Animal Strike Claims and Fatalities Increase

New analysis of insurance claims and federal crash data indicate rising levels of insurance claims for animal collisions. The Highway Loss Data Institute (HLDI) and its affiliate the Insurance Institute for Highway Safety (IIHS) also report that while most vehicle-animal collisions aren’t severe enough to injure people, crash deaths are increasing. The number of people to die in crashes involving animals more than doubled from 101 in 1993 to 223 in 2007. Between 1993 and 2007, the states with the largest number of total deaths were: Texas with 227 deaths; Wisconsin with 123; and Pennsylvania with 112. As with other types of crashes, seat belts and motorcycle helmets are major factors in preventing fatalities.

The study also reveals that insurance claims for animal collisions are nearly three times higher during November than during January to September. For example, for every 1,000 insured vehicles 14 claims were filed in November 2007, compared with an average of five claims per 1,000 during January-September. Insurance claims usually don’t specify the animal involved, but other data show that deer are the main ones. The study follows State Farm’s recent study of annual deer claims (see our October 13 posting). Check out I.I.I. facts and stats on highway safety.  

  

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