,993 237,116 63,609 46,213 203,614 108,196 127,096
Tennessee 1,885,763 1,482,846 378,117 167,801 1,839,623 141,631 681,707
Texas 9,087,961 7,226,551 2,104,839 680,766 7,860,674 256,717 2,601,838
Utah 922,720 547,045 168,705 62,937 463,877 12,446 248,455
Vermont 170,833 162,296 45,809 20,348 184,161 14,238 177,611
Virginia 2,709,520 2,019,469 455,350 131,363 2,073,201 73,610 764,637
Washington 2,813,566 1,379,962 391,687 113,891 1,521,728 68,760 775,986
West Virginia 675,861 497,781 121,854 41,365 414,178 13,467 199,140
Wisconsin 1,499,900 1,155,022 357,961 155,290 1,287,145 165,101 654,978
Wyoming 171,778 181,768 56,404 33,146 170,125 33,477 96,906
United States $114,436,227 $74,473,930 $22,046,388 $6,907,591 $86,292,932 $3,914,066 $38,629,497
(1) Includes some state funds. Source: SNL Financial LC.
DIRECT PREMIUMS WRITTEN, PROPERTY/CASUALTY INSURANCE BY STATE BY LINE, 2014 (1) (CONT'D)
($000)
State Workers compensation Excess workers compensation Medical malpractice Product liability Other liability Fire Allied lines
Alabama $331,235 $22,486 $118,649 $30,752 $577,909 $222,718 $197,823
Alaska 283,324 4,719 23,403 4,363 148,248 59,217 35,071
Arizona 818,076 12,074 219,733 38,132 751,236 129,121 122,406
Arkansas 253,233 7,607 62,262 16,925 329,244 151,103 120,712
California 11,418,599 215,993 753,609 428,837 6,899,860 1,241,465 785,228
Colorado 956,260 12,860 155,718 66,126 1,044,735 134,388 155,321
Connecticut 868,249 22,621 168,004 52,752 973,757 142,656 124,768
Delaware 187,541 1,232 34,308 6,995 280,015 27,990 24,332
D.C. 158,453 2,789 30,437 4,895 369,825 36,597 28,522
Florida 2,569,884 58,707 592,577 193,200 3,846,364 1,303,270 3,124,280
Georgia 1,348,560 38,362 253,950 77,226 1,397,936 337,220 270,301
Hawaii 243,495 4,555 29,360 10,107 286,733 69,786 95,837
Idaho 342,901 1,831 31,227 11,650 165,313 29,966 29,521
Illinois 2,753,626 57,626 527,348 145,029 3,366,337 381,240 340,008
Indiana 847,794 15,587 119,974 73,375 844,839 313,413 192,422
Iowa 748,622 10,462 68,254 42,142 519,436 106,820 123,189
Kansas 492,644 10,903 59,338 37,229 425,287 105,100 148,767
Kentucky 513,768 21,004 107,636 27,055 425,379 132,077 107,079
Louisiana 868,836 53,502 101,396 48,458 876,778 347,851 480,241
Maine 207,994 3,081 41,673 7,180 149,005 42,716 39,773
Maryland 931,390 12,035 273,066 48,336 987,352 150,002 133,116
Massachusetts 1,081,253 20,451 307,108 104,521 1,676,746 299,564 222,833
Michigan 1,194,278 34,404 191,888 91,884 1,233,828 322,715 181,711
Minnesota 924,773 1,333 79,039 88,254 1,030,887 186,063 278,067
Mississippi 379,457 12,637 49,762 18,587 304,206 144,452 126,336
Missouri 895,556 32,796 144,441 57,608 907,903 218,254 182,258
Montana 283,617 5,885 41,458 10,938 151,659 29,105 27,993
Nebraska 382,304 5,705 34,629 22,519 319,066 57,637 73,778
Nevada 344,269 17,726 74,044 18,061 398,311 84,848 77,640
New Hampshire 271,488 3,597 38,281 11,769 186,474 37,419 31,386
New Jersey 2,385,005 34,877 456,507 198,421 2,240,190 387,830 343,522
New Mexico 291,389 7,255 51,929 9,341 211,355 39,133 43,336
New York 5,261,029 54,605 1,733,437 250,192 6,649,898 849,193 593,643
North Carolina 1,430,889 29,060 184,651 96,335 1,078,272 278,872 274,915
North Dakota 6,663 0 12,022 17,013 184,147 32,760 51,918
Ohio 21,036 75,115 293,799 112,429 1,541,440 390,869 247,926
Oklahoma 893,482 31,724 100,774 47,497 588,044 179,320 190,560
Oregon 664,456 12,438 91,246 35,085 461,737 92,218 75,286
Pennsylvania 2,644,800 42,855 648,924 138,274 2,339,132 436,485 299,847
Rhode Island 199,677 1,384 38,623 10,880 204,142 49,870 42,327
South Carolina 701,687 10,051 64,576 37,071 451,225 207,488 191,727
South Dakota 176,184 1,406 17,088 10,074 110,398 25,237 30,694
Tennessee 861,022 19,853 233,906 54,920 882,109 260,004 176,571
Texas 2,843,768 37,376 306,108 309,613 4,785,315 1,717,079 1,781,380
Utah 411,695 4,272 58,208 29,770 354,011 93,784 52,101
Vermont 185,193 1,319 17,373 6,197 102,289 23,177 15,861
Virginia 925,675 24,074 196,403 54,065 1,150,660 222,847 186,061
Washington 23,499 31,551 176,092 48,906 1,032,915 202,204 141,872
West Virginia 318,516 8,055 72,175 12,172 198,968 63,526 36,937
Wisconsin 1,803,581 9,092 78,656 72,839 935,780 170,606 141,556
Wyoming 5,489 249 23,563 5,752 106,212 25,528 21,162
United States $54,956,211 $1,161,184 $9,588,629 $3,351,753 $56,482,906 $12,592,805 $12,819,922
(1) Includes some state funds. Source: SNL Financial LC.
DIRECT PREMIUMS WRITTEN, PROPERTY/CASUALTY INSURANCE BY STATE BY LINE, 2014 (1) (CONT'D)
($000)
State Inland marine Ocean marine Surety Fidelity Burglary and theft Boiler and machinery Financial guaranty
Alabama $250,230 $37,669 $61,838 $14,297 $2,656 $26,528 $1,924
Alaska 205,939 40,428 33,888 2,358 594 10,107 126
Arizona 286,837 18,375 91,096 12,096 3,137 22,427 577
Arkansas 194,092 17,875 38,585 10,786 1,947 15,429 1,220
California 2,364,701 278,657 701,545 120,537 32,005 142,189 45,997
Colorado 311,303 13,117 101,788 22,262 4,044 19,848 3,472
Connecticut 254,596 52,181 66,618 24,639 4,302 18,559 1,481
Delaware 64,974 7,547 17,388 3,614 2,150 3,958 23,108
D.C. 99,971 2,582 133,443 14,379 2,484 4,629 158
Florida 1,093,858 320,011 335,491 62,805 16,234 62,134 4,258
Georgia 516,220 53,555 127,539 31,965 7,872 35,802 724
Hawaii 86,879 14,296 45,520 5,192 567 6,221 4,297
Idaho 72,805 4,904 20,246 3,003 655 7,560 226
Illinois 704,790 90,765 223,654 63,988 14,585 68,332 13,475
Indiana 291,276 25,409 68,361 17,919 3,584 61,805 798
Iowa 196,343 7,673 45,012 16,164 2,118 21,918 3,312
Kansas 168,430 9,495 47,782 12,461 2,105 19,494 878
Kentucky 231,050 23,115 74,668 10,543 1,954 22,106 761
Louisiana 405,403 211,190 107,256 12,960 3,800 27,588 2,102
Maine 62,076 25,003 15,133 3,832 706 7,878 410
Maryland 305,375 93,278 154,708 26,493 4,439 21,498 5,487
Massachusetts 414,071 84,699 128,298 41,986 6,512 32,892 6,056
Michigan 467,794 54,331 77,402 33,921 6,564 52,767 32,066
Minnesota 297,888 27,986 85,466 28,288 4,848 34,119 6,363
Mississippi 159,017 18,145 47,225 8,150 1,812 13,748 415
Missouri 311,748 34,954 73,361 23,999 4,706 26,061 4,728
Montana 67,962 3,122 27,431 3,244 603 5,427 0
Nebraska 145,681 5,201 36,807 7,949 1,418 12,489 338
