Archived Tables

Current Table

PRIVATE PASSENGER AUTOMOBILE INSURANCE, 2004-2013

($000)

  Liability Collision/comprehensive
Year Net premiums
written (1)
Annual
percent
change
Combined
ratio (2)
Annual
point
change (3)
Net premiums
written (1)
Annual
percent
change
Combined
ratio (2)
Annual
point
change (3)
2004 $92,936,566 4.1% 98.9 -4.2 pts. $64,697,069 4.3% 87.0 -5.1 pts.
2005 94,384,329 1.6 98.4 -0.4 64,882,303 0.3 90.7 3.7
2006 95,325,685 1.0 98.6 0.2 65,125,977 0.4 91.4 0.7
2007 94,974,640 -0.4 101.8 3.1 64,700,792 -0.7 93.4 2.0
2008 94,545,647 -0.5 103.5 1.7 64,054,581 -1.0 95.8 2.4
2009 94,990,682 0.5 106.2 2.7 62,630,693 -2.2 93.0 -2.8
2010 97,672,826 2.8 105.9 -0.3 62,595,851 -0.1 93.4 0.4
2011 100,369,441 2.8 103.8 -2.1 62,948,280 0.6 99.6 6.3
2012 103,429,677 3.0 103.2 -0.6 64,619,667 2.7 100.2 0.6
2013 107,446,382 3.9 103.6 0.4 67,451,645 4.4 98.7 -1.5

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded numbers.

Source: SNL Financial LC.

 
PRIVATE PASSENGER AUTOMOBILE INSURANCE, 1999-2008

($000)

  Liability Collision/Comprehensive
Year Net premiums
written (1)
Annual percent
change
Combined
ratio (2)
Annual point
change (3)
Net premiums
written (1)
Annual
percent change
Combined
ratio (2)
Annual point
change (3) 
1999 $69,789,333 -1.7% 106.6 NA $52,894,885 12.9% 95.2 NA
2000 69,450,796 -0.5 111.9 5.3 pts. 50,534,284 -4.5 107.5 12.3 pts.
2001 74,447,481 7.2 111.4 -0.5 53,567,928 6.0 101.6 -5.9
2002 82,014,633 10.2 109.7 -1.7 57,567,169 7.5 95.4 -6.2
2003 89,284,234 8.9 102.6 -7.1 62,016,244 7.7 91.5 -3.8
2004 92,936,565 4.1 98.4 -4.2 64,697,014 4.3 86.5 -5.1
2005 94,653,790 1.8 98.0 -0.4 64,934,219 0.4 90.2 3.7
2006 95,326,729 0.7 97.4 -0.6 65,127,277 0.3 90.0 -0.1
2007 94,981,737 -0.4 101.2 3.8 64,705,998 -0.6 92.8 2.8
2008 94,525,576 -0.5 103.2 1.9 64,036,484 -1.0 95.4 2.6

(1) After reinsurance transactions, excluding state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data. 

NA=Data not available.

Source: National Association of Insurance Commissioners (NAIC) Annual Statement Database, via Highline Data, LLC. Copyrighted information. No portion of this work may be copied or redistributed without the express written permission of Highline Data, LLC.

 
PRIVATE PASSENGER AUTOMOBILE INSURANCE, 2000-2009

($000)

  Liability Collision/comprehensive
Year Net premiums
written (1)
Annual percent
change
Combined
ratio (2)
Annual point
change (3)
Net premiums
written (1)
Annual percent
change
Combined
ratio (2)
Annual point
change (3)
2000 $69,303,273 -0.6% 113.6 7.0 pts. $50,447,092 2.7% 109.1 10.2 pts.
2001 74,324,777 7.2 111.9 -1.7 53,460,108 6.0 102.2 -7.0
2002 82,109,346 10.5 110.1 -1.8 57,629,893 7.8 95.9 -6.3
2003 89,263,688 8.7 102.9 -7.2 61,885,986 7.4 92.2 -3.6
2004 92,903,456 4.1 99.3 -3.6 64,736,271 4.6 87.1 -5.1
2005 94,841,576 2.1 98.1 -1.2 64,920,898 0.3 90.7 3.6
2006 95,354,742 0.5 98.5 0.4 65,084,109 0.3 91.4 0.7
2007 95,063,907 -0.3 101.7 3.1 64,608,488 -0.7 93.4 2.0
2008 94,535,995 -0.6 103.2 1.6 64,082,781 -0.8 95.8 2.4
2009 94,816,662 0.3 106.6 3.4 62,538,078 -2.4 93.4 -2.4

(1) After reinsurance transactions, excluding state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

Source: SNL Financial LC.

