Year in Review

As another year comes to an end, we thought it would be fun to take a look back at our most popular posts in 2014.

Our most-read posts here at Terms  + Conditions ran the gamut from extreme weather, to drones, Obamacare and cyber risk.

Perhaps not surprisingly, three of our top 10 posts during the year were on the topic of cyber risk and its impact on companies large and small.

In Latest Cyber Security Breach: 1.2B Passwords Stolen we reported on the largest known data breach to-date, in which a Russian crime ring amassed billions of stolen Internet credentials, including 1.2 billion user name and password combinations and more than 500 million email addresses.

Our post Data Breaches Becoming More Damaging revealed that data breaches are now the greatest risk factor for identity fraud. In 2013, one in three consumers who received notification of a data breach became a victim of fraud, up from one in four in 2012, according to a report by Javelin Strategy & Research.

And in The Importance of Having a Cyber Liability Policy we highlighted that while companies hit by a data breach look to their insurance policies for coverage, recent legal developments indicate that reliance on traditional insurance policies is not enough.

In case you missed them the first time round, here’s a complete list of our top 10 posts:

1. NOAA: Extreme Cold and Snow Unlikely This Winter
2. Drones and Insurance
3. IRC: P/C Insurers Not Immune to Effects of Affordable Care Act
4. Cavalcade of Risk #209: Risk Assessment
5. Latest Cyber Security Breach: 1.2B Passwords Stolen
6. Poor Service, Not Price Drives Auto Insurance Customers to Shop
7. Data Breaches Becoming More Damaging
8. Sports, Concussion Risk and Liability
9. To Lie or Not To Lie
10. The Importance of Having a Cyber Liability Policy

Thanks for following and commenting. We wish all our readers a very happy new year!

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