Nevada 136,313 6,073 68,712 6,995 1,981 11,201 1,030
New Hampshire 74,751 11,154 16,009 3,442 870 5,779 322
New Jersey 507,068 133,880 167,357 45,055 8,932 44,717 12,528
New Mexico 97,820 1,774 45,378 4,395 777 6,811 573
New York 1,400,482 452,773 343,033 142,868 28,724 106,112 255,101
North Carolina 492,329 43,464 122,751 34,820 5,087 34,625 1,628
North Dakota 74,455 1,411 30,064 2,799 354 9,129 0
Ohio 527,614 52,915 129,033 41,890 10,289 56,719 1,648
Oklahoma 243,896 20,012 64,067 10,924 2,230 20,015 69
Oregon 207,476 30,680 56,058 10,670 2,374 16,277 208
Pennsylvania 623,104 56,773 220,583 53,804 11,197 63,534 6,431
Rhode Island 72,151 35,283 13,069 4,763 755 5,020 394
South Carolina 276,011 26,887 66,953 10,632 2,290 19,371 682
South Dakota 52,311 1,040 32,175 3,018 382 5,806 7
Tennessee 335,565 57,069 79,097 18,441 6,283 27,218 142
Texas 1,900,148 332,014 496,402 79,234 22,994 119,318 26,956
Utah 130,759 9,045 49,688 6,635 1,580 9,078 523
Vermont 32,515 12,042 7,908 4,194 438 3,896 1,372
Virginia 398,722 69,207 151,116 32,433 7,117 29,149 669
Washington 408,343 123,631 131,446 18,046 4,376 33,783 840
West Virginia 71,344 3,453 34,191 4,234 639 6,986 169
Wisconsin 239,970 36,355 60,873 23,841 4,537 38,932 292
Wyoming 47,759 821 30,381 1,571 254 6,344 250
United States $18,382,213 $3,093,318 $5,403,893 $1,204,536 $262,865 $1,483,332 $476,595
(1) Includes some state funds. Source: SNL Financial LC.
DIRECT PREMIUMS WRITTEN, PROPERTY/CASUALTY INSURANCE BY STATE BY LINE, 2014 (1) (CONT'D)
($000)
State Aircraft Earthquake Federal flood Credit Warranty Accident and health Crop (2)
Alabama $16,803 $7,721 $28,298 $21,914 $7,845 $64,238 $63,041
Alaska 33,330 24,676 2,076 4,514 4,375 10,117 91
Arizona 47,914 9,087 17,973 21,398 15,701 84,982 19,710
Arkansas 21,069 29,855 11,299 14,052 4,177 44,497 134,842
California 136,814 1,656,283 164,916 131,682 154,175 458,320 420,309
Colorado 43,157 10,231 14,895 18,634 21,280 77,539 200,414
Connecticut 36,724 8,428 47,559 31,365 11,716 45,504 5,100
Delaware 14,865 1,259 16,179 15,106 6,535 59,852 11,084
D.C. 2,305 2,882 1,290 12,620 205 100,760 0
Florida 97,207 25,280 875,332 74,826 379,476 198,455 99,381
Georgia 67,613 16,627 54,543 39,731 35,754 149,292 138,020
Hawaii 10,053 12,303 33,024 6,338 1,821 13,466 1,066
Idaho 12,956 4,164 3,601 3,880 3,790 16,695 74,611
Illinois 66,136 67,095 29,738 64,083 169,360 244,603 746,425
Indiana 22,065 37,968 17,909 27,427 45,265 224,040 380,684
Iowa 11,847 5,121 11,231 11,560 2,336 69,651 862,337
Kansas 18,217 6,738 7,161 15,260 129,358 67,052 701,633
Kentucky 6,945 41,818 15,883 31,897 12,250 49,241 153,970
Louisiana 50,690 6,487 264,913 25,866 8,198 61,446 80,659
Maine 3,466 1,836 8,504 6,308 4,131 10,803 10,108
Maryland 16,221 11,039 38,056 18,284 18,008 70,993 33,625
Massachusetts 12,627 21,873 65,300 39,804 16,596 84,592 3,318
Michigan 26,931 8,488 16,835 99,087 526,456 188,860 185,637
Minnesota 27,366 6,470 7,382 19,262 39,653 129,186 749,859
Mississippi 11,519 17,634 33,947 18,597 4,791 54,648 119,550
Missouri 23,207 91,893 17,855 34,167 34,472 160,598 400,130
Montana 9,861 4,258 3,282 4,439 1,047 22,297 171,326
Nebraska 12,020 2,722 8,001 6,130 4,089 60,477 754,181
Nevada 26,111 19,694 7,201 20,483 6,031 27,478 12,519
New Hampshire 6,415 2,617 7,856 5,853 5,836 17,910 686
New Jersey 19,713 19,339 204,308 68,533 25,841 135,304 6,805
New Mexico 6,459 2,381 9,373 5,167 4,197 22,654 27,048
New York 55,356 50,597 172,769 154,365 100,275 419,568 45,745
North Carolina 26,589 13,427 92,985 50,497 44,958 127,171 189,049
North Dakota 7,818 821 6,243 1,613 1,013 8,189 998,980
Ohio 58,010 30,550 27,626 57,280 41,771 186,879 274,111
Oklahoma 17,075 16,437 9,287 26,024 14,802 51,075 182,671
Oregon 26,512 69,684 20,323 29,182 6,877 57,393 39,671
Pennsylvania 32,091 17,316 56,874 71,911 75,064 347,995 58,950
Rhode Island 13,766 2,681 19,132 3,750 526 24,145 87
South Carolina 10,759 37,147 116,712 23,719 7,347 77,214 64,272
South Dakota 6,682 858 3,594 2,147 4,654 21,781 784,301
Tennessee 24,485 75,402 19,459 38,505 43,702 143,250 104,300
Texas 174,600 35,820 300,205 194,631 266,053 482,466 921,578
Utah 23,147 41,122 2,195 17,839 24,731 57,127 4,611
Vermont 2,383 28,361 4,732 7,664 4,673 5,342 3,637
Virginia 41,128 17,921 65,644 54,824 22,075 112,426 68,366
Washington 31,936 162,245 29,606 28,075 44,860 88,722 133,878
West Virginia 3,227 1,474 13,426 6,581 3,345 31,164 2,885
Wisconsin 17,969 5,820 10,187 18,699 26,736 149,791 268,681
Wyoming 5,363 2,982 1,470 1,705 658 18,565 20,532
United States $1,497,526 $2,794,930 $3,018,188 $1,707,280 $2,438,883 $5,435,817 $10,734,473
(1) Includes some state funds. (2) Includes federally sponsored multiple peril crop and crop-hail provided by the private market. Source: SNL Financial LC.
DIRECT PREMIUMS WRITTEN, PROPERTY/CASUALTY INSURANCE BY STATE BY LINE, 2014 (1) (CONT'D)
($000)
State Mortgage guaranty Misc.
Alabama $66,367 $24,371
Alaska 15,960 1,629
Arizona 95,933 19,404
Arkansas 30,421 8,170
California 427,044 80,002
Colorado 126,520 16,237
Connecticut 57,222 4,889
Delaware 19,357 1,279
D.C. 36,968 1,180
Florida 217,913 103,387
Georgia 168,506 31,892
Hawaii 20,286 1,894
Idaho 26,463 2,352
Illinois 206,981 40,039
Indiana 98,935 14,161
Iowa 46,950 5,268
Kansas 43,298 5,851
Kentucky 40,157 4,746
Louisiana 57,982 17,699
Maine 16,164 1,209
Maryland 119,708 10,246
Massachusetts 121,256 12,636
Michigan 148,357 32,528
Minnesota 129,263 14,290
Mississippi 26,544 15,430
Missouri 82,872 9,145
Montana 13,526 1,859
Nebraska 27,086 5,619
Nevada 37,122 3,171
New Hampshire 27,046 3,233
New Jersey 147,284 27,045
New Mexico 26,051 7,224
New York 172,301 45,441
North Carolina 142,818 24,458
North Dakota 9,359 985
Ohio 157,518 44,991
Oklahoma 40,646 12,130
Oregon 65,896 23,435
Pennsylvania 172,449 36,165
Rhode Island 16,589 1,794
South Carolina 75,072 11,187
South Dakota 10,276 1,480
Tennessee 84,629 15,081
Texas 360,662 135,486
Utah 73,470 3,618
Vermont 9,282 140,507
Virginia 149,196 17,268
Washington 138,167 21,668
West Virginia 12,802 3,330
Wisconsin 94,364 9,444
Wyoming 12,494 606
United States $4,523,530 $1,077,157
(1) Includes some state funds. Source: SNL Financial LC.

