SELECTED INDICATORS, FDIC-INSURED SAVINGS INSTITUTIONS, 2004-2008
Return on assets (%) |
1.17 |
1.15 |
0.99 |
0.13 |
-0.72 |
Return on equity (%) |
10.87 |
10.37 |
8.68 |
1.08 |
-7.74 |
Core capital (leverage) ratio (%) |
9.53 |
9.86 |
10.28 |
9.97 |
8.04 |
Noncurrent assets plus other real
estate owned to assets (%) |
0.45 |
0.57 |
0.63 |
1.46 |
2.40 |
Net charge-offs to loans (%) |
0.27 |
0.25 |
0.29 |
0.47 |
1.14 |
Asset growth rate (%) |
14.77 |
8.64 |
-3.70 |
4.97 |
-17.52 |
Net interest margin (%) |
3.16 |
3.07 |
2.87 |
2.94 |
2.77 |
Net operating income growth (%) |
8.13 |
8.03 |
-9.84 |
-81.68 |
-456.75 |
Number of institutions reporting |
1,345 |
1,307 |
1,279 |
1,251 |
1,220 |
Percentage of unprofitable institutions (%) |
6.47 |
5.66 |
10.24 |
17.19 |
33.03 |
Number of failed institutions |
1 |
0 |
0 |
1 |
5 |
Number of assisted institutions |
0 |
0 |
0 |
0 |
1 |
|
Source: Federal Deposit Insurance Corporation.
SELECTED INDICATORS, FDIC-INSURED SAVINGS INSTITUTIONS, 2005-2009
Return on assets (%) |
1.15 |
0.99 |
0.13 |
-0.72 |
0.14 |
Return on equity (%) |
10.37 |
8.68 |
1.08 |
-7.75 |
1.39 |
Core capital (leverage) ratio (%) |
9.86 |
10.28 |
9.97 |
8.04 |
9.54 |
Noncurrent assets plus other real
estate owned to assets (%) |
0.57 |
0.63 |
1.46 |
2.39 |
2.96 |
Net charge-offs to loans (%) |
0.25 |
0.29 |
0.47 |
1.14 |
1.81 |
Asset growth rate (%) |
8.64 |
-3.70 |
4.97 |
-17.53 |
-17.55 |
Net interest margin (%) |
3.07 |
2.87 |
2.94 |
2.77 |
3.20 |
Net operating income growth (%) |
8.03 |
-9.84 |
-81.68 |
-456.8 |
120.84 |
Number of institutions reporting |
1,307 |
1,279 |
1,251 |
1,219 |
1,173 |
Percentage of unprofitable institutions (%) |
5.66 |
10.24 |
17.19 |
33.31 |
30.35 |
Number of failed institutions |
0 |
0 |
1 |
5 |
20 |
Number of assisted institutions |
0 |
0 |
0 |
1 |
2 |
|
Source: Federal Deposit Insurance Corporation.
SELECTED INDICATORS, FDIC-INSURED SAVINGS INSTITUTIONS, 2006-2010
Return on assets (%) |
0.99 |
0.13 |
-0.72 |
0.14 |
0.67 |
Return on equity (%) |
8.68 |
1.08 |
-7.75 |
1.31 |
5.92 |
Core capital (leverage) ratio (%) |
10.28 |
9.97 |
8.04 |
9.50 |
10.43 |
Noncurrent assets plus other real estate owned to assets (%) |
0.63 |
1.46 |
2.40 |
3.00 |
3.07 |
Net charge-offs to loans (%) |
0.29 |
0.47 |
1.14 |
1.82 |
1.47 |
Asset growth rate (%) |
-3.70 |
4.97 |
-17.53 |
-17.50 |
-0.82 |
Net interest margin (%) |
2.87 |
2.94 |
2.77 |
3.20 |
3.35 |
Net operating income growth (%) |
-9.84 |
-81.68 |
-456.82 |
120.41 |
283.78 |
Number of institutions reporting |
1,279 |
1,251 |
1,219 |
1,173 |
1,128 |
Percentage of unprofitable institutions (%) |
10.24 |
17.19 |
33.31 |
31.54 |
23.23 |
Number of failed institutions |
0 |
1 |
5 |
20 |
18 |
Number of assisted institutions |
0 |
0 |
1 |
2 |
0 |
|
Source: Federal Deposit Insurance Corporation.