What’s Keeping Insurance CEOs Awake at Night? Trends, Challenges and Opportunities

This PowerPoint report, presented at the Alabama Insurance Day Conference, examines the trends, challenges and opportunities facing insurance company CEOs. The presentation begins with a discussion of financial results from 2014 through 2015, and looks at the peaks and troughs in the industry from 1975 to the present day, with an in-depth review of return on net worth. The report explores investment performance, mergers and acquisitions, alternative capital, insured catastrophe losses through 2015, how the strength of the economy will influence property/casualty insurer growth opportunities and how profitability is affected by the president’s political party. It discusses cyber liability and potential disruptive forces in the industry, including the shifting legal environment. The report also focuses on Alabama markets with a special analysis by line and with nearby state comparisons.