2019 Insurance Fact Book

Insurance Industry At A Glance
U.S. P/C And L/H Insurance Premiums, 2017
Employment In Insurance, 2009-2018
World Insurance Markets
Top 10 Countries By Life And Nonlife Direct Premiums Written, 2017 (1)
World Life And Nonlife Insurance Direct Premiums Written, 2017 (1)
World Life And Nonlife Insurance Direct Premiums Written, 2015-2017 (1)
Life And Nonlife Insurance Direct Premiums Written By Country, 2017 (1)
Top 10 Countries By Total Insurance Premiums Per Capita and Percent of Gross Domestic Product (GDP), 2017 (1)
Top 10 Life And Nonlife Insurance Companies, United States, 2017
Top 10 Life and Nonlife Insurance Companies, People's Republic of China, 2017
Top 10 Life And Nonlife Insurance Companies, Japan, 2017
Top 10 Life And Nonlife Insurance Companies, United Kingdom, 2017
Top 10 Life and Nonlife Insurance Companies, France, 2016
Top 10 Life and Nonlife Insurance Companies, Germany, 2016
Top 10 Life and Nonlife Insurance Companies, South Korea, 2017
Top 10 Life and Nonlife Insurance Companies, Italy, 2017
Top 10 Life and Nonlife Insurance Companies, Canada, 2017
Top 10 Life and Nonlife Insurance Companies, Taiwan, 2017
Top 10 Countries By U.S. Reinsurance Premiums Ceded to Unaffiliated And Affiliated Offshore Reinsurers, 2017
U.S. Reinsurance Premiums Ceded to Unaffiliated and Affiliated Offshore Reinsurers, 2013-2017
Top 10 Global Insurance Companies By Revenues, 2017 (1)
Top 10 Global Property/Casualty Reinsurers By Gross Reinsurance Premiums Written, 2017 (1)
Top 10 Global Insurance Brokers By Revenues, 2018 (1)
Top Five Global Reinsurance Brokers By Reinsurance Brokerage and Related Services Revenues, 2017 (1)
U.S. Insurance Sales Abroad, 2010-2017
Insurance Business In The U.S. Written By Subsidiaries Of Foreign Controlled Companies, 2013-2017
Leading Captive Domiciles, 2017-2018
Top 10 Catastrophe Bond Transactions, 2017 (1)
Catastrophe Bonds, Risk Capital Outstanding And Annual Issued, 2009-2018
Insurance In Emerging Markets, 2017
Top 10 Emerging Markets By Insurance Density, 2017 (1)
Total Insurance Premiums, Emerging Markets, 2017 (1)
U.S. Insurance Industry, All Sectors
Property/Casualty And Life/Health Insurance Net Premiums Written, 2008-2017
Property/Casualty And Life/Health Insurance Premiums, 2017 (1)
Growth In Net Premiums Written, Property/Casualty And Life/Health Insurance, 2008-2017
Property/Casualty And Life/Health Insurance Direct Premiums Written, 2008-2017
Top 10 Writers Of Property/Casualty Insurance By Direct Premiums Written, 2018
Top 10 Writers Of Life Insurance/Annuities By Direct Premiums Written, 2018
Where the Nation's Healthcare Dollar Came From, 2017 (1)
National Health Expenditures, Average Annual Percent Growth From Prior Year, 1993-2021
Employment In Insurance, 2009-2018
Insurance Carriers And Related Activities Employment By State, 2017 (1)
Insurance Sector's Share Of Gross Domestic Product (GDP), 2014-2018
Insurance Company Holdings Of U.S. Municipal Securities And Loans, 2014-2018
Reported Global Insurance-Related Mergers And Acquisitions By Sector, U.S. And Non-U.S. Acquirers, 2018
Top 10 Global Insurance-Related Mergers And Acquisitions Announced, 2018
U.S. Insurance-Related Mergers And Acquisitions, 2009-2018 (1)
Domestic Insurance Companies By State, Property/Casualty And Life/Annuities, 2017
Premium Taxes By State, Property/Casualty And Life/Health Insurance, 2018
Distribution
Life Individual Market Share by Distribution Channel, 2009 and 2018
Sales Of Individual Annuities By Distribution Channels, 2014 And 2018
Retirement
U.S. Retirement Assets, 2014 And 2018
U.S. Retirement Assets, By Type, 2009-2018
Retirement Funds Asset Mix, 2018
IRA Market Shares By Holder, 2014 And 2018
