Current Table

SELECTED INDICATORS, FDIC-INSURED SAVINGS INSTITUTIONS, 2007-2011
  2007 2008 2009 2010 2011
Return on assets (%) 0.13 -0.72 0.14 0.65 0.70
Return on equity (%) 1.08 -7.75 1.31 5.77 5.97
Core capital (leverage) ratio (%) 9.97 8.04 9.50 10.41 10.68
Noncurrent assets plus other real estate owned to assets (%) 1.46 2.40 3.00 3.04 2.63
Net charge-offs to loans (%) 0.47 1.14 1.82 1.49 1.04
Asset growth rate (%) 4.97 -17.53 -17.50 -0.84 -0.78
Net interest margin 2.94 2.77 3.20 3.35 3.42
Net operating income growth (%) -81.68 -456.83 120.40 272.90 10.32
Number of institutions reporting 1,250 1,218 1,172 1,128 1,067
Percentage of unprofitable institutions (%) 17.20 33.33 31.57 23.85 20.43
Number of failed institutions 1 5 20 18 7
Number of assisted institutions 0 1 2 0 0

Source: Federal Deposit Insurance Corporation (FDIC).

 
SELECTED INDICATORS, FDIC-INSURED SAVINGS INSTITUTIONS, 2004-2008
  2004 2005 2006 2007 2008
Return on assets (%) 1.17 1.15 0.99 0.13 -0.72
Return on equity (%) 10.87 10.37 8.68 1.08 -7.74
Core capital (leverage) ratio (%) 9.53 9.86 10.28 9.97 8.04
Noncurrent assets plus other real
estate owned to assets (%)
0.45 0.57 0.63 1.46 2.40
Net charge-offs to loans (%) 0.27 0.25 0.29 0.47 1.14
Asset growth rate (%) 14.77 8.64 -3.70 4.97 -17.52
Net interest margin (%) 3.16 3.07 2.87 2.94 2.77
Net operating income growth (%) 8.13 8.03 -9.84 -81.68 -456.75
Number of institutions reporting 1,345 1,307 1,279 1,251 1,220
Percentage of unprofitable institutions (%) 6.47 5.66 10.24 17.19 33.03
Number of failed institutions 1 0 0 1 5
Number of assisted institutions 0 0 0 0 1

Source: Federal Deposit Insurance Corporation.

 
SELECTED INDICATORS, FDIC-INSURED SAVINGS INSTITUTIONS, 2005-2009
  2005 2006 2007 2008 2009
Return on assets (%) 1.15 0.99 0.13 -0.72 0.14
Return on equity (%) 10.37 8.68 1.08 -7.75 1.39
Core capital (leverage) ratio (%) 9.86 10.28 9.97 8.04 9.54
Noncurrent assets plus other real
estate owned to assets (%)
0.57 0.63 1.46 2.39 2.96
Net charge-offs to loans (%) 0.25 0.29 0.47 1.14 1.81
Asset growth rate (%) 8.64 -3.70 4.97 -17.53 -17.55
Net interest margin (%) 3.07 2.87 2.94 2.77 3.20
Net operating income growth (%) 8.03 -9.84 -81.68 -456.8 120.84
Number of institutions reporting 1,307 1,279 1,251 1,219 1,173
Percentage of unprofitable institutions (%) 5.66 10.24 17.19 33.31 30.35
Number of failed institutions 0 0 1 5 20
Number of assisted institutions 0 0 0 1 2

Source: Federal Deposit Insurance Corporation.

 
SELECTED INDICATORS, FDIC-INSURED SAVINGS INSTITUTIONS, 2006-2010
  2006 2007 2008 2009 2010
Return on assets (%) 0.99 0.13 -0.72 0.14 0.67
Return on equity (%) 8.68 1.08 -7.75 1.31 5.92
Core capital (leverage) ratio (%) 10.28 9.97 8.04 9.50 10.43
Noncurrent assets plus other real estate owned to assets (%) 0.63 1.46 2.40 3.00 3.07
Net charge-offs to loans (%) 0.29 0.47 1.14 1.82 1.47
Asset growth rate (%) -3.70 4.97 -17.53 -17.50 -0.82
Net interest margin (%) 2.87 2.94 2.77 3.20 3.35
Net operating income growth (%) -9.84 -81.68 -456.82 120.41 283.78
Number of institutions reporting 1,279 1,251 1,219 1,173 1,128
Percentage of unprofitable institutions (%) 10.24 17.19 33.31 31.54 23.23
Number of failed institutions 0 1 5 20 18
Number of assisted institutions 0 0 1 2 0

Source: Federal Deposit Insurance Corporation.