Surplus Lines

GROSS SURPLUS LINES PREMIUMS BY STATE, 2014 (1)
($ millions)
State Total all lines
Alabama $508.6
Alaska 120.2
Arizona 436.4
Arkansas 23.3
California 5,990.7
Colorado 695.5
Connecticut 528.5
Delaware 82.7
D.C. 176.9
Florida 4,646.0
Georgia 1,003.8
Hawaii 231.6
Idaho 78.8
Illinois 1,238.4
Indiana 508.2
Iowa 232.2
Kansas 169.4
Kentucky 182.1
Louisiana 1,443.8
Maine 90.5
Maryland 489.1
Massachusetts 799.2
Michigan 598.4
Minnesota 456.4
Mississippi 361.4
Missouri 606.2
Montana 78.2
Nebraska 151.7
Nevada 261.7
New Hampshire 84.2
New Jersey 1,633.0
New Mexico 11.1
New York 3,403.1
North Carolina 683.0
North Dakota 96.1
Ohio 773.9
Oklahoma 379.0
Oregon 283.9
Pennsylvania 1,081.0
Rhode Island 21.9
South Carolina 354.7
South Dakota 48.9
Tennessee 588.0
Texas 5,042.9
Utah 213.3
Vermont 47.3
Virginia 635.5
Washington 735.2
West Virginia 86.0
Wisconsin 318.9
Wyoming 58.2
United States $38,768.8
Source: Business Insurance (www.businessinsurance.com), August 31, 2015.

