A Firm Foundation: How Insurance Supports the Economy - State Chart Index - Oregon

A 50-State Commitment

Employment

Insurance Carriers And Related Activities Employment By State, 2015 (1)
 
State Number of employees State Number of employees
Alabama 37,524 Montana 8,712
Alaska 2,633 Nebraska 33,842
Arizona 65,141 Nevada 19,067
Arkansas 21,734 New Hampshire 17,877
California 307,212 New Jersey 101,744
Colorado 54,861 New Mexico 12,288
Connecticut 68,387 New York 197,029
Delaware 8,300 North Carolina 80,192
D.C. 4,566 North Dakota 10,777
Florida 212,509 Ohio 137,212
Georgia 103,297 Oklahoma 31,497
Hawaii 10,485 Oregon 33,958
Idaho 13,203 Pennsylvania 156,862
Illinois 152,766 Rhode Island 12,022
Indiana 62,742 South Carolina 41,933
Iowa 55,942 South Dakota 12,174
Kansas 39,792 Tennessee 62,775
Kentucky 43,623 Texas 270,730
Louisiana 35,878 Utah 26,593
Maine 13,750 Vermont 5,038
Maryland 48,407 Virginia 67,591
Massachusetts 81,755 Washington 55,526
Michigan 80,165 West Virginia 11,148
Minnesota 81,552 Wisconsin 79,910
Mississippi 18,809 Wyoming 3,437
Missouri 66,833 United States 3,181,800
(1) Total full-time and part-time employment. Note: Does not match data shown elsewhere due to the use of different surveys. Data as of September 2016. Source: U.S. Department of Commerce, Bureau of Economic Analysis, Regional Economic Information System.
INSURANCE CARRIERS AND RELATED ACTIVITIES COMPENSATION BY STATE, 2013-2014
($000)
  Annual payroll   Annual payroll
State 2013 2014 State 2013 2014
Alabama $2,295,963 $2,513,611 Montana $410,185 $439,053
Alaska 165,039 165,284 Nebraska 2,047,992 2,145,973
Arizona 3,242,289 3,744,871 Nevada 978,325 1,068,614
Arkansas 992,062 1,029,013 New Hampshire 1,402,425 1,516,743
California 20,949,233 22,299,758 New Jersey 10,029,831 10,413,696
Colorado 3,487,396 3,766,241 New Mexico 559,054 619,841
Connecticut 8,403,407 8,579,518 New York 19,217,806 20,383,140
Delaware 708,213 720,270 North Carolina 4,242,315 4,892,074
D.C. 585,367 629,161 North Dakota 500,121 550,194
Florida 12,296,580 13,366,059 Ohio 8,918,709 9,610,991
Georgia 6,902,817 7,419,754 Oklahoma 1,532,591 1,620,101
Hawaii 588,925 600,908 Oregon 2,140,198 2,246,749
Idaho 552,773 592,010 Pennsylvania 11,693,057 12,434,871
Illinois 11,625,482 12,014,509 Rhode Island 891,515 951,597
Indiana 3,617,504 3,986,716 South Carolina 2,250,125 2,299,954
Iowa 3,739,838 3,931,997 South Dakota 519,071 568,785
Kansas 2,331,040 2,489,694 Tennessee 3,634,774 3,999,452
Kentucky 2,545,043 2,822,078 Texas 15,702,161 17,269,279
Louisiana 1,947,454 2,104,880 Utah 1,286,020 1,355,151
Maine 943,155 996,808 Vermont 342,714 356,164
Maryland 3,662,849 3,794,494 Virginia 4,303,036 4,719,371
Massachusetts 7,677,513 7,944,859 Washington 3,737,916 4,006,547
Michigan 4,763,995 5,126,797 West Virginia 543,174 543,686
Minnesota 7,135,476 7,406,378 Wisconsin 5,552,055 5,503,486
Mississippi 823,224 847,703 Wyoming 149,099 154,746
Missouri 4,149,094 4,424,371 United States $218,716,000 $232,988,000
Source: U.S. Department of Commerce, Bureau of Economic Analysis, Regional Economic Information System.

