Archived Tables

Current Table

COMMERCIAL AUTOMOBILE INSURANCE, 2004-2013

($000)

  Liability Collision/comprehensive
Year Net premiums
written (1)
Annual
percent
change
Combined
ratio (2)
Annual
point
change (3)
Net premiums
written (1)
Annual
percent
change
Combined
ratio (2)
Annual point
change (3)
2004 $19,566,628 6.2% 96.9 -2.7 pts. $7,148,629 1.9% 83.0 -0.7 pts.
2005 19,766,618 1.0 92.0 -4.9 6,929,335 -3.1 88.1 5.1
2006 19,704,282 -0.3 95.7 3.7 6,949,388 0.3 88.4 0.3
2007 18,803,425 -4.6 95.4 -0.3 6,630,652 -4.6 91.0 2.5
2008 17,833,085 -5.2 97.4 2.0 5,989,108 -9.7 94.7 3.7
2009 16,581,981 -7.0 100.6 3.1 5,347,981 -10.7 96.9 2.3
2010 16,249,433 -2.0 97.1 -3.5 4,870,380 -8.9 101.6 4.7
2011 16,382,082 0.8 101.1 4.0 4,647,376 -4.6 112.0 10.4
2012 16,984,612 3.7 106.6 5.5 5,099,427 9.7 109.2 -2.9
2013 18,353,335 8.1 107.2 0.6 5,536,173 8.6 105.2 -3.9

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

Source: SNL Financial LC.

 
COMMERCIAL AUTOMOBILE INSURANCE, 1999-2008

($000)

  Liability  Collision/Comprehensive
Year Net premiums
written (1)
Annual
 percent
 change
Combined
ratio (2)
Annual point
change (3)
Net premiums
written (1)
Annual percent
change
Combined
ratio (2)
Annual point
change (3)
1999 $12,979,182 -2.1% 120.5 NA $5,381,430 5.4% 111.5 NA
2000 13,734,120 5.8 122.0 1.5 pts. 6,070,862 12.8 104.8 -6.7 pts.
2001 15,270,917 11.2 122.8 0.8 6,459,093 6.4 101.7 -3.1
2002 17,232,258 12.8 108.1 -14.7 7,322,301 13.4 93.6 -8.1
2003 18,444,917 7.0 99.5 -8.6 7,018,962 -4.1 83.7 -9.9
2004 19,569,829 6.1 96.8 -2.6 7,149,217 1.9 82.9 -0.8
2005 19,847,138 1.4 91.8 -5.0 6,951,211 -2.8 88.0 5.2
2006 19,704,262 -0.7 95.5 3.7 6,949,387 (4) 88.0 -0.1
2007 18,975,683 -3.7 95.3 -0.1 6,656,933 -4.2 91.0 3.0
2008 17,828,489 -6.0 97.3 2.0 5,988,554 -10.0 94.6 3.6

(1) After reinsurance transactions, excluding state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.
(4) Less than 0.1 percent.

NA=Data not available.

Source: National Association of Insurance Commissioners (NAIC) Annual Statement Database, via Highline Data, LLC. Copyrighted information. No portion of this work may be copied or redistributed without the express written permission of Highline Data, LLC.

 
COMMERCIAL AUTOMOBILE INSURANCE, 2000-2009

($000)

  Liability Collision/comprehensive
Year Net premiums
written (1)
Annual percent
change
Combined
ratio (2)
Annual point
change (3)
Net premiums
written (1)
Annual percent
change
Combined
ratio (2)
Annual point
change (3)
2000 $13,565,391 4.6% 120.0 -0.7 pts. $5,987,674 11.2% 105.9 -5.7 pts.
2001 15,269,118 12.6 122.7 2.7 6,471,973 8.1 101.6 -4.3
2002 17,235,300 12.9 108.2 -14.4 7,336,316 13.4 93.8 -7.8
2003 18,420,296 6.9 99.5 -8.7 7,006,148 -4.5 84.6 -9.2
2004 19,560,068 6.2 96.8 -2.8 7,150,723 2.1 83.0 -1.6
2005 19,737,841 0.9 93.5 -3.2 6,945,611 -2.9 88.0 5.1
2006 19,771,985 0.2 94.2 0.6 7,000,097 0.8 87.8 -0.2
2007 18,964,860 -4.1 95.5 1.3 6,653,862 -4.9 91.1 3.3
2008 17,832,636 -6.0 97.5 2.0 5,990,259 -10.0 94.8 3.7
2009 16,574,524 -7.1 100.3 2.8 5,348,171 -10.7 96.9 2.2

(1) After reinsurance transactions, excluding state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

Source: SNL Financial LC.

