Additional Insurance Coverages

Triple-I offers these boat insurance basic tips

If you own a boat, it's important to consider the potential risks and to know the size, type, and value of your watercraft to determine what type of boat insurance you need.

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Environmental liability insurance

 
Standard business general liability (GL) policies provide little coverage for pollution damage, including toxic spills like the one in West Virginia in 2014. Today most companies that store or handle potentially toxic materials purchase a separate environmental liability policy. These policies cover the exposure that the GL policy excludes.
 

Pet insurance

Learn about facts and statistics on pet insurance.

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Green insurance

Adopting practices that are known to be safe for the environment—aka "going green"—might also help you save on your insurance costs. Whether you're considering an eco-friendlier car, a more sustainable home or "green" business practices, check out this sampling of insurance benefits and products for the environmentally conscientious.

Am I insured against asteroids, meteors and falling satellites?

While the likelihood of getting struck by a satellite, a meteor or an asteroid is extremely rare, if one of these falling objects does hit close to home, your insurance can provide peace of mind.

Protecting your college student from on-campus losses

With burglaries constituting approximately 50 percent of all on-campus crimes, it's important for college students and their parents take steps to prevent theft, adhere to safety measures—and review their insurance coverage.

What is an umbrella liability policy?

Your standard auto insurance or homeowners insurance will provide you with some liability coverage, but you may want to have the extra protection for your assets that a personal umbrella liability policy provides.

Do I need to insure my household help?

Accidents happen—and if they happen to people you've hired to come into your home or onto your property to work, you're financially liable. It makes sense to understand how you're already covered and when to further insure household help.

Title insurance

Title insurance protects you against loss arising from problems connected to the title (that is, legal ownership) of your property. Learn more about title insurance.

Private mortgage insurance

Private mortgage insurance (PMI) enables borrowers with less cash to have greater access to homeownership, as it protects the lender against loss if the borrower defaults on the loan. Learn about the circumstances that might require PMI.

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