Premiums

Direct Premiums Written, P/C Insurance By State, 2015 (1)
($000)
State Total, all lines State Total, all lines
Alabama $7,788,908 Montana $2,240,077
Alaska 1,667,043 Nebraska 4,485,562
Arizona 9,605,269 Nevada 4,486,525
Arkansas 4,738,870 New Hampshire 2,284,780
California 69,464,495 New Jersey 20,102,839
Colorado 10,727,291 New Mexico 3,087,127
Connecticut 8,225,865 New York 43,283,391
Delaware 2,342,982 North Carolina 14,223,016
D.C. 1,729,032 North Dakota 2,488,807
Florida 44,925,094 Ohio 15,483,542
Georgia 17,119,570 Oklahoma 7,814,964
Hawaii 2,339,270 Oregon 6,206,281
Idaho 2,460,311 Pennsylvania 22,992,115
Illinois 24,234,963 Rhode Island 2,233,945
Indiana 10,596,498 South Carolina 8,329,788
Iowa 6,183,482 South Dakota 2,355,727
Kansas 6,195,200 Tennessee 10,531,541
Kentucky 6,926,410 Texas 49,124,353
Louisiana 10,881,835 Utah 4,150,335
Maine 2,136,170 Vermont 1,394,114
Maryland 10,654,571 Virginia 12,601,788
Massachusetts 13,696,275 Washington 10,609,797
Michigan 18,144,575 West Virginia 2,911,489
Minnesota 11,010,676 Wisconsin 9,940,655
Mississippi 4,899,035 Wyoming 1,115,145
Missouri 10,624,938 United States $583,796,332
(1) Before reinsurance transactions, includes state funds, excludes territories. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Life/Health Insurers Direct Premiums Written And Annuity Considerations By State, 2015 (1)
($ millions)
State Life insurance Annuities Accident and health insurance (2) Deposit-type contract funds Other considerations Total
Alabama $2,077 $2,969 $1,487 $292 $477 $7,301
Alaska 532 380 333 24 175 1,443
Arizona 2,287 4,726 3,826 314 1,330 12,483
Arkansas 1,103 1,502 1,002 88 230 3,924
California 15,840 24,497 14,286 2,510 8,374 65,508
Colorado 2,627 4,692 3,420 1,031 980 12,750
Connecticut 3,228 4,195 2,865 7,581 2,256 20,126
Delaware 1,176 2,483 550 57,516 506 62,231
D.C. 397 619 781 200 1,279 3,276
Florida 8,839 18,664 12,584 1,542 3,699 45,328
Georgia 4,636 5,462 5,151 631 2,741 18,621
Hawaii 718 1,273 998 82 419 3,490
Idaho 576 977 560 88 239 2,440
Illinois 6,693 9,799 6,086 1,327 2,881 26,786
Indiana 2,616 5,264 3,986 1,309 838 14,013
Iowa 1,677 3,022 1,327 7,122 2,502 15,649
Kansas 1,418 2,588 3,269 1,819 380 9,474
Kentucky 1,494 2,444 1,594 246 718 6,497
Louisiana 2,225 3,575 1,964 218 629 8,612
Maine 522 1,170 823 93 175 2,783
Maryland 2,911 5,118 3,253 698 1,156 13,135
Massachusetts 4,768 7,072 3,110 1,000 3,509 19,458
Michigan 4,379 9,317 3,392 910 1,832 19,829
Minnesota 4,198 4,650 1,511 1,014 1,939 13,311
Mississippi 1,169 1,527 1,442 112 171 4,420
Missouri 2,751 6,651 3,714 926 1,028 15,069
Montana 360 529 362 29 111 1,391
Nebraska 1,008 1,584 1,271 459 385 4,707
Nevada 952 2,117 1,120 292 407 4,889
New Hampshire 600 1,748 655 189 558 3,750
New Jersey 6,301 11,514 5,420 1,493 2,910 27,637
New Mexico 626 997 757 79 354 2,813
New York 11,738 17,808 9,209 26,564 8,967 74,286
North Carolina 4,490 7,232 4,610 1,492 2,930 20,754
North Dakota 449 629 305 62 217 1,661
Ohio 4,937 11,600 6,796 3,806 2,236 29,376
Oklahoma 1,411 2,074 1,599 199 546 5,829
Oregon 1,175 2,415 1,782 241 1,160 6,773
Pennsylvania 6,373 13,469 6,331 5,670 3,322 35,166
Rhode Island 510 1,277 476 64 281 2,608
South Carolina 2,041 3,824 1,973 196 476 8,509
South Dakota 818 640 374 72 91 1,996
Tennessee 2,876 4,765 2,839 1,568 1,065 13,112
Texas 11,038 16,911 16,182 1,399 3,114 48,644
Utah 1,314 2,253 998 348 585 5,499
Vermont 252 542 347 44 191 1,377
Virginia 4,158 6,262 4,108 746 1,806 17,081
Washington 2,341 4,687 2,902 466 1,373 11,769
West Virginia 631 1,221 656 96 182 2,787
Wisconsin 2,500 5,489 3,569 622 1,108 13,289
Wyoming 284 427 324 22 43 1,100
United States (3) $150,041 $256,650 $158,281 $134,910 $74,879 $774,761
(1) Direct premiums written before reinsurance transactions, excludes state funds. (2) Excludes accident and health premiums reported on property/casualty and health annual statements. (3) Excludes territories, dividends and other nonstate specific data. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Direct Premiums Written, Property/Casualty Insurance, By State By Line, 2015 (1)
($000)
  Private passenger auto Commercial auto      
State Liability Coll./comp. Liability Coll./comp. Homeowners multiple peril Farmowners multiple peril Commercial multiple peril
Alabama $1,508,342 $1,282,032 $332,404 $112,408 $1,657,676 $74,050 $568,579
Alaska 275,311 176,403 53,597 17,242 164,273 633 107,869
Arizona 2,384,847 1,623,295 361,338 94,409 1,519,049 15,988 610,403
Arkansas 903,538 776,709 231,834 98,807 863,215 28,608 323,955
California 13,076,221 10,171,421 2,532,792 737,019 7,462,747 209,485 4,552,394
Colorado 2,172,631 1,462,220 351,663 131,784 2,024,785 78,943 761,544
Connecticut 1,652,325 1,018,396 307,229 75,802 1,408,185 5,894 638,210
Delaware 531,599 234,045 89,433 18,828 244,064 5,756 303,839
D.C. 161,084 144,789 34,675 8,303 151,109 0 163,331
Florida 11,507,025 4,266,241 1,741,263 332,358 8,772,206 23,481 2,221,245
Georgia 4,209,292 2,648,118 731,313 194,876 2,844,022 118,657 981,971
Hawaii 411,791 279,008 84,856 21,748 368,755 460 174,298
Idaho 458,875 327,863 104,101 49,276 315,632 57,224 195,885
Illinois 3,689,342 2,961,992 1,015,310 314,375 3,423,857 170,482 1,721,225
Indiana 1,870,338 1,412,730 442,786 181,571 1,851,696 201,698 803,114
Iowa 768,221 794,093 222,219 146,781 731,293 194,132 373,834
Kansas 838,873 817,742 182,763 118,571 1,104,651 233,692 380,403
Kentucky 1,731,028 907,113 289,741 99,006 1,115,395 158,011 506,951
Louisiana 2,373,772 1,433,621 545,084 107,638 1,851,819 13,541 530,484
Maine 356,032 297,110 93,909 39,450 387,943 4,607 226,195
Maryland 2,563,615 1,734,216 413,885 114,678 1,628,226 26,987 636,161
Massachusetts 2,647,008 2,009,122 584,015 194,661 2,155,538 3,257 1,124,973
Michigan 5,153,560 2,922,954 618,902 282,383 2,658,451 142,183 1,066,692
Minnesota 1,851,128 1,390,794 357,317 182,120 2,013,736 145,046 707,248
Mississippi 912,578 751,930 244,087 93,934 957,972 22,557 328,052
Missouri 1,841,243 1,510,163 393,455 163,444 1,912,187 169,216 764,843
Montana 339,566 291,454 96,894 57,029 300,539 65,832 174,613
Nebraska 582,233 516,969 140,435 103,582 649,522 216,270 262,711
Nevada 1,342,378 611,390 197,144 33,972 535,066 7,843 310,843
New Hampshire 395,181 374,013 89,479 33,361 383,096 3,150 231,881
New Jersey 4,851,134 2,237,735 1,053,833 194,960 2,556,089 2,622 1,424,250
New Mexico 768,815 450,507 139,010 46,631 489,700 25,354 225,469
New York 7,724,377 4,220,344 1,912,401 321,298 5,220,744 41,296 3,706,915
North Carolina 2,777,884 2,379,626 561,356 176,543 2,376,336 58,237 935,094
North Dakota 205,695 246,377 91,591 73,512 196,937 115,129 143,982
Ohio 3,351,659 2,642,568 654,731 241,300 2,785,059 163,692 1,265,653
Oklahoma 1,325,907 1,086,545 311,135 134,858 1,595,082 161,694 527,709
Oregon 1,664,350 747,023 248,739 73,318 749,220 64,656 459,370
Pennsylvania 4,442,481 3,398,391 985,726 364,695 3,248,515 103,859 1,704,178
Rhode Island 532,672 272,326 80,395 20,320 370,153 276 150,488
South Carolina 2,004,321 1,270,757 289,557 88,193 1,601,721 13,152 471,680
South Dakota 229,958 252,966 66,454 52,439 221,501 116,988 128,504
Tennessee 1,974,694 1,582,309 392,528 185,811 1,909,045 143,342 696,206
Texas 9,683,925 7,828,538 2,275,072 707,959 7,994,072 285,031 2,674,326
Utah 988,494 594,727 181,504 68,619 489,732 13,563 259,607
Vermont 173,906 172,454 42,935 22,176 190,047 14,677 135,019
Virginia 2,753,821 2,112,626 480,476 143,741 2,126,210 75,397 779,795
Washington 2,947,369 1,480,636 420,902 126,933 1,585,812 71,375 791,229
West Virginia 671,203 515,921 123,786 42,953 427,551 14,364 204,764
Wisconsin 1,556,803 1,226,494 382,244 167,266 1,344,070 175,143 686,942
Wyoming 173,265 195,442 59,221 32,618 188,617 28,801 101,855
United States $119,311,710 $80,062,258 $23,637,523 $7,445,556 $89,122,918 $4,086,331 $39,226,781
(1) Includes some state funds. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Direct Premiums Written, Property/Casualty Insurance, By State By Line, 2015 (1) (Cont'd)
($000)
State Workers compensation Excess workers compensation Medical malpractice Product liability Other liability Fire Allied lines
Alabama $349,379 $22,482 $122,485 $33,851 $594,528 $204,159 $196,178
Alaska 281,738 4,829 23,547 4,370 154,052 51,660 29,906
Arizona 841,693 13,249 220,314 36,666 794,500 130,857 119,302
Arkansas 259,624 7,888 64,074 17,710 317,625 148,588 118,168
California 12,334,022 239,208 752,021 463,741 7,237,187 1,185,644 788,076
Colorado 1,057,358 13,034 160,999 64,623 1,103,463 142,584 156,788
Connecticut 892,281 23,420 157,007 57,727 1,007,433 130,236 111,834
Delaware 197,234 1,659 33,662 7,579 330,898 29,215 25,762
D.C. 198,170 2,635 26,459 5,254 364,576 30,606 28,050
Florida 2,650,681 60,679 572,191 209,081 4,493,713 1,292,683 2,633,607
Georgia 1,446,665 39,563 241,936 89,599 1,428,160 327,497 266,334
Hawaii 261,805 5,311 27,272 9,310 264,065 68,302 92,178
Idaho 368,128 1,897 30,210 12,906 192,078 30,361 27,323
Illinois 2,826,687 60,481 499,549 160,032 3,805,176 367,963 322,788
Indiana 889,525 13,038 116,197 82,981 852,538 320,670 185,235
Iowa 770,150 10,427 66,109 40,974 540,735 107,291 119,701
Kansas 473,902 11,026 61,133 39,258 422,832 99,850 146,407
Kentucky 512,806 19,112 106,286 29,057 454,986 124,202 100,240
Louisiana 834,136 50,313 102,058 44,140 869,399 337,373 466,070
Maine 220,659 3,113 46,581 8,271 156,732 41,940 41,209
Maryland 962,920 12,084 276,782 47,936 999,564 147,039 120,137
Massachusetts 1,150,611 24,079 300,740 101,034 1,740,127 297,693 208,668
Michigan 1,197,085 35,167 190,342 89,938 1,227,428 313,377 172,071
Minnesota 998,846 1,208 78,305 87,711 1,059,133 192,982 290,126
Mississippi 361,104 11,493 48,354 19,101 306,401 136,349 126,563
Missouri 923,617 39,372 141,780 56,364 943,874 210,796 182,225
Montana 287,327 6,290 41,208 11,084 158,709 30,730 30,578
Nebraska 388,612 5,547 33,171 23,443 320,853 58,524 79,597