 
COMMERCIAL AUTOMOBILE INSURANCE, 2001-2010

($000)

  Liability Collision/comprehensive
Year Net premiums
written (1)
Annual percent
change
Combined
ratio (2)
Annual point
change (3)
Net premiums
written (1)
Annual percent
change
Combined
ratio (2)
Annual point
change (3)
2001 $15,303,922 12.8% 122.7 2.7 pts. $6,471,991 8.1% 101.6 -4.3 pts.
2002 17,235,300 12.6 108.2 -14.4 7,336,316 13.4 93.8 -7.8
2003 18,420,296 6.9 99.5 -8.7 7,006,148 -4.5 84.6 -9.2
2004 19,560,068 6.2 96.8 -2.8 7,150,723 2.1 83.0 -1.6
2005 19,737,841 0.9 93.5 -3.2 6,945,611 -2.9 88.0 5.1
2006 19,771,985 0.2 94.2 0.6 7,000,097 0.8 87.8 -0.2
2007 18,964,860 -4.1 95.5 1.3 6,653,862 -4.9 91.1 3.3
2008 17,832,636 -6.0 97.5 2.0 5,990,259 -10.0 94.8 3.7
2009 16,574,524 -7.1 100.3 2.8 5,347,278 -10.7 97.0 2.2
2010 16,238,294 -2.0 97.1 -3.2 4,878,104 -8.8 101.4 4.5

(1) After reinsurance transactions, excluding state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

Source: SNL Financial LC.

 
COMMERCIAL AUTOMOBILE INSURANCE, 2002-2011

($000)

  Liability Collision/comprehensive
Year Net premiums
written (1)
Annual percent
change
Combined
ratio (2)
Annual point
change (3)
Net premiums
written (1)
Annual percent
change
Combined
ratio (2)
Annual point
change (3)
2002 $17,236,049 12.6% 108.2 -14.4 pts. $7,337,244 13.4% 93.8 -7.8 pts.
2003 18,421,284 6.9 99.5 -8.7 7,006,148 -4.5 84.5 -9.3
2004 19,560,068 6.2 96.8 -2.8 7,150,723 2.1 83.0 -1.6
2005 19,737,841 0.9 93.5 -3.2 6,945,611 -2.9 88.0 5.1
2006 19,771,985 0.2 94.2 0.6 7,000,097 0.8 87.8 -0.2
2007 18,964,860 -4.1 95.5 1.3 6,653,862 -4.9 91.1 3.3
2008 17,832,636 -6.0 97.5 2.0 5,990,259 -10.0 94.8 3.7
2009 16,574,524 -7.1 100.3 2.8 5,347,278 -10.7 97.0 2.2
2010 16,245,705 -2.0 97.1 -3.2 4,870,396 -8.9 101.6 4.6
2011 16,383,462 0.8 101.2 4.1 4,653,643 -4.5 112.1 10.5

(1) After reinsurance transactions, excluding state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

Source: SNL Financial LC.

 
COMMERCIAL AUTOMOBILE INSURANCE, 2003-2012

($000)

  Liability Collision/comprehensive
Year Net premiums
written (1)
Annual
percent
change
Combined
ratio (2)
Annual
point
change (3)
Net premiums
written (1)
Annual
percent
change
Combined
ratio (2)
Annual
point
change (3)
2003 $18,431,918 6.8% 99.6 -8.5 pts. $7,014,218 -4.3% 83.8 -9.9 pts.
2004 19,566,628 6.2 96.9 -2.7 7,148,629 1.9 83.0 -0.7
2005 19,766,618 1.0 92.0 -4.9 6,929,335 -3.1 88.1 5.1
2006 19,704,282 -0.3 95.7 3.7 6,949,388 0.3 88.4 0.3
2007 18,803,425 -4.6 95.4 -0.3 6,630,652 -4.6 91.0 2.5
2008 17,833,085 -5.2 97.4 2.0 5,989,108 -9.7 94.7 3.7
2009 16,581,981 -7.0 100.6 3.1 5,347,981 -10.7 96.9 2.3
2010 16,249,433 -2.0 97.1 -3.5 4,870,380 -8.9 101.6 4.7
2011 16,382,082 0.8 101.1 4.0 4,647,376 -4.6 112.0 10.4
2012 16,784,737 2.5 106.4 5.3 5,083,895 9.4 109.0 -3.0

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

Source: SNL Financial LC.