Income and Expenses

About 15 percent of Americans, or 46.2 million people, lived in poverty in 2011, about the same as in 2010, according to the U.S. Census. This follows three consecutive years of increases in the poverty level and rate. Median household income (adjusted for inflation) in the United States in 2011 was $50,054, a 1.5 percent decline from the 2010 median and the second consecutive annual drop. The West experienced a decline in median household income (adjusted for inflation) between 2010 and 2011, while the changes for the remaining regions were not statistically significant. In 2011 the Midwest and the West had the highest median household incomes among the regions. These incomes for the Midwest and the West were not statistically different from one another.

INCOME BY REGION, 2010-2011

  2010 2011  
  Number of households (000) Median income (1) Number of households (000) Median income (1) Percentage change in median income
All households 119,927 $50,831 121,084 $50,054 -1.5%
By region          
     Northeast 21,721 54,667 21,774 53,864 -1.5
     Midwest 26,772 49,762 26,865 48,722 -2.1
     South 44,912 46,875 45,604 46,899 0.1
     West 26,522 54,630 26,840 52,376 -4.1

(1) Income before deductions for taxes and other expenses; does not include lump sum payments or capital gains, in 2011 inflation-adjusted dollars.

Source: U.S. Department of Commerce, Census Bureau.

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HOUSEHOLD INCOME BY STATE, 2011 (1)

State Median income Rank State Median income Rank
Alabama $41,415 47 Montana $44,222 39
Alaska 67,825 2 Nebraska 50,296 23
Arizona 46,709 31 Nevada 48,927 28
Arkansas 38,758 49 New Hampshire 62,647 7
California 57,287 11 New Jersey 67,458 3
Colorado 55,387 16 New Mexico 41,963 44
Connecticut 65,753 4 New York 55,246 17
Delaware 58,814 10 North Carolina 43,916 40
D.C. 63,124 5 North Dakota 51,704 21
Florida 44,299 38 Ohio 45,749 36
Georgia 46,007 34 Oklahoma 43,225 42
Hawaii 61,821 9 Oregon 46,816 30
Idaho 43,341 41 Pennsylvania 50,228 24
Illinois 53,234 19 Rhode Island 53,636 18
Indiana 46,438 32 South Carolina 42,367 43
Iowa 49,427 25 South Dakota 48,321 29
Kansas 48,964 27 Tennessee 41,693 46
Kentucky 41,141 48 Texas 49,392 26
Louisiana 41,734 45 Utah 55,869 15
Maine 46,033 33 Vermont 52,776 20
Maryland 70,004 1 Virginia 61,882 8
Massachusetts 62,859 6 Washington 56,835 13
Michigan 45,981 35 West Virginia 38,482 50
Minnesota 56,954 12 Wisconsin 50,395 22
Mississippi 36,919 51 Wyoming 56,322 14
Missouri 45,247 37 United States $50,502  

(1) In 2011 inflation-adjusted dollars.

Source: U.S. Department of Commerce, Census Bureau; American Community Survey.

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  • In 2011 household incomes were highest in Maryland, followed by Alaska and New Jersey.
  • Mississippi had the lowest median household income, followed by West Virginia and Arkansas.

PERCENT OF HOUSEHOLD INCOME SPENT ON HOME OWNERSHIP COSTS, 2012

State Percent (1) Rank (2) State Percent (1) Rank (2)
Alabama 28.1% 37 Montana 31.7% 24
Alaska 31.5 27 Nebraska 24.2 46
Arizona 33.4 16 Nevada 39.1 6
Arkansas 25.3 43 New Hampshire 37.8 9
California 45.5 2 New Jersey 43.7 3
Colorado 32.1 22 New Mexico 33.4 16
Connecticut 38.7 7 New York 39.3 5
Delaware 33.1 19 North Carolina 30.4 30
D.C. 31.9 23 North Dakota 17.3 51
Florida 42.9 4 Ohio 27.2 39
Georgia 32.5 20 Oklahoma 26.0 42
Hawaii 47.9 1 Oregon 37.9 8
Idaho 32.5 20 Pennsylvania 30.1 32
Illinois 35.1 13 Rhode Island 37.8 9
Indiana 23.7 47 South Carolina 30.0 33
Iowa 22.3 50 South Dakota 23.2 48
Kansas 25.0 44 Tennessee 30.5 29
Kentucky 26.1 41 Texas 29.0 35
Louisiana 28.5 36 Utah 31.7 24
Maine 34.4 15 Vermont 35.8 12
Maryland 33.2 18 Virginia 31.3 28
Massachusetts 35.1 13 Washington 36.6 11
Michigan 30.4 30 West Virginia 22.4 49
Minnesota 26.9 40 Wisconsin 29.8 34
Mississippi 31.7 24 Wyoming 24.4 45
Missouri 27.7 38 United States 33.7%  

(1) Percent of mortgaged owner-occupied housing units spending 30 percent or more of household income on selected owner costs such as all mortgage payments (first mortgage, home equity loans, etc.), real estate taxes, property insurance, utilities, fuel and condominium fees if applicable.
(2) States with the same percentages receive the same rank.