Nevada 364,126 17,891 71,348 59,778 345,528 81,307 70,405
New Hampshire 265,035 4,058 37,784 13,200 188,396 36,823 29,167
New Jersey 2,434,552 37,039 423,483 205,513 2,331,570 372,581 334,645
New Mexico 296,101 6,521 51,208 10,255 220,414 38,929 42,186
New York 5,523,560 59,256 1,651,460 302,454 7,131,634 820,460 653,181
North Carolina 1,487,632 28,957 180,665 86,663 1,146,112 278,303 277,822
North Dakota 7,042 0 9,754 14,861 178,072 34,746 49,373
Ohio 20,656 74,265 265,801 114,097 1,553,922 382,665 240,699
Oklahoma 810,551 24,391 99,583 42,861 599,589 164,860 189,727
Oregon 678,682 11,690 93,174 36,359 512,151 96,489 72,262
Pennsylvania 2,724,970 43,210 655,048 143,084 2,494,374 441,435 297,035
Rhode Island 213,035 1,864 31,129 11,223 224,372 45,407 39,834
South Carolina 729,091 10,982 65,229 42,802 486,009 213,072 182,313
South Dakota 180,816 1,297 17,003 11,132 120,143 28,442 33,594
Tennessee 858,644 20,336 229,468 56,039 914,507 244,852 181,959
Texas 2,741,890 31,155 295,300 297,827 4,835,733 1,590,866 1,829,521
Utah 422,609 4,083 63,050 30,635 386,273 102,523 50,515
Vermont 196,611 1,406 16,305 6,592 105,338 22,338 13,607
Virginia 981,402 25,197 193,276 54,397 1,249,637 222,575 182,854
Washington 24,346 24,203 160,753 54,248 1,075,503 205,542 142,402
West Virginia 323,086 4,990 63,887 11,987 200,993 62,128 36,752
Wisconsin 1,941,027 9,159 78,561 81,717 964,089 158,564 137,281
Wyoming 6,291 276 23,777 5,993 103,853 19,266 17,988
United States $57,168,518 $1,180,828 $9,317,817 $3,547,454 $59,508,974 $12,223,345 $12,290,243
(1) Includes some state funds. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Direct Premiums Written, Property/Casualty Insurance, By State By Line, 2015 (1) (Cont'd)
($000)
State Inland marine Ocean marine Surety Fidelity Burglary and theft Boiler and machinery Financial guaranty
Alabama $276,700 $37,875 $65,448 $13,501 $2,933 $26,949 $2,005
Alaska 146,994 37,391 27,527 2,215 663 9,777 79
Arizona 326,234 19,143 92,080 12,516 3,432 25,326 2,075
Arkansas 202,279 16,690 38,058 10,040 2,014 15,920 1,716
California 2,613,836 280,178 700,960 121,784 32,558 158,166 51,102
Colorado 352,254 12,813 118,973 22,948 4,531 21,672 3,613
Connecticut 293,180 87,409 65,330 26,639 4,562 21,316 4,040
Delaware 77,982 7,658 21,302 3,465 1,720 4,070 22,247
D.C. 111,023 3,642 127,412 13,524 2,743 6,525 151
Florida 1,210,054 313,912 355,920 63,636 17,041 67,360 7,099
Georgia 569,795 55,871 142,469 31,760 8,319 40,670 875
Hawaii 97,662 15,693 39,707 5,116 620 5,425 4,108
Idaho 101,675 5,071 20,355 2,824 602 7,031 130
Illinois 747,640 92,191 208,310 63,495 15,025 67,352 11,329
Indiana 312,147 29,554 74,002 18,801 4,031 63,322 1,059
Iowa 194,324 7,598 46,593 14,280 2,205 23,553 3,186
Kansas 188,697 8,857 62,238 11,951 2,181 19,307 2,034
Kentucky 259,232 26,726 78,982 10,663 1,986 25,151 3,212
Louisiana 418,461 185,278 106,015 13,635 4,135 29,527 7,006
Maine 94,505 26,244 16,679 4,026 667 9,137 356
Maryland 323,970 96,325 153,869 27,222 4,633 24,053 4,946
Massachusetts 455,437 86,661 139,365 41,042 7,064 38,419 4,337
Michigan 519,758 65,390 88,290 32,852 8,398 55,183 2,064
Minnesota 362,785 24,997 86,685 29,089 5,297 33,922 4,795
Mississippi 182,656 17,810 42,560 8,212 1,839 14,423 2,064
Missouri 331,130 37,043 74,987 24,065 4,916 27,942 5,746
Montana 96,631 3,435 29,629 2,747 457 5,659 41
Nebraska 166,990 5,422 38,339 7,922 1,441 13,615 598
Nevada 172,582 6,696 73,946 6,829 2,076 10,993 1,203
New Hampshire 83,979 11,249 15,683 3,561 949 6,499 365
Hew Jersey 550,979 135,249 161,294 45,759 9,657 47,948 23,016
New Mexico 102,292 2,764 42,947 3,902 627 8,967 1,008
New York 1,510,929 406,485 366,065 149,415 30,746 117,613 226,759
North Carolina 511,480 44,524 132,591 34,941 5,434 41,313 2,140
North Dakota 88,736 1,570 28,262 3,174 415 12,391 760
Ohio 539,840 52,694 138,829 41,484 10,475 59,869 3,708
Oklahoma 247,880 20,981 64,115 11,741 2,260 19,335 224
Oregon 242,845 32,858 57,396 10,433 2,780 18,214 1,085
Pennsylvania 652,790 60,086 227,544 51,450 11,066 71,085 9,584
Rhode Island 86,344 45,318 13,319 4,253 873 5,530 1,261
South Carolina 291,455 28,162 74,922 10,164 2,281 22,195 1,030
South Dakota 70,927 1,063 26,285 3,535 436 6,741 0
Tennessee 393,089 55,573 85,805 18,367 6,598 30,688 189
Texas 1,961,471 311,755 533,181 77,540 24,802 135,384 14,286
Utah 149,880 10,467 41,991 6,779 1,795 10,604 652
Vermont 48,653 5,163 8,263 4,064 419 4,684 1,140
Virginia 413,208 64,187 140,060 31,122 7,497 31,846 682
Washington 457,716 130,224 138,073 17,699 4,945 35,805 1,156
West Virginia 76,566 3,704 36,305 4,010 720 8,282 253
Wisconsin 254,510 35,530 55,469 23,644 4,714 40,524 250
Wyoming 47,996 1,053 29,727 1,558 298 7,979 0
United States $19,990,177 $3,074,234 $5,554,157 $1,205,395 $277,874 $1,615,261 $442,766
(1) Includes some state funds. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Direct Premiums Written, Property/Casualty Insurance, By State By Line, 2015 (1) (Cont'd)
($000)
State Aircraft Earthquake Federal flood Credit Warranty Accident and health
Alabama $16,211 $8,029 $26,362 $27,134 $9,157 $62,312
Alaska 31,312 25,182 1,759 6,163 2,209 12,116
Arizona 56,999 8,840 17,487 17,320 15,948 86,661
Arkansas 21,218 31,615 10,736 13,320 4,546 50,357
California 139,449 1,615,393 163,226 159,694 177,398 461,636
Colorado 32,300 10,800 14,331 16,170 20,856 80,851
Connecticut 33,283 8,277 43,032 27,769 11,447 41,866
Delaware 13,943 1,173 14,944 13,053 7,425 68,871
D.C. 2,123 2,610 1,250 6,963 105 98,278
Florida 98,909 23,490 812,917 85,946 444,037 202,527
Georgia 62,561 14,871 51,622 45,000 38,540 150,730
Hawaii 11,053 11,557 32,891 5,695 2,592 13,675
Idaho 12,689 3,597 3,361 2,965 3,806 18,022
Illinois 60,200 67,210 28,816 63,109 183,354 254,847
Indiana 21,460 36,466 17,316 26,552 35,895 242,662
Iowa 11,351 5,844 10,124 9,244 4,166 70,376
Kansas 17,732 7,119 6,513 11,839 145,332 61,752
Kentucky 7,251 41,992 15,373 35,416 14,903 50,641
Louisiana 44,951 6,262 255,937 23,811 8,350 55,456
Maine 3,312 2,035 7,514 6,266 3,988 10,350
Maryland 16,944 12,270 32,062 18,362 19,188 67,719
Massachusetts 13,568 20,926 63,632 33,189 15,160 84,963
Michigan 26,382 8,340 16,165 89,595 544,363 197,210
Minnesota 28,714 6,850 6,650 18,301 32,223 111,295
Mississippi 11,779 17,364 32,290 19,109 4,934 55,368
Missouri 24,566 91,411 16,251 31,541 34,039 168,151
Montana 9,581 4,692 2,834 697 993 25,161
Nebraska 11,804 2,701 7,354 4,505 4,539 64,391
Nevada 19,707 19,481 6,731 22,267 6,013 28,097
New Hampshire 5,791 2,579 7,326 5,523 6,127 17,557
New Jersey 22,479 19,597 197,323 69,511 28,787 147,809
New Mexico 7,990 2,525 8,593 4,610 3,926 23,143
New York 62,777 53,503 170,628 159,612 66,954 406,851
North Carolina 27,512 13,809 87,145 45,478 46,890 130,692
North Dakota 7,340 989 6,245 1,022 1,199 8,508
Ohio 55,226 29,806 26,795 55,579 50,616 188,784
Oklahoma 17,088 18,858 8,697 20,167 14,035 60,774
Oregon 24,010 79,096 19,241 26,401 5,120 59,390
Pennsylvania 31,414 16,953 54,655 63,702 76,073 352,105
Rhode Island 12,051 2,421 18,122 4,160 803 24,672
South Carolina 11,055 40,740 111,255 19,964 7,225 86,719
South Dakota 6,552 1,007 3,304 1,917 1,339 20,017
Tennessee 23,843 78,908 18,844 36,331 39,707 153,407
Texas 157,714 35,706 284,365 233,165 372,370 504,478
Utah 26,459 44,999 1,982 13,518 29,034 61,894
Vermont 2,211 28,341 4,591 6,014 6,531 4,980
Virginia 40,971 18,759 60,388 23,907 23,034 120,135
Washington 35,357 169,354 28,038 26,837 50,679 82,840
West Virginia 2,960 1,281 13,093 6,136 3,892 32,256
Wisconsin 18,172 5,864 9,753 18,435 30,129 156,804
Wyoming 5,528 2,952 1,279 839 552 23,646
United States $1,465,850 $2,784,445 $2,861,144 $1,683,822 $2,660,530 $5,563,802
(1) Includes some state funds. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
Direct Premiums Written, Property/Casualty Insurance, By State By Line, 2015 (1) (Cont'd)
($000)
State Multiple peril crop Private crop Mortgage guaranty Misc.
Alabama $61,103 $642 $68,348 $25,647
Alaska 83 0 16,912 1,229
Arizona 18,919 2,310 109,755 24,313
Arkansas 110,612 9,785 31,627 7,993
California 488,837 15,077 458,719 84,501
Colorado 168,919 16,397 131,372 16,073
Connecticut 5,139 0 61,253 5,346
Delaware 10,042 64 20,827 624
D.C. 0 0 32,943 696
Florida 82,588 425 253,800 108,979
Georgia 131,588 1,449 175,638 29,811
Hawaii 1,378 0 20,725 2,214
Idaho 58,257 15,360 30,420 2,389
Illinois 689,548 83,739 223,611 35,926
Indiana 347,136 26,566 102,094 13,319
Iowa 714,656 125,599 48,589 5,832
Kansas 616,745 50,477 45,762 5,563
Kentucky 144,031 11,401 41,149 4,369
Louisiana 77,895 1,890 60,806 22,972
Maine 9,288 0 16,948 1,105
Maryland 31,010 87 128,027 9,655
Massachusetts 3,710 0 131,418 15,856
Michigan 194,520 7,721 181,245 36,566
Minnesota 635,566 109,826 142,170 15,811
Mississippi 120,168 2,928 26,753 18,303
Missouri 379,106 21,464 88,452 11,551
Montana 143,431 4,897 15,041 2,298
Nebraska 555,728 183,986 28,363 6,395
Nevada 13,026 54 42,712 5,095
New Hampshire 465 0 28,936 3,570
New Jersey 2,627 27 153,542 27,230
New Mexico 25,729 1,908 27,309 7,785
New York 39,664 28 169,550 56,431
North Carolina 161,872 7,578 156,490 21,894
North Dakota 863,655 85,246 11,157 1,064
Ohio 250,088 14,217 162,779 45,987
Oklahoma 172,484 7,863 41,936 12,033
Oregon 28,452 3,226 73,876 14,376
Pennsylvania 56,735 148 181,376 28,348
Rhode Island 123 0 17,304 3,898
South Carolina 62,619 233 79,868 11,022
South Dakota 691,370 46,663 11,575 1,759
Tennessee 92,082 3,549 90,865 13,957
Texas 836,373 56,310 379,260 134,976
Utah 5,230 164 84,819 4,136
Vermont 5,043 0 10,058 140,549
Virginia 62,950 2,672 160,555 18,413
Washington 117,650 15,081 155,252 31,838
West Virginia 2,016 3 12,741 2,907
Wisconsin 252,426 13,619 101,506 9,946
Wyoming 17,993 2,685 13,142 656
United States $9,560,677 $953,362 $4,859,375 $1,113,204
(1) Includes some state funds. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