Average Asset Allocation For All 401(k) Plan Balances, 2016 (1)
Mutual Fund Retirement Assets By Type Of Plan, 2018 (1)
Individual Annuity Considerations, 2014-2018 (1)
Deferred Annuity Assets, 2009-2018
Individual Fixed Annuity Sales, 2014-2018 (1)
Top 10 Writers Of Annuities By Direct Premiums Written, 2018 (1)
Top 10 Writers Of Individual Annuities By Direct Premiums Written, 2018
Top 10 Writers Of Group Annuities By Direct Premiums Written, 2018
Life/Health Financial Data
Life/Annuity Insurance Industry Income Statement, 2013-2017
Investments, Life Insurers, 2015-2017 (1)
Investments, Life Insurers, Bond Portfolio, 2017 (1)
Life Insurance Industry Benefits And Claims, 2013-2017
Direct Premiums Written By Line, Life/Annuity Insurance Industry, 2015-2017
Healthcare Coverage, 2017
Top 10 Health Insurance Groups By Direct Premiums Written, 2018 (1)
Individual Disability Insurance, New Issues Sale, 2017 (1)
Individual Disability Insurance In Force, 2017 (1)
Individual Long-Term Care Insurance, 2017 (1)
Life/Annuity Insurers Direct Premiums Written And Annuity Considerations By State, 2017
Top 20 Writers Of Life Insurance By Direct Premiums Written, 2018
Top 10 Writers Of Individual Life Insurance By Direct Premiums Written, 2018
Top 10 Writers Of Group Life Insurance By Direct Premiums Written, 2018
Property/Casualty Financial Data
Property/Casualty Insurance Industry Income Analysis, 2013-2017 (1)
Net Premiums Written And Combined Ratio, Property/Casualty Insurance, 2008-2017
Property/Casualty Insurance Industry Underwriting Expenses, 2017 (1)
Annual Rate Of Return: Net Income After Taxes As A Percent Of Equity, 2009-2018
Percent Change From Prior Year, Net Premiums Written, P/C Insurance, 1977-2017 (1)
Operating Results, Property/Casualty Insurance, 2008-2017 (1)
Operating Results, Property/Casualty Insurance, 2008-2017 (1)
Consolidated Assets And Policyholders' Surplus, P/C Insurance, 2008-2017
Percent Change From Prior Year, Net Premiums Written And Policyholders' Surplus, P/C Insurance, 2008-2017 (1)
Components Of The Combined Ratio, Property/Casualty Insurance, 2008-2017 (1)
Property/Casualty Insurance Combined Ratio, 1977-2017 (1)
Investments, Property/Casualty Insurers, 2015-2017 (1)
Investments, Property/Casualty Insurers, 2017
Top 25 U.S Surplus Lines Groups By Direct Premiums Written, 2017
Market Share Trends By Size Of Insurer, 1997-2017 (1)
Net Premiums Written, U.S. Property/Casualty Reinsurers, 2008-2017
Top 10 U.S. Property/Casualty Reinsurers Of U.S. Business By Gross Premiums Written, 2017
Direct Premiums Written, P/C Insurance By State, 2017 (1)
Incurred Losses By State, Property/Casualty Insurance, 2017 (1)
Property/Casualty Guaranty Fund Net Assessments, 2008-2017
Property/Casualty Guaranty Fund Net Assessments By State, 2017
Property/Casualty Insurance By Line
Net Premiums Written, Personal And Commercial Lines, 2017
Net Premiums Written By Line, Property/Casualty Insurance 2015-2017 (1)
Direct Premiums Written, Property/Casualty Insurance By State By Line, 2017 (1)
Direct Premiums Written, Property/Casualty Insurance, By State By Line, 2017 (1) (Cont'd)
Direct Premiums Written, Property/Casualty Insurance, By State By Line, 2017 (1) (Cont'd)
Direct Premiums Written, Property/Casualty Insurance, By State By Line, 2017 (1) (Cont'd)
Direct Premiums Written, Property/Casualty Insurance, By State By Line, 2017 (1) (Cont'd)
Auto
Total Auto Net Premiums Written By Sector, 2017
Auto Share Of P/C Industry Net Premiums Written, 2017
Private Passenger Automobile Insurance, 2008-2017
Percent Change From Prior Year, Net Premiums Written, Private Passenger Auto Insurance, 2008-2017
