The National Insurance Crime Bureau (NICB) released a study today on the number of animal-related insurance losses for the years 2014-2017. A total of 1,740,425 animal-related insurance claims were processed with 1,739,687 of them (99.9 percent) involving vehicles. Since many drivers do not carry insurance for this type of event, the real number of incidents is likely much higher.
Claims are most likely to occur in Pennsylvania, New York and Wisconsin.
The average animal crash claim amounted to about $4,000 in 2016 according to one major insurer. That would have amounted to nearly $1.8 billion in claims in 2016.
Recent events such as the tornadoes in the U.S. and the Japan earthquake and tsunami remind us that our four-legged friends are just as vulnerable as we are when a disaster strikes.
Starting with Hurricane Katrina in 2005, the web has been used to powerful effect to locate not just people, but lost pets and reunite them with their families.
A quick search of Facebook reveals pages created earlier this year for animals lost and found from the April tornadoes in Alabama and the May tornado in Joplin, Missouri as well as the Japan earthquake and tsunami in March.
While these are valuable tools for pet owners, it’s always prudent to plan ahead before a disaster strikes.
This is why the I.I.I. suggests that any disaster plan includes provisions for your pets.
Things to think about include: mapping out a route and knowing where you might be able to shelter your pet in an emergency as not all hotels and shelters are pet-friendly.
Your vet, or the humane society or the local emergency management agency are good places to get information on evacuation plans that include pets.
A grab-and-go disaster kit for your pets is also a must and should include things like food and water, medication and your pet’s vaccination records.
The I.I.I. message is simple: don’t forget your four-legged friends in your disaster-planning.
For more information on disaster planning with pets check out the I.I.I. web video.