Surplus Lines

GROSS SURPLUS LINES PREMIUMS BY STATE, 2014 (1)
($ millions)
State Total all lines
Alabama $508.6
Alaska 120.2
Arizona 436.4
Arkansas 23.3
California 5,990.7
Colorado 695.5
Connecticut 528.5
Delaware 82.7
D.C. 176.9
Florida 4,646.0
Georgia 1,003.8
Hawaii 231.6
Idaho 78.8
Illinois 1,238.4
Indiana 508.2
Iowa 232.2
Kansas 169.4
Kentucky 182.1
Louisiana 1,443.8
Maine 90.5
Maryland 489.1
Massachusetts 799.2
Michigan 598.4
Minnesota 456.4
Mississippi 361.4
Missouri 606.2
Montana 78.2
Nebraska 151.7
Nevada 261.7
New Hampshire 84.2
New Jersey 1,633.0
New Mexico 11.1
New York 3,403.1
North Carolina 683.0
North Dakota 96.1
Ohio 773.9
Oklahoma 379.0
Oregon 283.9
Pennsylvania 1,081.0
Rhode Island 21.9
South Carolina 354.7
South Dakota 48.9
Tennessee 588.0
Texas 5,042.9
Utah 213.3
Vermont 47.3
Virginia 635.5
Washington 735.2
West Virginia 86.0
Wisconsin 318.9
Wyoming 58.2
United States $38,768.8
Source: Business Insurance (www.businessinsurance.com), August 31, 2015.