Gross State Product

GROSS STATE PRODUCT (GSP), INSURANCE CARRIERS AND RELATED ACTIVITIES, 2012-2013
($ millions)
State 2012 2013 As a percent of 2013 total GSP
Alabama $3,429 $3,594 1.86%
Alaska 313 357 0.62
Arizona 8,106 7,921 2.89
Arkansas 1,575 1,700 1.46
California 30,466 31,352 1.41
Colorado 5,814 5,912 2.06
Connecticut 17,448 17,139 7.06
Delaware 6,282 5,874 9.75
D.C. 1,132 1,163 1.04
Florida 18,531 19,845 2.48
Georgia 8,941 9,869 2.18
Hawaii 1,210 1,267 1.71
Idaho 873 926 1.53
Illinois 26,840 26,283 3.67
Indiana 9,297 8,796 2.86
Iowa 11,509 10,821 6.58
Kansas 3,988 4,098 2.92
Kentucky 3,650 4,084 2.25
Louisiana 3,396 3,523 1.44
Maine 1,540 1,593 2.99
Maryland 7,047 6,945 2.06
Massachusetts 13,401 13,201 3.02
Michigan 11,619 11,459 2.65
Minnesota 10,774 10,933 3.57
Mississippi 1,408 1,580 1.54
Missouri 7,120 7,377 2.70
Montana 604 626 1.47
Nebraska 5,039 5,374 5.02
Nevada 1,638 1,762 1.38
New Hampshire 2,962 3,037 4.50
New Jersey 19,959 19,688 3.69
New Mexico 1,044 1,085 1.22
New York 40,903 39,978 3.02
North Carolina 6,064 6,809 1.49
North Dakota 939 760 1.47
Ohio 17,326 17,673 3.17
Oklahoma 2,607 2,754 1.56
Oregon 3,346 3,499 1.71
Pennsylvania 19,793 20,882 3.28
Rhode Island 1,936 2,087 3.97
South Carolina 3,412 3,613 1.99
South Dakota 846 916 2.05
Tennessee 6,335 6,902 2.41
Texas 24,144 26,495 1.70
Utah 2,021 2,173 1.62
Vermont 786 777 2.71
Virginia 5,910 6,240 1.38
Washington 5,651 5,943 1.48
West Virginia 1,051 1,110 1.58
Wisconsin 12,369 12,220 4.35
Wyoming 250 264 0.64
United States $402,646 $410,277 2.48%
Note: Last updated: December 10, 2015. Source: U.S. Department of Commerce, Bureau of Economic Analysis.

State Taxes

PREMIUM TAXES BY STATE, PROPERTY/CASUALTY AND LIFE/HEALTH INSURANCE, 2014
($000)
State Amount State Amount
Alabama $304,441 Montana $88,106
Alaska 62,292 Nebraska 42,746
Arizona 448,115 Nevada 264,522
Arkansas 182,092 New Hampshire 84,518
California 2,362,738 New Jersey 599,169
Colorado 239,431 New Mexico 99,832
Connecticut 205,690 New York 1,345,394
Delaware 85,735 North Carolina 476,376
Florida 702,340 North Dakota 51,047
Georgia 372,122 Ohio 510,345
Hawaii 142,051 Oklahoma 294,762
Idaho 75,205 Oregon 85,196
Ilinois 359,240 Pennsylvania 773,462
Indiana 223,072 Rhode Island 85,801
Iowa 105,532 South Carolina 214,600
Kansas 198,355 South Dakota 77,374
Kentucky 141,639 Tennessee 749,470
Louisiana 429,146 Texas 1,886,289
Maine 106,372 Utah 113,316
Maryland 475,294 Vermont 60,020
Massachusetts 346,828 Virginia 459,993
Michigan 362,397 Washington 467,351
Minnesota 403,280 West Virginia 155,021
Mississippi 263,809 Wisconsin 185,502
Missouri 302,166 Wyoming 25,310
    United States $18,094,904
Source: U.S. Department of Commerce, Bureau of the Census.

