FIDELITY BONDS, 2005-2014

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2005 $1,216,647 -7.1% 85.1 5.3 pts.
2006 1,240,822 2.0 87.2 2.1
2007 1,239,760 -0.1 76.5 -10.7
2008 1,140,617 -8.0 84.2 7.7
2009 1,098,372 -3.7 105.4 21.2
2010 1,082,534 -1.4 95.8 -9.6
2011 1,098,225 1.4 102.0 6.2
2012 1,096,406 -0.2 99.4 -2.6
2013 1,124,199 2.5 92.9 -6.5
2014 1,165,280 3.7 92.9 (4)
(1) After reinsurance transactions, excludes state funds. (2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration. (3) Calculated from unrounded numbers. (4) Less than 0.1 point. Source: SNL Financial LC.