Gross State Product

GROSS STATE PRODUCT (GSP), INSURANCE CARRIERS AND RELATED ACTIVITIES, 2012-2013
($ millions)
State 2012 2013 As a percent of 2013 total GSP
Alabama $3,429 $3,594 1.86%
Alaska 313 357 0.62
Arizona 8,106 7,921 2.89
Arkansas 1,575 1,700 1.46
California 30,466 31,352 1.41
Colorado 5,814 5,912 2.06
Connecticut 17,448 17,139 7.06
Delaware 6,282 5,874 9.75
D.C. 1,132 1,163 1.04
Florida 18,531 19,845 2.48
Georgia 8,941 9,869 2.18
Hawaii 1,210 1,267 1.71
Idaho 873 926 1.53
Illinois 26,840 26,283 3.67
Indiana 9,297 8,796 2.86
Iowa 11,509 10,821 6.58
Kansas 3,988 4,098 2.92
Kentucky 3,650 4,084 2.25
Louisiana 3,396 3,523 1.44
Maine 1,540 1,593 2.99
Maryland 7,047 6,945 2.06
Massachusetts 13,401 13,201 3.02
Michigan 11,619 11,459 2.65
Minnesota 10,774 10,933 3.57
Mississippi 1,408 1,580 1.54
Missouri 7,120 7,377 2.70
Montana 604 626 1.47
Nebraska 5,039 5,374 5.02
Nevada 1,638 1,762 1.38
New Hampshire 2,962 3,037 4.50
New Jersey 19,959 19,688 3.69
New Mexico 1,044 1,085 1.22
New York 40,903 39,978 3.02
North Carolina 6,064 6,809 1.49
North Dakota 939 760 1.47
Ohio 17,326 17,673 3.17
Oklahoma 2,607 2,754 1.56
Oregon 3,346 3,499 1.71
Pennsylvania 19,793 20,882 3.28
Rhode Island 1,936 2,087 3.97
South Carolina 3,412 3,613 1.99
South Dakota 846 916 2.05
Tennessee 6,335 6,902 2.41
Texas 24,144 26,495 1.70
Utah 2,021 2,173 1.62
Vermont 786 777 2.71
Virginia 5,910 6,240 1.38
Washington 5,651 5,943 1.48
West Virginia 1,051 1,110 1.58
Wisconsin 12,369 12,220 4.35
Wyoming 250 264 0.64
United States $402,646 $410,277 2.48%
Note: Last updated: December 10, 2015. Source: U.S. Department of Commerce, Bureau of Economic Analysis.

State Taxes

Premium Taxes By State, Property/Casualty And Life/Health Insurance, 2015
($000)
State Amount State Amount
Alabama $312,030 Montana $97,404
Alaska 66,456 Nebraska 31,036
Arizona 466,788 Nevada 293,922
Arkansas 190,884 New Hampshire 107,740
California 2,444,573 New Jersey  648,090
Colorado 257,795 New Mexico 122,280
Connecticut 189,362 New York  1,431,361
Delaware 93,763 North Carolina 529,936
DC 106,407 North Dakota 58,008
Florida 690,160 Ohio 544,523
Georgia 419,653 Oklahoma 325,954
Hawaii 150,872 Oregon 62,340
Idaho 84,498 Pennsylvania 792,921
Ilinois 379,773 Rhode Island 95,174
Indiana 221,100 South Carolina 248,418
Iowa 109,593 South Dakota 83,022
Kansas 211,766 Tennessee 809,567
Kentucky 146,481 Texas 1,986,919
Louisiana 438,179 Utah 119,280
Maine 98,353 Vermont 57,950
Maryland 444,691 Virginia 451,037
Massachusetts 367,832 Washington 555,976
Michigan 322,999 West Virginia 155,687
Minnesota 437,806 Wisconsin 184,166
Mississippi 299,127 Wyoming 29,648
Missouri 376,811 United States $19,150,111
Source: U.S. Department of Commerce, Bureau of the Census.

Insurance Companies By State

Domestic Insurance Companies By State, Property/Casualty And Life/Annuities, 2015
 
State Property/casualty Life/annuities State Property/casualty Life/annuities
Alabama 19 6 Montana 14 1
Alaska 7 0 Nebraska 34 28
Arizona 40 29 Nevada 11 3
Arkansas 11 29 New Hampshire 51 1
California 100 14 New Jersey 68 3
Colorado 11 10 New Mexico 13 1
Connecticut 69 27 New York 179 80
Delaware 100 29 North Carolina 60 9
D.C. 6 0 North Dakota 13 3
Florida 122 10 Ohio 136 38
Georgia 33 12 Oklahoma 36 24
Hawaii 17 3 Oregon 17 3
Idaho 8 1 Pennsylvania 181 26
Illinois 193 55 Rhode Island 21 2
Indiana 66 27 South Carolina 22 9
Iowa 71 38 South Dakota 18 3
Kansas 28 12 Tennessee 15 13
Kentucky 7 7 Texas 199 120
Louisiana 30 35 Utah 10 16
Maine 11 3 Vermont 13 1
Maryland 31 4 Virginia 18 4
Massachusetts 50 17 Washington 8 7
Michigan 71 23 West Virginia 19 0
Minnesota 38 11 Wisconsin 170 20
Mississippi 14 15 Wyoming 2 1
Missouri 45 25 United States (1) 2,526 858
(1) Excludes territories. Excludes health insurers, risk retention groups, fraternals, title and other insurers. Source: Insurance Department Resources Report, 2015, published by the National Association of Insurance Commissioners (NAIC). Reprinted with permission. Further reprint or redistribution strictly prohibited without written permission of NAIC.
REGULATED INSURANCE ENTITIES BY STATE, 2014
State Domestic insurers (1) Licensed out-of-state insurers (2) Chartered self-insured groups or pools Chartered purchasing groups All companies doing business in state
Alabama 40 1,441 0 0 1,481
Alaska 8 671 0 2 681
Arizona 121 1,518 24 23 1,686
Arkansas 56 1,496 0 1 1,553
California 143 1,112 0 43 1,298
Colorado 48 1,438 9 39 1,534
Connecticut 110 1,207 0 25 1,342
Delaware 151 1,333 0 189 1,673
D.C. 48 1,355 0 19 1,422
Florida 445 1,659 14 50 2,168
Georgia 93 1,578 34 0 1,705
Hawaii 46 1,057 12 7 1,122
Idaho 14 1,401 12 3 1,430
Illinois 351 1,399 14 141 1,905
Indiana 153 1,623 13 19 1,808
Iowa 216 1,381 2 0 1,599
Kansas 48 1,596 16 15 1,675
Kentucky 40 1,522 12 11 1,585
Louisiana 109 1,478 26 3 1,616
Maine 17 1,119 19 1 1,156
Maryland 66 1,476 5 10 1,557
Massachusetts 86 1,265 21 8 1,380
Michigan 140 1,386 18 8 1,552
Minnesota 154 1,362 17 24 1,557
Mississippi 38 1,495 0 2 1,535
Missouri 177 1,485 10 7 1,679
Montana 43 1,393 0 9 1,445
Nebraska 88 1,447 6 5 1,546
Nevada 58 1,486 9 6 1,559
New Hampshire 61 1,071 0 6 1,138
New Jersey 115 1,301 47 38 1,501
New Mexico 25 1,440 4 0 1,469
New York 582 1,164 13 67 1,826
North Carolina 81 1,408 3 0 1,492
North Dakota 32 1,336 2 2 1,372
Ohio 238 1,486 0 24 1,748
Oklahoma 75 1,711 3 5 1,794
Oregon 46 1,474 0 6 1,526
Pennsylvania 271 1,533 17 28 1,849
Rhode Island 27 1,257 1 26 1,311
South Carolina 207 1,698 0 0 1,905
South Dakota 40 1,357 0 0 1,397
Tennessee 66 1,447 8 6 1,527
Texas 407 1,552 6 64 2,029
Utah 76 1,573 0 14 1,663
Vermont 112 1,592 0 8 1,712
Virginia 61 1,505 17 18 1,601
Washington 39 1,415 0 11 1,465
West Virginia 28 1,362 1 2 1,393
Wisconsin 325 1,541 0 9 1,875
Wyoming 7 1,352 0 1 1,360
Total U.S. (3) 6,118 (4) 415 1,005 7,538
(1) Insurers that are domiciled in the state. Includes property/casualty, life/annuities, health, fraternal, title, risk retention groups and "other". (2) This category is comprised of insurers designated by the NAIC as "foreign insurers"—i.e., insurers whose state of domicile is other than the state in which it is writing business.  There is no total in this column to avoid double counting—i.e., insurers are only included in the figures for states in which they are domiciled. (3) Totals include U.S. territories and possessions. (4) No totals shown, so as to avoid double counting. Totals reflect insurers physically located in the state. Source: Insurance Department Resources Report, 2014, published by the National Association of Insurance Commissioners (NAIC). Reprinted with permission. Further reprint or redistribution strictly prohibited without written permission of NAIC.

