Current Table

CONVENTIONAL HOME PURCHASE LOANS ORIGINATED BY RACIAL/ETHNIC IDENTITY AND INCOME OF BORROWERS, 2007 AND 2011 (1)
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  2007 2011
  Number Amount
($000)		 Number Amount
($000)
Race/ethnic identity        
American Indian/Alaska native 19,771 $3,747,005 4,381 $651,199
Asian 204,558 57,840,877 101,694 28,609,955
Black or African American 280,313 48,926,133 34,095 5,033,911
Hispanic or Latino 416,344 80,604,881 73,223 11,542,607
White 3,202,013 637,296,207 1,081,823 223,474,847
Income (2)        
Less than 50% 194,325 16,821,346 97,325 8,130,696
50% to 79% 644,634 77,168,841 216,674 26,300,930
80% to 99% 470,877 68,119,782 144,141 22,292,509
100% to 119% 433,034 70,249,072 133,131 23,711,290
120% or more 2,285,182 599,911,887 746,913 211,365,577
Income not available 165,064 39,171,694 43,003 10,008,681

(1) Includes 1 to 4 family and manufactured homes.
(2) Percentage of metropolitan area median. Metropolitan area median is the median family income of the metropolitan area in which the property related to the loan is located.

Source: Federal Financial Institutions Examination Council.

 

Archived Tables

CONVENTIONAL HOME PURCHASE LOANS ORIGINATED BY RACIAL/ETHNIC IDENTITY AND INCOME OF BORROWERS, 2003 AND 2007
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  2003 2007 
  Number Amount ($000) Number Amount ($000)
Race/ethnic identity        
American Indian/Alaska native 14,844 $2,297,104 19,771 $3,747,005
Asian  230,126 51,508,487 204,558 57,840,877
Black or African American  248,518 34,312,271 280,313 48,926,133
Hispanic or Latino 417,667 64,200,693 416,344 80,604,881
White  3,239,564 537,959,741 3,202,013 637,296,207
Income (1)        
Less than 50%  270,530 23,366,304 194,325 16,821,346
50 to 79%  748,122 83,881,674 644,634 77,168,841
80 to 99%  546,548 74,842,121 470,877 68,119,782
100 to 119%  509,760 79,170,922 433,034 70,249,072
120% or more  1,980,357 450,716,431 2,285,182 599,911,887
Income not available  176,233 33,132,471 165,064 39,171,694

(1) Percentage of metropolitan area median. Metropolitan area median is the median family income of the metropolitan area in which the property related to the loan is located.    
    
Source: Federal Financial Institutions Examination Council.    

 
CONVENTIONAL HOME PURCHASE LOANS ORIGINATED BY RACIAL/ETHNIC IDENTITY AND INCOME OF BORROWERS, 2004 AND 2008 (1)
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  2004  2008 
  Number Amount
($000)		 Number Amount
($000)
Race/ethnic identity        
American Indian/Alaska native 45,375 $7,490,749 8,565 $1,497,541
Asian 294,450 72,161,164 130,468 37,031,427
Black or African American 384,629 54,658,382 81,032 14,133,267
Hispanic or Latino 633,131 104,393,913 142,743 26,105,874
White 4,294,703 752,749,161 1,640,976 342,876,017
Income (2)        
Less than 50% 309,383 24,930,411 122,389 11,629,327
50 to 79% 998,626 106,773,047 335,016 43,297,530
80 to 99% 747,388 98,950,912 233,137 37,260,225
100 to 119% 693,755 106,035,836 213,450 39,313,016
120% or more 2,810,867 660,896,916 1,140,849 319,554,213
Income not available 252,385 48,738,935 62,547 14,178,219

(1) Includes 1 to 4 family and manufactured homes.
(2) Percentage of metropolitan area median. Metropolitan area median is the median family income of the metropolitan area in which the property related to the loan is located.

Source: Federal Financial Institutions Examination Council.

 
CONVENTIONAL HOME PURCHASE LOANS ORIGINATED BY RACIAL/ETHNIC IDENTITY AND INCOME OF BORROWERS, 2008 AND 2009 (1)
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  2008 2009  
  Number Amount
($000)		 Number Amount
($000)		 Amount
percent change,
2008-2009
Race/ethnic identity          
American Indian/Alaska native 8,565 $1,497,541 5,606 $857,569 -43%
Asian 130,468 37,031,427 112,131 30,662,328 -17
Black or African American 81,032 14,133,267 36,583 5,690,425 -60
Hispanic or Latino 142,743 26,105,874 73,881 12,013,219 -54
White 1,640,976 342,876,017 1,120,874 224,267,533 -35
Applicant income as a
percent of area median (2)		          
Less than 50% 122,389 11,629,327 109,506 10,051,603 -14
50 to 79% 335,016 43,297,530 251,827 32,771,564 -24
80 to 99% 233,137 37,260,225 161,400 26,178,857 -30
100 to 119% 213,450 39,313,016 144,437 26,760,617 -32
120% or more 1,140,849 319,554,213 723,316 201,219,818 -37
Income not available 62,547 14,178,219 43,849 8,514,199 -40

(1) Includes 1 to 4 family and manufactured homes.
(2) Percentage of metropolitan area median. Metropolitan area median is the median family income of the metropolitan area in which the property related to the loan is located.

Source: Federal Financial Institutions Examination Council.

 
CONVENTIONAL HOME PURCHASE LOANS ORIGINATED BY RACIAL/ETHNIC IDENTITY AND INCOME OF BORROWERS, 2006 AND 2010 (1)
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  2006 2010
Race/ethnic identity Number Amount
($000)		 Number Amount
($000)
American Indian/Alaska native 35,868 $6,722,088 4,668 $706,615
Asian 302,275 76,956,869 107,117 30,976,644
Black or African American 550,729 84,331,152 34,153 5,153,314
Hispanic or Latino 893,134 163,222,889 66,720 10,663,253
White 4,627,989 846,788,394 1,058,849 219,212,213
Income (2)        
Less than 50% 262,994 21,463,059 96,964 8,146,458
50% to 79% 881,326 91,724,238 220,841 27,537,820
80% to 99% 706,603 88,899,576 144,590 23,021,390
100% to 119% 663,330 95,116,965 134,338 24,683,695
120% or more 3,344,741 798,624,058 720,989 206,971,387
Income not available 391,652 76,637,401 40,532 8,743,657

(1) Includes 1 to 4 family and manufactured homes.
(2) Percentage of metropolitan area median. Metropolitan area median is the median family income of the metropolitan area in which the property related to the loan is located.

Source: Federal Financial Institutions Examination Council.