Top 10 Writers Of Private Passenger Auto Insurance By Direct Premiums Written, 2018
Commercial Automobile Insurance, 2008-2017
Top 10 Writers Of Commercial Auto Insurance By Direct Premiums Written, 2018
Average Expenditures For Auto Insurance, 2007-2016
Top 10 Most Expensive And Least Expensive States For Automobile Insurance, 2016 (1)
Average Expenditures For Auto Insurance By State, 2012-2016
Private Passenger Auto Insurance Industry Underwriting Expenses, 2017 (1)
Private Passenger Auto Insurance Losses, 2008-2017 (1)
Incurred Losses For Auto Insurance, 2013-2017 (1)
Private Passenger Cars Insured In The Shared And Voluntary Markets, 2015
Estimated Percentage Of Uninsured Motorists, 1992-2015 (1)
Top 10 Highest And Lowest States By Estimated Percentage Of Uninsured Motorists, 2015 (1)
Estimated Percentage Of Uninsured Motorists By State, 2015 (1)
Automobile Financial Responsibility Limits By State
State Auto Insurance Laws Governing Liability Coverage
State Seatbelt Use Laws
State Laws Curbing Alcohol-Impaired Driving
Statutes Or Court Cases Holding Alcoholic Beverage Servers Liable
State Drivers License Renewal Laws Including Requirements For Older Drivers
State Young Driver Laws (1)
Homeowners
Homeowners Premiums As A Percent Of All P/C Premiums, 2017
Homeowners Multiple Peril Insurance, 2008-2017
Top 10 Writers Of Homeowners Insurance By Direct Premiums Written, 2018
Top 10 States, By Population Change In Coastal Counties, 1960-2010
Storm Surge Risk By State By Number Of Homes and Reconstruction Value, 2018 (1)
Top 15 Metropolitan Areas By Storm Surge Risk, 2018 (1)
Insurance Provided By FAIR Plans, Fiscal Years 2009-2018 (1)
Insurance Provided By FAIR Plans By State, Fiscal Year 2018 (1)
Insurance Provided By Beach And Windstorm Plans, Fiscal Year 2018 (1)
Average Premiums For Homeowners And Renters Insurance, United States, 2007-2016
Average Premiums For Homeowners And Renters Insurance By State, 2016 (1)
Top 10 Most Expensive And Least Expensive States For Homeowners Premiums, 2016 (1)
Homeowners Insurance Industry Underwriting Expenses, 2017 (1)
Homeowners Insurance Losses, 2013-2017 (1)
Homeowners Insurance Losses By Cause, 2013-2017 (1)
Average Homeowners Losses, 2013-2017 (1)
Homeowners Losses Ranked By Claims Severity (Average Claim), 2013-2017 (1)
Homeowners Losses Ranked By Claims Frequency, 2013-2017 (1)
Incurred Losses For Homeowners Insurance, 2013-2017 (1)
Homeowners Insurance Claims And Payout For Lightning Losses, 2016-2018
Top 10 States For Homeowners Insurance Lightning Losses By Number Of Claims, 2018
Homeowners Who Have Flood Insurance, 2013-2018
National Flood Insurance Program, 1980-2017
National Flood Insurance Program Policies By State, 2017 (1)
Top 10 Writers Of Private Flood Insurance By Direct Premiums Written, 2018 (1)
Earthquake Insurance, 2008-2017
Top 10 Writers Of Earthquake Insurance By Direct Premiums Written, 2018
Top 10 Writers Of Commercial Lines Insurance By Direct Premiums Written, 2018
Top 10 Commercial Insurance Brokers Of U.S. Business By Revenue, 2018 (1)
Workers Compensation Insurance, 2008-2017
Excess Workers Compensation Insurance, 2008-2017
Workers Compensation Medical Costs, 2008-2017
Workers Compensation Benefits, Coverage And Costs, 2015-2016
Other Liability Insurance, 2008-2017
Product Liability Insurance, 2008-2017
Commercial Multiple Peril Insurance, 2008-2017
Farmowners Multiple Peril Insurance, 2008-2017
Medical Malpractice Insurance, 2008-2017
Fire Insurance, 2008-2017
Allied Lines Insurance, 2008-2017
Inland Marine Insurance, 2008-2017
Ocean Marine Insurance, 2008-2017
Surety Bonds, 2008-2017
Fidelity Bonds, 2008-2017
Mortgage Guaranty Insurance, 2008-2017
Top 10 Writers Of Mortgage Guaranty Insurance By Direct Premiums Written, 2018