Catastrophes By State

Tornadoes And Related Deaths By State, 2015 (1)
State Tornadoes Fatalities Rank (2) State Tornadoes Fatalities Rank (2)
Alabama 32 0 12 Montana 1 0 39
Alaska 0 0 (3) Nebraska 38 0 9
Arizona 3 0 32 Nevada 2 0 37
Arkansas 25 2 14 New Hampshire 1 0 39
California 13 0 23 New Jersey 0 0 (3)
Colorado 52 0 6 New Mexico 4 0 30
Connecticut 0 0 (3) New York 3 0 32
Delaware 1 0 39 North Dakota 35 0 10
D.C. 0 0 (3) North Carolina 10 0 26
Florida 24 0 15 Ohio 6 0 29
Georgia 24 0 15 Oklahoma 111 2 3
Hawaii 0 0 (3) Oregon 1 0 39
Idaho 1 0 39 Pennsylvania 12 0 25
Illinois 82 2 4 Rhode Island 0 0 (3)
Indiana 17 0 20 South Carolina 13 0 23
Iowa 46 0 8 South Dakota 26 0 13
Kansas 178 0 2 Tennessee 18 2 19
Kentucky 17 0 20 Texas 228 17 1
Louisiana 34 0 11 Utah 3 0 32
Maine 0 0 (3) Vermont 0 0 (3)
Maryland 3 0 32 Virginia 7 0 28
Massachusetts 2 0 37 Washington 4 0 30
Michigan 9 0 27 West Virginia 3 0 32
Minnesota 24 0 15 Wisconsin 20 0 18
Mississippi 63 11 5 Wyoming 15 0 22
Missouri 48 0 7 United States 1,259 (4) 36  
(1) Ranked by total number of tornadoes. (2) States with the same number receive the same ranking. (3) State had no tornadoes in 2015. (4) The U.S. total will not match data used in other charts because it counts tornadoes that cross state lines. Source: U.S. Department of Commerce, Storm Prediction Center, National Weather Service.
WILDFIRES BY STATE, 2015
State Number of fires Number of acres burned
Alabama 3,198 47,380
Alaska 768 5,111,404
Arizona 1,662 160,152
Arkansas 1,837 26,630
California 8,745 893,362
Colorado 709 22,602
Connecticut 76 159
Delaware (1) (1)
Florida 2,422 73,432
Georgia 2,331 10,556
Hawaii 17 5,611
Idaho 1,324 804,094
Illinois 18 806
Indiana 16 868
Iowa 533 14,945
Kansas 154 53,936
Kentucky 774 19,207
Louisiana 1,172 21,036
Maine 375 574
Maryland 158 1,078
Massachusetts 1,525 1,763
Michigan 526 3,806
Minnesota 1,849 30,563
Mississippi 2,294 34,769
Missouri 3,161 29,893
Montana 2,432 351,264
Nebraska 51 4,854
Nevada 551 42,479
New Hampshire 114 622
New Jersey 1,013 2,685
New Mexico 696 44,104
New York 186 3,844
North Carolina 3,828 15,220
North Dakota 726 32,321
Ohio 69 548
Oklahoma 1,309 100,382
Oregon 2,588 685,809
Pennsylvania 831 4,473
Rhode Island 86 132
South Carolina 976 3,800
South Dakota 1,032 72,985
Tennessee 611 8,478
Texas 9,272 184,418
Utah 930 10,203
Vermont 102 346
Virginia 631 6,574
Washington 2,013 1,137,664
West Virginia 8 219
Wisconsin 993 2,970
Wyoming 512 35,652
United States (2) 68,151 10,125,149
(1) Delaware had no wildfires in 2015. (2) Includes Puerto Rico which had 947 fires that burned 4,477 acres. Source: National Interagency Fire Center.
Top 10 States For Wildfires Ranked By Number Of Fires And By Number Of Acres Burned, 2015
 
Rank State Number of fires Rank State Number of acres burned
1 Texas 9,272 1 Alaska 5,111,404
2 California 8,745 2 Washington 1,137,664
3 North Carolina 3,828 3 California 893,362
4 Alabama 3,198 4 Idaho 804,094
5 Missouri 3,161 5 Oregon 685,809
6 Oregon 2,588 6 Montana 351,264
7 Montana 2,432 7 Texas 184,418
8 Florida 2,422 8 Arizona 160,152
9 Georgia 2,331 9 Oklahoma 100,382
10 Mississippi 2,294 10 Florida 73,432
Source: National Interagency Fire Center.

Residual Markets

Insurance Provided By FAIR Plans By State, Fiscal Year 2015 (1)
  Number of policies    
State Habitational Commercial Total Exposure (2) ($000) Direct premiums written ($000)
California 123,162 4,701 127,863 $45,551,156 $76,448
Connecticut 2,538 80 2,618 487,144 3,632
Delaware 1,732 76 1,808 281,471 617
D.C. 276 42 318 89,000 287
Florida (3) 671,641 29,456 701,097 150,495,190 1,267,754
Georgia 24,865 1,872 26,737 3,741,795 25,554
Illinois 6,067 81 6,148 678,952 6,921
Indiana 2,029 50 2,079 230,413 2,123
Iowa 1,437 50 1,487 96,174 999
Kansas 17,482 197 17,679 1,009,000 9,166
Kentucky 10,947 478 11,425 557,853 7,257
Louisiana (3) 100,555 3,529 104,084 13,861,836 140,386
Maryland 1,730 181 1,911 358,000 1,261
Massachusetts 215,808 334 216,142 80,844,528 285,495
Michigan 20,712 381 21,093 2,664,680 20,719
Minnesota 5,389 47 5,436 929,115 4,297
Mississippi (4) 9,518 0 9,518 592,423 7,431
Missouri 3,957 162 4,119 230,213 2,380
New Jersey 15,826 416 16,242 2,283,978 10,261
New Mexico 11,514 298 11,812 105,842 4,771
New York 48,199 3,098 51,297 13,419,000 35,490
North Carolina 165,189 3,166 168,355 15,663,995 72,832
Ohio 25,648 533 26,181 6,157,943 22,391
Oregon 1,867 53 1,920 289,475 1,063
Pennsylvania 17,515 1,329 18,844 1,568,967 8,006
Rhode Island 17,497 131 17,628 4,372,091 23,006
Texas (4) 165,073 0 165,073 22,154,369 132,879
Virginia 33,325 510 33,835 4,654,544 20,947
Washington 67 21 88 20,776 133
West Virginia 476 55 531 32,519 330
Wisconsin 6,382 116 6,498 407,000 3,346
Total 1,728,423 51,443 1,779,866 $373,829,442 $2,198,182
(1) Excludes the FAIR Plans of Arkansas and Hawaii. (2) Exposure is the estimate of the aggregate value of all insurance in force in all FAIR Plans in all lines (except liability, where applicable, and crime) for 12 months ending September through December. (3) Citizens Property Insurance Corp., which combined the FAIR and Beach Plans. (4) The Mississippi and Texas FAIR Plans do not offer a commercial policy. Source: Property Insurance Plans Service Office (PIPSO).

