(1) Includes hail, lightning, and tornado.
(2) Includes winter storm, winter damage, cold wave, and blizzards.
(3) Includes river flood, and flash flood. Exclude flood damage losses caused by tropical cyclone and hurricane.
(4) Includes flooding caused by hurricane, tropical cyclone. Includes loss information from National Flood Insurance Program.
Source: © 2015 Munich Re, NatCatSERVICE. As of January 2015.