Source: U.S. Department of Commerce, Census Bureau; American Community Survey.

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  • In 2012 Hawaii, California and New Jersey had the highest homeownership costs, based on the percentage of  homes in which owners spent 30 percent or more of their income on homeowner-ownership related expenses.
  • North Dakota, Iowa and West Virginia had the lowest costs, based on the percentage of  homes in which owners spent 30 percent of more of their income on homeowner-ownership expenses.

MEDIAN HOUSING VALUE BY STATE, 2011 (1)

State Median value Rank (2) State Median value Rank (2)
Alabama $122,700 44 Montana $184,100 19
Alaska 238,300 12 Nebraska 127,400 42
Arizona 153,800 29 Nevada 158,000 28
Arkansas 106,300 49 New Hampshire 237,500 13
California 355,600 3 New Jersey 324,900 5
Colorado 233,700 15 New Mexico 159,000 26
Connecticut 278,700 8 New York 285,300 7
Delaware 236,900 14 North Carolina 153,700 30
D.C. 422,400 2 North Dakota 128,600 39
Florida 151,000 31 Ohio 129,600 38
Georgia 147,100 32 Oklahoma 112,600 48
Hawaii 487,400 1 Oregon 232,900 16
Idaho 158,800 27 Pennsylvania 164,800 25
Illinois 178,500 22 Rhode Island 245,500 10
Indiana 122,400 45 South Carolina 136,000 36
Iowa 123,400 43 South Dakota 131,400 37
Kansas 128,300 40 Tennessee 138,300 34
Kentucky 120,600 46 Texas 127,700 41
Louisiana 139,400 33 Utah 207,500 18
Maine 171,600 23 Vermont 213,700 17
Maryland 287,100 6 Virginia 243,100 11
Massachusetts 326,300 4 Washington 256,300 9
Michigan 118,100 47 West Virginia 99,300 51
Minnesota 183,500 20 Wisconsin 166,700 24
Mississippi 99,900 50 Wyoming 179,900 21
Missouri 136,900 35 United States $173,600  

(1) Owner-occupied housing units.
(2) States with the same percentages receive the same rank.

Source: U.S. Department of Commerce, Census Bureau; American Community Survey.

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  • In 2011 median housing values were highest in Hawaii, followed by the District of Columbia and California.
  • Median housing values were lowest in West Virginia, followed by Mississippi and Arkansas.

PERCENT OF OCCUPIED HOUSING UNITS THAT ARE OWNER OCCUPIED, 2013

 

State Percent Rank (1) State Percent Rank (1)
Alabama 68.0% 14 Montana 66.9% 20
Alaska 63.5 32 Nebraska 66.0 29
Arizona 62.1 35 Nevada 54.3 48
Arkansas 65.7 25 New Hampshire 70.2 7
California 53.8 43 New Jersey 64.0 36
Colorado 64.5 29 New Mexico 67.9 17
Connecticut 63.3 33 New York 53.7 50
Delaware 71.7 2 North Carolina 64.3 35
D.C. 40.7 45 North Dakota 64.8 37
Florida 64.8 28 Ohio 66.1 29
Georgia 62.7 34 Oklahoma 65.5 27
Hawaii 56.2 41 Oregon 60.8 45
Idaho 69.4 8 Pennsylvania 68.9 12
Illinois 65.9 24 Rhode Island 60.4 46
Indiana 68.5 12 South Carolina 68.2 16
Iowa 70.8 5 South Dakota 67.2 20
Kansas 66.1 22 Tennessee 66.4 24
Kentucky 67.4 16 Texas 61.8 42
Louisiana 66.0 23 Utah 69.2 9
Maine 70.2 3 Vermont 71.0 6
Maryland 66.5 26 Virginia 65.6 31
Massachusetts 61.5 44 Washington 61.9 42
Michigan 70.6 5 West Virginia 72.3 1
Minnesota 71.6 3 Wisconsin 67.2 19
Mississippi 67.2 15 Wyoming 69.1 11
Missouri 67.0 18 United States 63.5%  

(1) States with the same percentages receive the same rank.

Source: U.S. Department of Commerce, Census Bureau; American Community Survey.