Incurred Losses By State

Incurred Losses By State, Property/Casualty Insurance, 2015 (1)
($000)
State Incurred losses
Alabama $4,093,192
Alaska 719,288
Arizona 5,446,616
Arkansas 2,910,023
California 39,547,703
Colorado 6,396,637
Connecticut 4,533,879
Delaware 1,383,315
D.C. 878,280
Florida 22,014,264
Georgia 10,489,728
Hawaii 1,014,650
Idaho 1,414,387
Illinois 13,392,906
Indiana 5,771,409
Iowa 3,153,050
Kansas 2,997,963
Kentucky 4,331,174
Louisiana 5,609,416
Maine 1,044,592
Maryland 6,409,320
Massachusetts 8,836,136
Michigan 11,187,648
Minnesota 5,731,502
Mississippi 2,520,682
Missouri 6,369,204
Montana 1,309,551
Nebraska 2,322,393
Nevada 2,819,262
New Hampshire 1,156,725
New Jersey 11,946,823
New Mexico 1,897,250
New York 24,944,776
North Carolina 7,503,427
North Dakota 1,119,926
Ohio 7,974,601
Oklahoma 4,491,760
Oregon 3,346,175
Pennsylvania 13,301,894
Rhode Island 1,565,774
South Carolina 5,073,633
South Dakota 1,194,828
Tennessee 5,766,943
Texas 29,009,021
Utah 2,171,672
Vermont 628,825
Virginia 6,617,186
Washington 6,373,962
West Virginia 1,422,841
Wisconsin 4,948,732
Wyoming 510,973
United States $327,615,917
(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.
INCURRED LOSSES BY STATE, PRIVATE PASSENGER AUTO INSURANCE, 2014 (1)
($000)
State Incurred losses
Alabama $1,718,336
Alaska 244,975
Arizona 2,379,165
Arkansas 979,378
California 13,507,902
Colorado 2,696,778
Connecticut 1,701,158
Delaware 476,378
D.C. 178,602
Florida 9,823,902
Georgia 4,288,621
Hawaii 358,451
Idaho 434,906
Illinois 3,964,854
Indiana 1,938,083
Iowa 950,413
Kansas 955,382
Kentucky 1,612,666
Louisiana 2,483,201
Maine 405,725
Maryland 2,713,244
Massachusetts 2,790,315
Michigan 6,723,217
Minnesota 1,810,245
Mississippi 1,001,568
Missouri 2,048,204
Montana 406,973
Nebraska 781,512
Nevada 1,197,456
New Hampshire 447,390
New Jersey 4,410,344
New Mexico 699,799
New York 7,522,247
North Carolina 3,078,855
North Dakota 231,908
Ohio 3,404,633
Oklahoma 1,310,706
Oregon 1,374,947
Pennsylvania 5,189,607
Rhode Island 511,375
South Carolina 2,123,595
South Dakota 370,822
Tennessee 2,002,806
Texas 10,477,469
Utah 921,164
Vermont 233,428
Virginia 2,926,521
Washington 2,675,027
West Virginia 633,135
Wisconsin 1,754,011
Wyoming 220,377
United States $123,091,777
(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance. Source: SNL Financial LC.
INCURRED LOSSES BY STATE, HOMEOWNERS INSURANCE, 2014 (1)
($000)
State Incurred losses
Alaska $57,642
Alabama 755,341
Arizona 683,840
Arkansas 478,205
California 3,396,417
Colorado 1,823,339
Connecticut 522,447
Delaware 133,077
D.C. 55,837
Florida 2,179,774
Georgia 1,605,767
Hawaii 93,523
Idaho 191,678
Illinois 2,383,793
Indiana 921,475
Iowa 540,856
Kansas 409,634
Kentucky 484,820
Louisiana 551,933
Maine 175,034
Maryland 882,941
Massachusetts 709,584
Michigan 1,984,282
Minnesota 780,936
Mississippi 505,454
Missouri 1,026,139
Montana 372,786
Nebraska 751,906
Nevada 208,515
New Hampshire 164,446
New Jersey 1,157,821
New Mexico 206,738
New York 2,163,059
North Carolina 1,023,219
North Dakota 58,704
Ohio 1,259,252
Oklahoma 368,407
Oregon 352,603
Pennsylvania 2,030,249
Rhode Island 125,408
South Carolina 771,663
South Dakota 224,475
Tennessee 900,619
Texas 3,483,489
Utah 190,957
Vermont 122,970
Virginia 752,140
Washington 841,559
West Virginia 232,643
Wisconsin 685,792
Wyoming 105,608
United States $41,888,793
(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance.          Source: SNL Financial LC.
INCURRED LOSSES BY STATE, COMMERCIAL INSURANCE, 2014 (1)
($000)
State Incurred losses
Alabama $1,495,748
Alaska 354,590
Arizona 2,263,801
Arkansas 1,018,892
California 18,196,025
Colorado 2,550,219
Connecticut 1,998,051
Delaware 736,707
D.C. 331,541
Florida 7,585,560
Georgia 3,629,165
Hawaii 468,546
Idaho 597,766
Illinois 6,688,699
Indiana 2,390,025
Iowa 3,402,218
Kansas 1,778,685
Kentucky 1,524,719
Louisiana 2,235,586
Maine 481,085
Maryland 2,168,978
Massachusetts 2,969,447
Michigan 3,898,697
Minnesota 3,454,399
Mississippi 1,155,107
Missouri 2,399,880
Montana 683,237
Nebraska 2,027,290
Nevada 915,854
New Hampshire 427,786
New Jersey 5,451,193
New Mexico 671,253
New York 13,087,099
North Carolina 2,582,441
North Dakota 1,018,619
Ohio 2,508,092
Oklahoma 2,028,700
Oregon 1,016,389
Pennsylvania 6,280,488
Rhode Island 468,837
South Carolina 1,565,125
South Dakota 686,286
Tennessee 2,173,336
Texas 10,401,192
Utah 721,127
Vermont 289,934
Virginia 2,475,766
Washington 1,977,455
West Virginia 441,903
Wisconsin 2,898,467
Wyoming 224,048
United States $138,796,055
(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance.    Source: SNL Financial LC.  
INCURRED LOSSES BY STATE, WORKERS COMPENSATION INSURANCE, 2014 (1)
($000)
State Incurred losses
Alabama $190,038
Alaska 150,957
Arizona 526,839
Arkansas 118,476
California 7,114,954
Colorado 584,500
Connecticut 540,049
Delaware 124,067
D.C. 79,252
Florida 1,382,569
Georgia 740,547
Hawaii 156,994
Idaho 256,642
Illinois 1,674,233
Indiana 494,663
Iowa 450,962
Kansas 227,650
Kentucky 383,061
Louisiana 444,291
Maine 120,284
Maryland 633,550
Massachusetts 756,034
Michigan 444,362
Minnesota 546,163
Mississippi 206,667
Missouri 499,197
Montana 185,176
Nebraska 243,948
Nevada 70,918
New Hampshire 139,642
New Jersey 1,381,067
New Mexico 169,887
New York 3,832,827
North Carolina 774,675
North Dakota 483
Ohio -1,125
Oklahoma 530,226
Oregon 282,841
Pennsylvania 1,672,449
Rhode Island 92,645
South Carolina 425,373
South Dakota 101,298
Tennessee 496,631
Texas 1,285,473
Utah 206,801
Vermont 114,327
Virginia 599,859
Washington 6,332
West Virginia 67,603
Wisconsin 1,150,236
Wyoming 2,101
United States $32,678,696
(1) Losses occurring within a fixed period whether or not adjusted or paid during the same period, on a direct basis before reinsurance. Source: SNL Financial LC.
LIFE INSURANCE CLAIMS AND BENEFITS PAID BY STATE, 2014 (1)
($000)
State Incurred losses
Alabama $5,534,562
Alaska 1,050,496
Arizona 8,689,046
Arkansas 2,969,649
California 46,549,358
Colorado 8,432,780
Connecticut 18,424,037
Delaware 7,040,066
D.C. 2,320,962
Florida 31,859,905
Georgia 11,652,406
Hawaii 2,351,999
Idaho 1,842,329
Illinois 19,437,723
Indiana 9,141,049
Iowa 5,413,499
Kansas 6,019,788
Kentucky 5,270,547
Louisiana 5,690,525
Maine 2,071,977
Maryland 9,799,677
Massachusetts 14,654,968
Michigan 17,127,075
Minnesota 10,545,360
Mississippi 2,643,386
Missouri 10,511,193
Montana 1,073,476
Nebraska 3,592,246
Nevada 2,852,399
New Hampshire 2,572,098
New Jersey 21,048,797
New Mexico 2,352,877
New York 38,836,378
North Carolina 12,973,603
North Dakota 1,009,809
Ohio 17,722,061
Oklahoma 4,030,311
Oregon 5,107,450
Pennsylvania 24,127,056
Rhode Island 1,790,984
South Carolina 5,819,922
South Dakota 1,224,037
Tennessee 8,310,031
Texas 27,554,611
Utah 3,653,223
Vermont 997,154
Virginia 10,986,423
Washington 8,590,255
West Virginia 2,126,152
Wisconsin 9,295,479
Wyoming 708,265
United States $485,399,457
(1) On a direct basis before reinsurance. Includes life insurance, death benefits, matured endowments, annuity benefits, and other life insurance benefits. Does not include accident and health benefits. Source: SNL Financial LC.