 
PRIVATE PASSENGER AUTOMOBILE INSURANCE, 2001-2010

($000)

  Liability Collision/comprehensive
Year Net premiums
written (1)
Annual percent
change
Combined
ratio (2)
Annual point
change (3)
Net premiums
written (1)
Annual percent
change
Combined
ratio (2)
Annual point
change (3)
2001 $74,484,178 7.5% 112.0 -1.7 pts. $53,460,108 6.0% 102.2 -7 .0 pts.
2002 82,109,346 10.2 110.1 -1.9 57,629,893 7.8 95.9 -6.3
2003 89,263,688 8.7 102.9 -7.2 61,885,986 7.4 92.2 -3.6
2004 92,903,456 4.1 99.3 -3.6 64,736,271 4.6 87.1 -5.1
2005 94,841,576 2.1 98.1 -1.2 64,920,898 0.3 90.7 3.6
2006 95,354,742 0.5 98.5 0.4 65,084,109 0.3 91.4 0.7
2007 95,063,907 -0.3 101.7 3.1 64,608,488 -0.7 93.4 2.0
2008 94,535,995 -0.6 103.2 1.6 64,082,781 -0.8 95.8 2.4
2009 94,823,610 0.3 106.6 3.4 62,543,019 -2.4 93.4 -2.4
2010 97,674,407 3.0 105.9 -0.7 62,589,229 0.1 93.4 0.0

(1) After reinsurance transactions, excluding state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

Source: SNL Financial LC.

 
PRIVATE PASSENGER AUTOMOBILE INSURANCE, 2002-2011

($000)

  Liability Collision/comprehensive
Year Net premiums
written (1)
Annual
percent
change
Combined
ratio (2)
Annual
point
change (3)
Net premiums
written (1)
Annual
percent
change
Combined
ratio (2)
Annual
point
change (3)
2002 $82,109,346 10.2% 110.1 -1.9 pts. $57,629,893 7.8% 95.9 -6.3 pts.
2003 89,263,688 8.7 102.9 -7.2 61,885,986 7.4 92.2 -3.6
2004 92,903,456 4.1 99.3 -3.6 64,736,216 4.6 87.1 -5.1
2005 94,841,576 2.1 98.1 -1.2 64,920,917 0.3 90.7 3.6
2006 95,354,742 0.5 98.5 0.4 65,084,239 0.3 91.4 0.7
2007 95,063,907 -0.3 101.7 3.1 64,608,487 -0.7 93.4 2.0
2008 94,535,995 -0.6 103.2 1.6 64,083,652 -0.8 95.8 2.4
2009 94,823,610 0.3 106.6 3.4 62,543,019 -2.4 93.4 -2.4
2010 97,673,022 3.0 105.9 -0.7 62,601,665 0.1 93.4 0.0
2011 100,370,770 2.8 103.6 -2.3 62,956,397 0.6 99.5 6.1

(1) After reinsurance transactions, excluding state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

Source: SNL Financial LC.

 
PRIVATE PASSENGER AUTOMOBILE INSURANCE, 2003-2012

($000)

  Liability Collision/comprehensive
Year Net premiums
written (1)
Annual
percent
change
Combined
ratio (2)
Annual
point
change (3)
Net premiums
written (1)
Annual
percent
change
Combined
ratio (2)
Annual
point
change (3)
2003 $89,278,146 9.0% 103.1 -7.1 pts. $62,008,020 7.9% 92.1 -3.8 pts.
2004 92,936,566 4.1 98.9 -4.2 64,697,069 4.3 87.0 -5.1
2005 94,384,329 1.6 98.4 -0.4 64,882,303 0.3 90.7 3.7
2006 95,325,685 1.0 98.6 0.2 65,125,977 0.4 91.4 0.7
2007 94,974,640 -0.4 101.8 3.1 64,700,792 -0.7 93.4 2.0
2008 94,545,647 -0.5 103.5 1.7 64,054,581 -1.0 95.8 2.4
2009 94,990,682 0.5 106.2 2.7 62,630,693 -2.2 93.0 -2.8
2010 97,672,826 2.8 105.9 -0.3 62,595,851 -0.1 93.4 0.4
2011 100,369,441 2.8 103.8 -2.1 62,948,280 0.6 99.6 6.3
2012 103,153,523 2.8 103.1 -0.7 64,494,066 2.5 100.2 0.6

(1) After reinsurance transactions, excludes state funds.
(2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration.
(3) Calculated from unrounded data.

Source: SNL Financial LC.