Top 10 States For Homeowners Insurance Lightning Losses By Number Of Claims, 2022

 

Rank State Value of claims ($ millions) Number of Claims Average cost per claim
1 Florida $80.20 5,504 $14,562
2 Georgia 56.7 4,474 12,665
3 Texas 103.3 4,085 25,286
4 California 125.3 3,450 36,319
5 North Carolina 29.3 2,780 10,550
6 Alabama 29.5 2,767 10,653
7 New York 38.9 2,315 16,817
8 Louisiana 26.1 2,301 11,336
9 Virginia 30.9 1,988 15,544
10 Pennsylvania 23.8 1,956 12,155
  Top 10 states $543.9 31,620 $16,589
  All other states $407.7 30,569 $14,968
  Total U.S. $951.6 62,189 $15,280
Source: Insurance Information Institute, State Farm®.