Insurance Companies By State

DOMESTIC INSURANCE COMPANIES BY STATE, PROPERTY/CASUALTY AND LIFE/ANNUITIES, 2014
 
State Property/casualty Life/annuities State Property/casualty Life/annuities
Alabama 20 7 Montana 3 1
Alaska 5 0 Nebraska 29 27
Arizona 39 29 Nevada 12 3
Arkansas 12 29 New Hampshire 51 1
California 107 15 New Jersey 65 3
Colorado 11 11 New Mexico 13 2
Connecticut 71 28 New York 183 79
Delaware 103 30 North Carolina 66 7
D.C. 7 0 North Dakota 13 4
Florida 122 11 Ohio 135 38
Georgia 33 14 Oklahoma 30 27
Hawaii 17 3 Oregon 15 3
Idaho 7 1 Pennsylvania 182 26
Illinois 194 56 Rhode Island 21 2
Indiana 66 26 South Carolina 24 9
Iowa 69 36 South Dakota 18 3
Kansas 26 12 Tennessee 15 18
Kentucky 8 8 Texas 203 123
Louisiana 30 35 Utah 10 16
Maine 11 3 Vermont 14 2
Maryland 38 5 Virginia 18 4
Massachusetts 51 17 Washington 10 7
Michigan 72 24 West Virginia 19 0
Minnesota 37 12 Wisconsin 1 20
Mississippi 14 15 Wyoming 2 1
Missouri 48 26 United States (1) 2,370 879
(1) Excludes territories, health insurers, risk retention groups, fraternals, title and other insurers. Source: Insurance Department Resources Report, 2014, published by the National Association of Insurance Commissioners (NAIC). Reprinted with permission. Further reprint or redistribution strictly prohibited without written permission of NAIC.
REGULATED INSURANCE ENTITIES BY STATE, 2014
State Domestic insurers (1) Licensed out-of-state insurers (2) Chartered self-insured groups or pools Chartered purchasing groups All companies doing business in state
Alabama 40 1,441 0 0 1,481
Alaska 8 671 0 2 681
Arizona 121 1,518 24 23 1,686
Arkansas 56 1,496 0 1 1,553
California 143 1,112 0 43 1,298
Colorado 48 1,438 9 39 1,534
Connecticut 110 1,207 0 25 1,342
Delaware 151 1,333 0 189 1,673
D.C. 48 1,355 0 19 1,422
Florida 445 1,659 14 50 2,168
Georgia 93 1,578 34 0 1,705
Hawaii 46 1,057 12 7 1,122
Idaho 14 1,401 12 3 1,430
Illinois 351 1,399 14 141 1,905
Indiana 153 1,623 13 19 1,808
Iowa 216 1,381 2 0 1,599
Kansas 48 1,596 16 15 1,675
Kentucky 40 1,522 12 11 1,585
Louisiana 109 1,478 26 3 1,616
Maine 17 1,119 19 1 1,156
Maryland 66 1,476 5 10 1,557
Massachusetts 86 1,265 21 8 1,380
Michigan 140 1,386 18 8 1,552
Minnesota 154 1,362 17 24 1,557
Mississippi 38 1,495 0 2 1,535
Missouri 177 1,485 10 7 1,679
Montana 43 1,393 0 9 1,445
Nebraska 88 1,447 6 5 1,546
Nevada 58 1,486 9 6 1,559
New Hampshire 61 1,071 0 6 1,138
New Jersey 115 1,301 47 38 1,501
New Mexico 25 1,440 4 0 1,469
New York 582 1,164 13 67 1,826
North Carolina 81 1,408 3 0 1,492
North Dakota 32 1,336 2 2 1,372
Ohio 238 1,486 0 24 1,748
Oklahoma 75 1,711 3 5 1,794
Oregon 46 1,474 0 6 1,526
Pennsylvania 271 1,533 17 28 1,849
Rhode Island 27 1,257 1 26 1,311
South Carolina 207 1,698 0 0 1,905
South Dakota 40 1,357 0 0 1,397
Tennessee 66 1,447 8 6 1,527
Texas 407 1,552 6 64 2,029
Utah 76 1,573 0 14 1,663
Vermont 112 1,592 0 8 1,712
Virginia 61 1,505 17 18 1,601
Washington 39 1,415 0 11 1,465
West Virginia 28 1,362 1 2 1,393
Wisconsin 325 1,541 0 9 1,875
Wyoming 7 1,352 0 1 1,360
Total U.S. (3) 6,118 (4) 415 1,005 7,538
(1) Insurers that are domiciled in the state. Includes property/casualty, life/annuities, health, fraternal, title, risk retention groups and "other". (2) This category is comprised of insurers designated by the NAIC as "foreign insurers"—i.e., insurers whose state of domicile is other than the state in which it is writing business.  There is no total in this column to avoid double counting—i.e., insurers are only included in the figures for states in which they are domiciled. (3) Totals include U.S. territories and possessions. (4) No totals shown, so as to avoid double counting. Totals reflect insurers physically located in the state. Source: Insurance Department Resources Report, 2014, published by the National Association of Insurance Commissioners (NAIC). Reprinted with permission. Further reprint or redistribution strictly prohibited without written permission of NAIC.

Catastrophes By State

TORNADOES AND RELATED DEATHS BY STATE, 2015 (1)
State Tornadoes Fatalities Rank (2) State Tornadoes Fatalities Rank (2)
Alabama 32 0 12 Montana 1 0 39
Alaska 0 0 (3) Nebraska 38 0 9
Arizona 3 0 32 Nevada 2 0 37
Arkansas 25 2 14 New Hampshire 1 0 39
California 13 0 23 New Jersey 0 0 (3)
Colorado 52 0 6 New Mexico 4 0 30
Connecticut 0 0 (3) New York 3 0 32
D.C. 0 0 (3) North Carolina 10 0 26
Delaware 1 0 39 North Dakota 35 0 10
Florida 24 0 15 Ohio 6 0 29
Georgia 24 0 15 Oklahoma 111 2 3
Hawaii 0 0 (3) Oregon 1 0 39
Idaho 1 0 39 Pennsylvania 12 0 25
Illinois 82 2 4 Rhode Island 0 0 (3)
Indiana 17 0 20 South Carolina 13 0 23
Iowa 46 0 8 South Dakota 26 0 13
Kansas 178 0 2 Tennessee 18 2 19
Kentucky 17 0 20 Texas 228 17 1
Louisiana 34 0 11 Utah 3 0 32
Maine 0 0 (3) Vermont 0 0 (3)
Maryland 3 0 32 Virginia 7 0 28
Massachusetts 2 0 37 Washington 4 0 30
Michigan 9 0 27 West Virginia 3 0 32
Minnesota 24 0 15 Wisconsin 20 0 18
Mississippi 63 11 5 Wyoming 15 0 22
Missouri 48 0 7 United States 1,259 (4) 36  
(1) Ranked by total number of tornadoes. (2) States with the same number receive the same ranking. (3) State had no tornadoes in 2015. (4) The U.S. total will not match data used in other charts because it counts tornadoes that cross state lines. Source: U.S. Department of Commerce, Storm Prediction Center, National Weather Service.
WILDFIRES BY STATE, 2015
State Number of fires Number of acres burned
Alabama 3,198 47,380
Alaska 768 5,111,404
Arizona 1,662 160,152
Arkansas 1,837 26,630
California 8,745 893,362
Colorado 709 22,602
Connecticut 76 159
Delaware (1) (1)
Florida 2,422 73,432
Georgia 2,331 10,556
Hawaii 17 5,611
Idaho 1,324 804,094
Illinois 18 806
Indiana 16 868
Iowa 533 14,945
Kansas 154 53,936
Kentucky 774 19,207
Louisiana 1,172 21,036
Maine 375 574
Maryland 158 1,078
Massachusetts 1,525 1,763
Michigan 526 3,806
Minnesota 1,849 30,563
Mississippi 2,294 34,769
Missouri 3,161 29,893
Montana 2,432 351,264
Nebraska 51 4,854
Nevada 551 42,479
New Hampshire 114 622
New Jersey 1,013 2,685
New Mexico 696 44,104
New York 186 3,844
North Carolina 3,828 15,220
North Dakota 726 32,321
Ohio 69 548
Oklahoma 1,309 100,382
Oregon 2,588 685,809
Pennsylvania 831 4,473
Rhode Island 86 132
South Carolina 976 3,800
South Dakota 1,032 72,985
Tennessee 611 8,478
Texas 9,272 184,418
Utah 930 10,203
Vermont 102 346
Virginia 631 6,574
Washington 2,013 1,137,664
West Virginia 8 219
Wisconsin 993 2,970
Wyoming 512 35,652
United States (2) 68,151 10,125,149
(1) Delaware had no wildfires in 2015. (2) Includes Puerto Rico which had 947 fires that burned 4,477 acres. Source: National Interagency Fire Center.
TOP 10 STATES FOR WILDFIRES RANKED BY NUMBER OF FIRES AND BY NUMBER OF ACRES BURNED, 2015
 
