Current Table

COMMERCIAL BANK CONCENTRATION BY ASSET SIZE, 2007 AND 2011
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($ billions, end of year)

  Less than $100 million Percent of total $100 million to $1 billion Percent of total $1 billion to $10 billion Percent of total Greater than $10 billion Percent of total Total banks
2007                  
Number of institutions reporting 3,065 42.1% 3,706 50.9% 425 5.8% 86 1.2% 7,282
Total assets $162.9 1.5 $1,062.1 9.5 $1,112.7 10.0 $8,838.4 79.1 $11,176.1
Total deposits 133.8 1.8 854.8 11.7 792.0 10.8 5,528.4 75.6 7,308.9
Return on assets 0.82% NA 1.06% NA 1.08% NA 0.92% NA 0.95%
Return on equity 6.00 NA 10.34 NA 9.47 NA 9.22 NA 9.29
2011                  
Number of institutions reporting 2,143 34.1% 3,633 57.8% 429 6.8% 85 1.4% 6,290
Total assets $123.3 1.0 $1,056.1 8.4 $1,100.7 8.7 $10,359.6 82.0 $12,639.7
Total deposits 105.1 1.1 884.3 9.6 853.9 9.2 7,410.6 80.1 9,253.9
Return on assets 0.59% NA 0.61% NA 0.88% NA 0.94% NA 0.90%
Return on equity 5.03 NA 5.91 NA 7.52 NA 8.36 NA 8.06

NA=Not applicable.

Source: Federal Deposit Insurance Corporation (FDIC).

 

Archived Tables

COMMERCIAL BANK CONCENTRATION BY ASSET SIZE, 2004 AND 2008
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($ billions, end of year)

  Less than
$100 million		 Percent
of total		 $100 million to
$1 billion		 Percent
of total		 $1 billion
to $10
billion		 Percent
of total		 Greater 
than $10
billion		 Percent
of total		 Total
 banks
2004                  
Number of institutions reporting 3,655 47.9% 3,530 46.3% 360 4.7% 85 1.1% 7,630
Total assets  $189.0 2.2 $953.4 11.3 $973.0 11.6 $6,297.3 74.9 $8,412.8
Total deposits 158.2 2.8 770.9 13.8 666.5 11.9 3,997.2 71.5 5,592.8
Return on assets 0.99 NA 1.28 NA 1.46 NA 1.30 NA 1.31
Return on equity 8.46 NA 12.88 NA 13.48 NA 14.24 NA 13.82
2008                  
Number of institutions reporting 2,784 39.3% 3,790 53.5% 425 6.0% 86 1.2% 7,085
Total assets $152.5 1.2 $1,105.7 9.0 $1,142.5 9.3 $9,912.2 80.5 $12,312.9
Total deposits 125.2 1.5 887.4 11.0 830.5 10.3 6,239.0 77.2 8,082.1
Return on assets 0.36 NA 0.38 NA -0.10 NA 0.16 NA 0.16
Return on equity 2.76 NA 3.68 NA -0.90 NA 1.70 NA 1.62

NA=Not applicable.

Source: Federal Deposit Insurance Corporation.

 
COMMERCIAL BANK CONCENTRATION BY ASSET SIZE, 2005 AND 2009
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($ billions, end of year)

  Less than $100 million Percent of total $100 million to $1 billion Percent of total $1 billion to $10 billion Percent of total Greater than $10 billion Percent of total Total banks
2005                  
Number of institutions reporting 3,459 46.0% 3,593 47.7% 391 5.2% 84 1.1% 7,527
Total assets  $180.1 2.0 $1,000.9 11.1 $1,074.6 11.9 $6,784.0 75.0 $9,039.7
Total deposits 149.7 2.5 813.7 13.4 754.4 12.4 4,355.5 71.7 6,073.3
Return on assets 1.01 NA 1.32 NA 1.37 NA 1.31 NA 1.31
Return on equity 8.28 NA 13.03 NA 12.74 NA 13.07 NA 12.91
2009                  
Number of institutions reporting 2,525 36.9% 3,800 55.6% 429 6.3% 85 1.2% 6,839
Total assets $141.3 1.2 $1,112.6 9.4 $1,120.5 9.5 $9,471.7 80.0 $11,846.1
Total deposits 118.9 1.4 918.3 11.0 850.6 10.2 6,445.4 77.3 8,333.2
Return on assets 0.06 NA -0.01 NA -0.35 NA 0.15 NA 0.09
Return on equity 0.46 NA -0.15 NA -3.16 NA 1.44 NA 0.85

NA=Not applicable.

Source: Federal Deposit Insurance Corporation.

 
COMMERCIAL BANK CONCENTRATION BY ASSET SIZE, 2006 AND 2010
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($ billions, end of year)

  Less than $100 million Percent of total $100 million to $1 billion Percent of total $1 billion to $10 billion Percent of total Greater than $10 billion Percent of total Total banks
2006                  
Number of institutions reporting 3,246 43.9% 3,662 49.5% 406 5.5% 88 1.2% 7,402
Total assets  $170.4 1.7 $1,039.6 10.3 $1,076.3 10.7 $7,804.3 77.3 $10,090.6
Total deposits 141.0 2.1 847.5 12.6 767.6 11.4 4,975.3 73.9 6,731.4
Return on assets 0.95% NA 1.24% NA 1.35% NA 1.35% NA 1.33%
Return on equity 7.38 NA 12.20 NA 12.65 NA 13.40 NA 13.06
2010                  
Number of institutions reporting 2,325 35.6% 3,694 56.6% 424 6.5% 86 1.3% 6,529
Total assets $131.9 1.1 $1,058.6 8.8 $1,090.4 9.0 $9,786.6 81.1 $12,067.6
Total deposits 112.0 1.3 884.0 10.4 841.9 9.9 6,676.3 78.4 8,514.3
Return on assets 0.36% NA 0.34% NA 0.19% NA 0.75% NA 0.66%
Return on equity 3.06 NA 3.35 NA 1.67 NA 6.78 NA 5.99

NA=Not applicable.

Source: Federal Deposit Insurance Corporation.