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  • In 2012 West Virginia, Iowa, Maine, Minnesota and Michigan had the highest percentage of owner-occupied housing units.
  • The District of Columbia had the lowest percentage of owner-occupied units, followed by New York, California, Nevada and Hawaii.

HOUSEHOLD INCOME SPENT ON RENT AND UTILITIES, 2012

State Percent (1) Rank (2) State Percent (1) Rank (2)
Alabama 42.6% 41 Montana 42.3% 44
Alaska 44.3 39 Nebraska 39.4 47
Arizona 47.7 13 Nevada 48.6 9
Arkansas 42.5 42 New Hampshire 46.1 24
California 54.6 1 New Jersey 51.3 3
Colorado 48.6 9 New Mexico 46.0 25
Connecticut 49.6 8 New York 50.4 4
Delaware 45.6 31 North Carolina 44.8 37
D.C. 45.8 28 North Dakota 31.7 51
Florida 54.2 2 Ohio 45.4 32
Georgia 47.7 13 Oklahoma 42.4 43
Hawaii 50.3 5 Oregon 50.0 6
Idaho 45.8 28 Pennsylvania 45.9 26
Illinois 47.0 17 Rhode Island 47.8 12
Indiana 45.4 32 South Carolina 46.3 23
Iowa 41.5 45 South Dakota 36.7 50
Kansas 40.9 46 Tennessee 45.3 34
Kentucky 42.7 40 Texas 44.5 38
Louisiana 45.7 30 Utah 46.4 20
Maine 47.2 16 Vermont 46.9 18
Maryland 48.0 11 Virginia 46.4 20
Massachusetts 46.8 19 Washington 47.7 13
Michigan 49.8 7 West Virginia 38.9 48
Minnesota 45.3 34 Wisconsin 45.9 26
Mississippi 45.2 36 Wyoming 38.8 49
Missouri 46.4 20 United States 48.1%  

(1) Percent of renter-occupied units spending 30 percent or more on rent and utilities such as electric, gas, water and sewer, and fuel (oil, coal, etc.) if paid by the renter.
(2) States with the same percentages receive the same rank.

Source: U.S. Department of Commerce, Census Bureau; American Community Survey.

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  • Nationwide, 48.1 percent of renters spent at least 30 percent of their household income on rent and utilities in 2012.
  • In 2012 North Dakota, South Dakota, Wyoming, West Virginia and Nebraska had the lowest  percentage of rental units in which occupants spent 30 percent or more of their income on rent. California, Florida, New Jersey, New York and Hawaii had the highest percentage.

PECENT OF PEOPLE WITHOUT HEALTH INSURANCE BY STATE, 2011 (1)

State Percent Rank (2) State Percent Rank (2)
Alabama 14.3% 25 Montana 18.3% 8
Alaska 20.1 4 Nebraska 11.4 35
Arizona 17.2 12 Nevada 21.9 2
Arkansas 17.1 13 New Hampshire 10.5 39
California 18.1 9 New Jersey 13.1 28
Colorado 15.1 20 New Mexico 19.8 5
Connecticut 8.8 46 New York 11.4 35
Delaware 9.4 43 North Carolina 16.3 16
D.C. 6.9 49 North Dakota 9.8 42
Florida 20.9 3 Ohio 11.9 32
Georgia 19.6 6 Oklahoma 18.7 7
Hawaii 7.1 48 Oregon 15.7 17
Idaho 16.5 15 Pennsylvania 10.1 41
Illinois 13.1 28 Rhode Island 10.8 37
Indiana 14.5 23 South Carolina 16.7 14
Iowa 8.9 45 South Dakota 11.9 32
Kansas 12.6 30 Tennessee 14.6 22
Kentucky 14.4 24 Texas 23.0 1
Louisiana 17.5 11 Utah 15.3 19
Maine 10.7 38 Vermont 6.6 50
Maryland 10.4 40 Virginia 12.5 31
Massachusetts 4.3 51 Washington 14.2 26
Michigan 11.8 34 West Virginia 14.9 21
Minnesota 8.8 46 Wisconsin 9.0 44
Mississippi 17.7 10 Wyoming 15.4 18
Missouri 13.7 27 United States 15.1%  

(1) Includes private coverage from an employer or purchased by an individual and government coverage including Medicare, Medicaid, military healthcare, the State Children’s Health Insurance Program and individual state health plans. People were considered insured if they were covered by any coverage for part or all of the previous calendar year.
(2) States with the same percentages receive the same rank.

Source: U.S. Department of Commerce, Census Bureau; American Community Survey.

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  • In 2011 Texas, followed by Nevada and Florida, had the highest percentages of people without health insurance.
  • Massachusetts had the lowest percentage of people without health insurance, followed by Vermont and the District of Columbia.