Rank State Number of fires Rank State Number of acres burned
1 Texas 9,272 1 Alaska 5,111,404
2 California 8,745 2 Washington 1,137,664
3 North Carolina 3,828 3 California 893,362
4 Alabama 3,198 4 Idaho 804,094
5 Missouri 3,161 5 Oregon 685,809
6 Oregon 2,588 6 Montana 351,264
7 Montana 2,432 7 Texas 184,418
8 Florida 2,422 8 Arizona 160,152
9 Georgia 2,331 9 Oklahoma 100,382
10 Mississippi 2,294 10 Florida 73,432
Source: National Interagency Fire Center.

Incurred Losses By State

INCURRED LOSSES BY STATE, PROPERTY/CASUALTY INSURANCE, 2014 (1)
($000)
State Incurred losses
Alabama $4,070,408
Alaska 663,414
Arizona 5,378,513
Arkansas 2,524,482
California 35,481,617
Colorado 7,161,207
Connecticut 4,253,526
Delaware 1,394,543
D.C. 623,950
Florida 19,737,799
Georgia 9,636,088
Hawaii 926,077
Idaho 1,263,675
Illinois 13,306,216
Indiana 5,524,122
Iowa 5,115,332
Kansas 3,325,967
Kentucky 3,723,405
Louisiana 5,316,056
Maine 1,072,569
Maryland 5,834,877
Massachusetts 6,530,654
Michigan 12,848,751
Minnesota 6,206,780
Mississippi 2,714,133
Missouri 5,684,459
Montana 1,521,779
Nebraska 3,969,364
Nevada 2,338,136
New Hampshire 1,055,290
New Jersey 11,117,524
New Mexico 1,607,417
New York 23,061,180
North Carolina 6,771,999
North Dakota 1,373,347
Ohio 7,372,566
Oklahoma 3,802,954
Oregon 2,827,460
Pennsylvania 13,781,591
Rhode Island 1,116,666
South Carolina 4,518,529
South Dakota 1,355,990
Tennessee 5,230,236
Texas 24,840,655
Utah 1,871,508
Vermont 657,928
Virginia 6,250,994
Washington 5,611,684
West Virginia 1,339,350
Wisconsin 5,527,664
Wyoming 580,718
United States $309,821,148
(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance. Source: SNL Financial LC.
INCURRED LOSSES BY STATE, PRIVATE PASSENGER AUTO INSURANCE, 2014 (1)
($000)
State Incurred losses
Alabama $1,718,336
Alaska 244,975
Arizona 2,379,165
Arkansas 979,378
California 13,507,902
Colorado 2,696,778
Connecticut 1,701,158
Delaware 476,378
D.C. 178,602
Florida 9,823,902
Georgia 4,288,621
Hawaii 358,451
Idaho 434,906
Illinois 3,964,854
Indiana 1,938,083
Iowa 950,413
Kansas 955,382
Kentucky 1,612,666
Louisiana 2,483,201
Maine 405,725
Maryland 2,713,244
Massachusetts 2,790,315
Michigan 6,723,217
Minnesota 1,810,245
Mississippi 1,001,568
Missouri 2,048,204
Montana 406,973
Nebraska 781,512
Nevada 1,197,456
New Hampshire 447,390
New Jersey 4,410,344
New Mexico 699,799
New York 7,522,247
North Carolina 3,078,855
North Dakota 231,908
Ohio 3,404,633
Oklahoma 1,310,706
Oregon 1,374,947
Pennsylvania 5,189,607
Rhode Island 511,375
South Carolina 2,123,595
South Dakota 370,822
Tennessee 2,002,806
Texas 10,477,469
Utah 921,164
Vermont 233,428
Virginia 2,926,521
Washington 2,675,027
West Virginia 633,135
Wisconsin 1,754,011
Wyoming 220,377
United States $123,091,777
(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance. Source: SNL Financial LC.
INCURRED LOSSES BY STATE, HOMEOWNERS INSURANCE, 2014 (1)
($000)
State Incurred losses
Alaska $57,642
Alabama 755,341
Arizona 683,840
Arkansas 478,205
California 3,396,417
Colorado 1,823,339
Connecticut 522,447
Delaware 133,077
D.C. 55,837
Florida 2,179,774
Georgia 1,605,767
Hawaii 93,523
Idaho 191,678
Illinois 2,383,793
Indiana 921,475
Iowa 540,856
Kansas 409,634
Kentucky 484,820
Louisiana 551,933
Maine 175,034
Maryland 882,941
Massachusetts 709,584
Michigan 1,984,282
Minnesota 780,936
Mississippi 505,454
Missouri 1,026,139
Montana 372,786
Nebraska 751,906
Nevada 208,515
New Hampshire 164,446
New Jersey 1,157,821
New Mexico 206,738
New York 2,163,059
North Carolina 1,023,219
North Dakota 58,704
Ohio 1,259,252
Oklahoma 368,407
Oregon 352,603
Pennsylvania 2,030,249
Rhode Island 125,408
South Carolina 771,663
South Dakota 224,475
Tennessee 900,619
Texas 3,483,489
Utah 190,957
Vermont 122,970
Virginia 752,140
Washington 841,559
West Virginia 232,643
Wisconsin 685,792
Wyoming 105,608
United States $41,888,793
(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance.          Source: SNL Financial LC.
INCURRED LOSSES BY STATE, COMMERCIAL INSURANCE, 2014 (1)
($000)
State Incurred losses
Alabama $1,495,748
Alaska 354,590
Arizona 2,263,801
Arkansas 1,018,892
California 18,196,025
Colorado 2,550,219
Connecticut 1,998,051
Delaware 736,707
D.C. 331,541
Florida 7,585,560
Georgia 3,629,165
Hawaii 468,546
Idaho 597,766
Illinois 6,688,699
Indiana 2,390,025
Iowa 3,402,218
Kansas 1,778,685
Kentucky 1,524,719
Louisiana 2,235,586
Maine 481,085
Maryland 2,168,978
Massachusetts 2,969,447
Michigan 3,898,697
Minnesota 3,454,399
Mississippi 1,155,107
Missouri 2,399,880
Montana 683,237
Nebraska 2,027,290
Nevada 915,854
New Hampshire 427,786
New Jersey 5,451,193
New Mexico 671,253
New York 13,087,099
North Carolina 2,582,441
North Dakota 1,018,619
Ohio 2,508,092
Oklahoma 2,028,700
Oregon 1,016,389
Pennsylvania 6,280,488
Rhode Island 468,837
South Carolina 1,565,125
South Dakota 686,286
Tennessee 2,173,336
Texas 10,401,192
Utah 721,127
Vermont 289,934
Virginia 2,475,766
Washington 1,977,455
West Virginia 441,903
Wisconsin 2,898,467
Wyoming 224,048
United States $138,796,055
(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance.    Source: SNL Financial LC.  
INCURRED LOSSES BY STATE, WORKERS COMPENSATION INSURANCE, 2014 (1)
($000)
State Incurred losses
Alabama $190,038
Alaska 150,957
Arizona 526,839
Arkansas 118,476
California 7,114,954
Colorado 584,500
Connecticut 540,049
Delaware 124,067
D.C. 79,252
Florida 1,382,569
Georgia 740,547
Hawaii 156,994
Idaho 256,642
Illinois 1,674,233
Indiana 494,663
Iowa 450,962
Kansas 227,650
Kentucky 383,061
Louisiana 444,291
Maine 120,284
Maryland 633,550
Massachusetts 756,034
Michigan 444,362
Minnesota 546,163
Mississippi 206,667
Missouri 499,197
Montana 185,176
Nebraska 243,948
Nevada 70,918
New Hampshire 139,642
New Jersey 1,381,067
New Mexico 169,887
New York 3,832,827
North Carolina 774,675
North Dakota 483
Ohio -1,125
Oklahoma 530,226
Oregon 282,841
Pennsylvania 1,672,449
Rhode Island 92,645
South Carolina 425,373
South Dakota 101,298
Tennessee 496,631
Texas 1,285,473
Utah 206,801
Vermont 114,327
Virginia 599,859
Washington 6,332
West Virginia 67,603
Wisconsin 1,150,236
Wyoming 2,101
United States $32,678,696
(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance. Source: SNL Financial LC.
LIFE INSURANCE CLAIMS AND BENEFITS PAID BY STATE, 2014 (1)
($000)
State Incurred losses
Alabama $5,534,562
Alaska 1,050,496
Arizona 8,689,046
Arkansas 2,969,649
California 46,549,358
Colorado 8,432,780
Connecticut 18,424,037
Delaware 7,040,066
D.C. 2,320,962
Florida 31,859,905
Georgia 11,652,406
Hawaii 2,351,999
Idaho 1,842,329
Illinois 19,437,723
Indiana 9,141,049
Iowa 5,413,499
Kansas 6,019,788
Kentucky 5,270,547
Louisiana 5,690,525
Maine 2,071,977
Maryland 9,799,677
Massachusetts 14,654,968
Michigan 17,127,075
Minnesota 10,545,360
Mississippi 2,643,386
Missouri 10,511,193
Montana 1,073,476
Nebraska 3,592,246
Nevada 2,852,399
New Hampshire 2,572,098
New Jersey 21,048,797
New Mexico 2,352,877
New York 38,836,378
North Carolina 12,973,603
North Dakota 1,009,809
Ohio 17,722,061
Oklahoma 4,030,311
Oregon 5,107,450
Pennsylvania 24,127,056
Rhode Island 1,790,984
South Carolina 5,819,922
South Dakota 1,224,037
Tennessee 8,310,031
Texas 27,554,611
Utah 3,653,223
Vermont 997,154
Virginia 10,986,423
Washington 8,590,255
West Virginia 2,126,152
Wisconsin 9,295,479
Wyoming 708,265
United States $485,399,457
(1) On a direct basis before reinsurance. Includes life insurance, death benefits, matured endowments, annuity benefits, and other life insurance benefits. Does not include accident and health benefits. Source: SNL Financial LC.