Insured Cars By State

Private Passenger Cars Insured In The Shared And Voluntary Markets, 2014
 
State Voluntary market Shared market Total Shared market as a percent of total
Alabama 3,761,830 1 3,761,831 (1)
Alaska 498,512 23 498,535 0.461%
Arizona 4,465,315 0 4,465,315 (1)
Arkansas 2,135,039 4 2,135,043 (1)
California 26,193,318 331 26,193,649 0.001
Colorado 4,007,532 0 4,007,532 (1)
Connecticut 2,513,014 105 2,513,119 0.004
Delaware 648,565 1 648,566 (1)
D.C. 245,775 110 245,885 0.045
Florida 12,175,011 178 12,175,189 0.001
Georgia 7,372,180 0 7,372,180 (1)
Hawaii 868,883 3,126 872,009 0.358
Idaho 1,126,812 2 1,126,814 (1)
Illinois 8,153,935 311 8,154,246 0.004
Indiana 4,797,686 2 4,797,688 (1)
Iowa 2,492,910 8 2,492,918 (1)
Kansas 2,286,148 1,709 2,287,857 0.075
Kentucky 3,196,910 278 3,197,188 0.009
Louisiana 3,012,620 1 3,012,621 (1)
Maine 1,038,587 4 1,038,591 (1)
Maryland 4,022,954 42,872 4,065,826 1.054
Massachusetts 4,320,839 62,401 4,383,240 1.424
Michigan 6,215,682 4,959 6,220,641 0.080
Minnesota 3,934,513 4 3,934,517 (1)
Mississippi 1,958,600 5 1,958,605 (1)
Missouri 4,337,047 0 4,337,047 (1)
Montana 792,550 9 792,559 0.001
Nebraska 1,557,743 -2 1,557,741 (1)
Nevada 1,868,413 0 1,868,413 (1)
New Hampshire 939,602 172 939,774 0.018
New Jersey 5,461,412 23,201 5,484,613 0.423
New Mexico 1,534,787 0 1,534,787 (1)
New York 9,445,133 41,894 9,487,027 0.442
North Carolina 5,666,816 2,437,076 8,103,892 30.073
North Dakota 673,309 3 673,312 (1)
Ohio 8,350,922 0 8,350,922 (1)
Oklahoma 2,791,740 9 2,791,749 (1)
Oregon 2,750,778 1 2,750,779 (1)
Pennsylvania 8,774,172 6,897 8,781,069 0.079
Rhode Island 672,178 13,235 685,413 1.931
South Carolina 3,637,020 0 3,637,020 (1)
South Dakota 743,255 1 743,256 (1)
Tennessee 4,514,935 4 4,514,939 (1)
Texas (2) NA NA NA NA
Utah 1,943,746 6 1,943,752 (1)
Vermont 500,041 38 500,079 0.008
Virginia 6,312,905 413 6,313,318 0.007
Washington 4,835,225 1 4,835,226 (1)
West Virginia 1,338,054 10 1,338,064 0.001
Wisconsin 4,098,048 1 4,098,049 (1)
Wyoming 539,771 0 539,771 (1)
United States 195,522,772 2,639,404 198,162,176 1.332%
(1) Less than 0.001 percent. (2) Texas information is no longer available. NA=Data not available. Source: AIPSO.

Insured Homes By State

PERCENT OF OCCUPIED HOUSING UNITS THAT ARE OWNER OCCUPIED, 2014
 
State Percent Rank (1) State Percent Rank (1)
Alabama 67.7% 15 Montana 66.4% 22
Alaska 62.5 39 Nebraska 65.9 26
Arizona 61.1 44 Nevada 53.6 49
Arkansas 65.8 28 New Hampshire 70.2 6
California 53.7 48 New Jersey 63.3 38
Colorado 63.9 36 New Mexico 66.9 17
Connecticut 66.4 22 New York 53.0 50
Delaware 70.3 5 North Carolina 64.2 34
D.C. 40.6 51 North Dakota 63.8 37
Florida 64.1 35 Ohio 65.3 30
Georgia 62.2 40 Oklahoma 65.1 32
Hawaii 56.7 47 Oregon 60.7 45
Idaho 68.0 13 Pennsylvania 68.8 10
Illinois 65.5 29 Rhode Island 58.8 46
Indiana 68.6 11 South Carolina 68.0 13
Iowa 70.9 4 South Dakota 68.2 12
Kansas 66.6 20 Tennessee 66.1 24
Kentucky 66.1 24 Texas 61.2 43
Louisiana 64.4 33 Utah 69.2 9
Maine 71.3 3 Vermont 70.0 8
Maryland 65.9 26 Virginia 65.3 30
Massachusetts 61.6 42 Washington 61.7 41
Michigan 70.2 6 West Virginia 72.2 1
Minnesota 71.7 2 Wisconsin 66.6 20
Mississippi 67.7 15 Wyoming 66.9 17
Missouri 66.9 17 United States 63.1%  
(1) States with the same percentages receive the same rank. Source: U.S. Department of Commerce, Census Bureau; American Community Survey.

Businesses By State

SMALL BUSINESSES BY STATE, 2013 (1)
 
State Number of establishments Employment Annual payroll ($000)
Alabama 77,763 765,293 $27,181,000
Alaska 17,629 141,316 6,854,241
Arizona 106,469 979,412 36,319,467
Arkansas 53,322 476,232 14,996,778
California 752,629 6,650,576 304,748,094
Colorado 131,776 1,021,340 42,827,814
Connecticut 74,191 721,350 35,349,547
Delaware 19,224 174,196 7,518,119
D.C. 16,848 233,821 14,785,716
Florida 432,153 3,084,153 115,387,570
Georgia 176,200 1,521,593 58,077,581
Hawaii 26,521 263,364 9,519,064
Idaho 37,594 284,882 9,073,464
Illinois 265,823 2,417,351 106,662,251
Indiana 115,580 1,168,837 40,964,843
Iowa 68,044 633,270 22,042,092
Kansas 61,561 596,279 21,618,494
Kentucky 72,440 688,540 23,044,748
Louisiana 86,003 903,281 34,436,895
Maine 35,117 278,996 9,732,947
Maryland 112,270 1,101,816 49,475,944
Massachusetts 145,420 1,423,606 71,633,527
Michigan 183,379 1,774,955 69,314,994
Minnesota 124,839 1,206,822 47,470,793
Mississippi 46,878 425,573 13,428,672
Missouri 124,314 1,110,183 39,387,588
Montana 32,853 235,935 7,554,138
Nebraska 44,729 394,009 13,714,720
Nevada 48,933 428,174 16,258,620
New Hampshire 31,098 286,708 12,033,207
New Jersey 198,772 1,749,404 81,041,497
New Mexico 36,023 331,630 11,387,682
New York 471,633 3,893,674 189,909,426
North Carolina 177,450 1,574,251 55,381,952
North Dakota 20,973 199,617 8,010,489
Ohio 200,296 2,118,828 78,494,535
Oklahoma 76,468 699,648 25,429,685
Oregon 93,963 777,655 28,128,790
Pennsylvania 244,142 2,429,326 94,456,715
Rhode Island 24,175 223,651 8,894,485
South Carolina 81,544 743,262 24,309,256
South Dakota 23,005 200,080 6,517,533
Tennessee 102,255 1,037,160 39,121,182
Texas 439,409 4,407,131 184,197,945
Utah 61,313 520,366 19,411,043
Vermont 18,842 155,444 5,692,802
Virginia 156,477 1,467,589 64,364,585
Washington 151,679 1,263,615 53,571,690
West Virginia 29,874 290,950 9,284,856
Wisconsin 116,402 1,216,148 44,017,454
Wyoming 18,099 132,085 5,126,901
United States 6,264,394 56,823,377 $2,318,163,431
(1) Number of establishments with less than 500 employees. Source: U.S. Census, County Business.