Insured Cars By State

PRIVATE PASSENGER CARS INSURED IN THE SHARED AND VOLUNTARY MARKETS, 2013
 
State Voluntary market Shared market Total Shared market as a percent of total
Alabama 3,707,397 3 3,707,400 (1)
Alaska 488,441 8 488,449 0.002%
Arizona 4,349,856 0 4,349,856 (1)
Arkansas 2,123,674 2 2,123,676 (1)
California 25,608,562 437 25,608,999 0.002
Colorado 3,910,852 0 3,910,852 (1)
Connecticut 2,488,334 166 2,488,500 0.007
Delaware 637,051 0 637,051 (1)
D.C. 239,003 108 239,111 0.045
Florida 11,814,855 1,580 11,816,435 0.013
Georgia 7,169,005 0 7,169,005 (1)
Hawaii 851,080 3,436 854,516 0.402
Idaho 1,279,285 1 1,279,286 (1)
Illinois 8,097,584 456 8,098,040 0.006
Indiana 4,742,354 8 4,742,362 (1)
Iowa 2,466,459 11 2,466,470 (1)
Kansas 2,286,626 1,756 2,288,382 0.077
Kentucky 3,166,468 292 3,166,760 0.009
Louisiana 3,016,602 2 3,016,604 (1)
Maine 1,029,950 9 1,029,959 0.001
Maryland 3,965,105 40,500 4,005,605 1.011
Massachusetts 4,241,492 85,074 4,326,566 1.966
Michigan 6,349,461 5,896 6,355,357 0.093
Minnesota 3,913,423 4 3,913,427 (1)
Mississippi 1,915,778 11 1,915,789 0.001
Missouri 4,295,237 4 4,295,241 (1)
Montana 843,192 19 843,211 0.002
Nebraska 1,532,765 2 1,532,767 (1)
Nevada 1,855,120 0 1,855,120 (1)
New Hampshire 924,285 207 924,492 0.022
New Jersey 5,391,537 29,318 5,420,855 0.541
New Mexico 1,533,578 3 1,533,581 (1)
New York 9,342,253 47,326 9,389,579 0.504
North Carolina 5,621,890 1,727,112 7,349,002 23.501
North Dakota 659,146 4 659,150 0.001
Ohio 8,204,330 0 8,204,330 (1)
Oklahoma 2,782,165 15 2,782,180 0.001
Oregon 2,739,065 0 2,739,065 (1)
Pennsylvania 8,713,520 6,952 8,720,472 0.080
Rhode Island 667,321 12,663 679,984 1.862
South Carolina 3,553,729 1 3,553,730 (1)
South Dakota 732,450 0 732,450 (1)
Tennessee 4,432,482 9 4,432,491 (1)
Texas (2) NA NA NA NA
Utah 1,904,888 6 1,904,894 (1)
Vermont 490,665 42 490,707 0.009
Virginia 6,265,373 453 6,265,826 0.007
Washington 4,742,977 0 4,742,977 (1)
West Virginia 1,332,456 10 1,332,466 0.001
Wisconsin 4,077,674 1 4,077,675 (1)
Wyoming 536,326 0 536,326 (1)
United States 193,033,121 1,963,907 194,997,028 1.007%
(1) Less than 0.001 percent. (2) Texas information is no longer available. NA=Data not available. Source: AIPSO.

Insured Homes By State

PERCENT OF OCCUPIED HOUSING UNITS THAT ARE OWNER OCCUPIED, 2014
 
State Percent Rank (1) State Percent Rank (1)
Alabama 67.7% 15 Montana 66.4% 22
Alaska 62.5 39 Nebraska 65.9 26
Arizona 61.1 44 Nevada 53.6 49
Arkansas 65.8 28 New Hampshire 70.2 6
California 53.7 48 New Jersey 63.3 38
Colorado 63.9 36 New Mexico 66.9 17
Connecticut 66.4 22 New York 53.0 50
Delaware 70.3 5 North Carolina 64.2 34
D.C. 40.6 51 North Dakota 63.8 37
Florida 64.1 35 Ohio 65.3 30
Georgia 62.2 40 Oklahoma 65.1 32
Hawaii 56.7 47 Oregon 60.7 45
Idaho 68.0 13 Pennsylvania 68.8 10
Illinois 65.5 29 Rhode Island 58.8 46
Indiana 68.6 11 South Carolina 68.0 13
Iowa 70.9 4 South Dakota 68.2 12
Kansas 66.6 20 Tennessee 66.1 24
Kentucky 66.1 24 Texas 61.2 43
Louisiana 64.4 33 Utah 69.2 9
Maine 71.3 3 Vermont 70.0 8
Maryland 65.9 26 Virginia 65.3 30
Massachusetts 61.6 42 Washington 61.7 41
Michigan 70.2 6 West Virginia 72.2 1
Minnesota 71.7 2 Wisconsin 66.6 20
Mississippi 67.7 15 Wyoming 66.9 17
Missouri 66.9 17 United States 63.1%  
(1) States with the same percentages receive the same rank. Source: U.S. Department of Commerce, Census Bureau; American Community Survey.

Businesses By State

SMALL BUSINESSES BY STATE, 2012 (1)
State Number of establishments Employment Annual payroll ($000)
Alabama 78,440 764,207 $26,700,121
Alaska 17,610 138,378 6,638,419
Arizona 105,811 955,194 35,353,143
Arkansas 53,531 477,046 14,799,466
California 745,073 6,471,608 296,672,594
Colorado 130,485 991,542 40,928,738
Connecticut 74,259 720,404 35,091,274
Delaware 18,943 168,335 7,090,386
D.C. 16,660 229,425 14,437,385
Florida 425,457 3,000,167 111,707,887
Georgia 175,524 1,500,510 56,596,702
Hawaii 26,567 258,345 9,243,889
Idaho 37,576 278,100 8,639,009
Illinois 266,169 2,417,374 106,324,847
Indiana 116,622 1,173,626 40,758,031
Iowa 68,556 637,837 21,944,469
Kansas 61,904 595,048 21,124,059
Kentucky 71,910 686,517 22,734,960
Louisiana 85,962 892,125 33,343,094
Maine 35,105 278,957 9,565,095
Maryland 111,678 1,091,456 48,751,819
Massachusetts 144,936 1,404,234 69,431,180
Michigan 183,771 1,755,901 68,293,198
Minnesota 124,675 1,186,909 46,164,989
Mississippi 47,312 430,316 13,386,400
Missouri 121,197 1,109,463 39,051,034
Montana 32,650 232,383 7,292,701
Nebraska 44,698 391,150 13,292,151
Nevada 48,256 414,445 15,907,766
New Hampshire 31,286 284,035 11,796,093
New Jersey 197,500 1,735,727 79,669,839
New Mexico 36,337 328,862 11,215,963
New York 466,927 3,858,732 188,267,275
North Carolina 177,456 1,555,997 53,930,918
North Dakota 20,643 194,249 7,535,199
Ohio 201,601 2,123,945 77,254,550
Oklahoma 76,328 693,732 24,975,185
Oregon 93,320 757,132 27,194,420
Pennsylvania 244,463 2,445,023 94,202,105
Rhode Island 24,297 221,636 8,681,404
South Carolina 81,609 728,770 23,535,683
South Dakota 22,908 199,232 6,351,129
Tennessee 102,591 1,023,528 38,228,247
Texas 432,862 4,275,868 176,711,080
Utah 60,171 504,279 18,683,625
Vermont 18,992 156,287 5,635,178
Virginia 155,861 1,453,384 63,185,737
Washington 150,643 1,230,227 51,380,410
West Virginia 30,354 297,588 9,317,849
Wisconsin 116,743 1,210,146 43,458,413
Wyoming 18,205 133,512 5,060,773
United States 6,232,434 56,062,893 $2,267,535,881
(1) Number of establishments with less than 500 employees. Source: U.S. Department of Commerce, Census Bureau; County Business.