Financial Guaranty Insurance, 2008-2017 (1)
Top 10 Writers Of Financial Guaranty Insurance By Direct Premiums Written, 2017
Burglary And Theft Insurance, 2008-2017
Boiler And Machinery Insurance, 2008-2017
Private Crop Insurance, 2014-2017
Multiple Peril Crop Insurance, 2008-2017 (1)
Top 10 Writers Of Multiple Peril Crop Insurance By Direct Premiums Written, 2018
Warranty Insurance, 2008-2017
Major Catastrophes
Top 20 Costliest World Insurance Losses, 2017 (1)
World Insured Catastrophe Losses, 2008-2017 (1)
Top 10 Costliest World Insurance Losses, 1970-2017 (1)
Top 10 Deadliest World Catastrophes, 2017
Top 10 Deadliest World Catastrophes, 1970-2017
Top 10 Costliest World Earthquakes And Tsunamis By Insured Losses, 1980-2017 (1)
Natural Catastrophe Losses In The United States, 2018 (1)
Catastrophes By Quarter, 2018 (1)
Top Seven States and Territories By Insured Catastrophe Losses, 2017 (1)
Estimated Insured Property Losses, U.S. Catastrophes, 2009-2018 (1)
Top 10 Costliest Catastrophes, United States (1)
Inflation-Adjusted U.S. Insured Catastrophe Losses By Cause Of Loss, 1997-2016 (1)
Top Three States By Inflation-Adjusted Insured Catastrophe Losses, 1987-2016 (1)
U.S. Natural Catastrophes
The Saffir-Simpson Hurricane Wind Scale
Catastrophic Hurricane Losses In The United States, 2007-2016
Top 10 Costliest Hurricanes In The United States (1)
Estimated Insured Losses For The Top 10 Historical Hurricanes Based On Current Exposures (1)
Hurricanes And Related Deaths In The United States, 1999-2018
Top 10 Deadliest Mainland U.S. Hurricanes (1)
Wildfire Losses In The United States, 2008-2017 (1)
Top 10 States For Wildfires Ranked By Number Of Fires And By Number Of Acres Burned, 2018
Top 10 Costliest Wildland Fires In The United States (1)
Total Potential Exposure To Wildfire Damage By Risk Category, 2014 (1)
Top 10 Most Wildfire Prone States, 2017
The Fujita Scale For Tornadoes
Top 10 Costliest U.S. Catastrophes Involving Tornadoes (1)
Number Of Tornadoes And Related Deaths Per Month, 2018 (1)
Tornadoes And Related Deaths In The United States, 1999-2018 (1)
Top 10 States, By Number Of Tornadoes, 2018 (1)
Tornadoes And Related Deaths By State, 2018 (1)
Top 15 Costliest U.S. Winter Events By Insured Losses, 1980-2018 (1)
Top 10 Most Significant Flood Events By National Flood Insurance Program Payouts (1)
Top 10 Costliest U.S. Earthquakes By Inflation-Adjusted Insured Losses (1)
Estimated Insured Losses For The Top 10 Historical Earthquakes Based On Current Exposures (1)
Estimated U.S. Properties Affected By Hail, 2013-2017 (1)
Top 10 States By Number Of Properties Experiencing Damaging Hail Events, 2017 (1)
Hail Fatalities, Injuries And Damage, 2014-2018 (1)
Top Five States For Major Hail Events, 2018 (1)
U.S. Man-made Catastrophes
Fire Losses In The United States, 2008-2017 (1)
Fire Losses In The United States, By Line Of Insurance, 2017 (1)
Structure Fires, 2008-2017 (1)
Civilian (Nonfirefighter) Fire Deaths And Injuries By Property Use, 2017
Structure Fires By Type Of Use, 2017 (1)
Top 10 Costliest Large-Loss Fires, 2017
Top 10 Costliest Large-Loss Fires In U.S. History
Top Catastrophic Multiple-Death Fires, 2017 (1)
Top 10 Most Catastrophic Multiple-Death Fires In U.S. History (1)
Top 20 Costliest Terrorist Acts By Insured Property Losses
Selected Examples Of Historic Nuclear Events, Classified By The INES (1)
Crime
Intentionally Set Fires, 2008-2017
Number And Rate Of Property Crime Offenses, 2008-2017 (1)
Number Of Data Breaches And Records Exposed, 2008-2017 (1)
Data Breaches and Records Exposed, 2017
Cybercrime Complaints, 2014-2018 (1)
Top 10 States By Number Cybercrime Victims, 2018 (1)
Top 10 Writers Of Cybersecurity Insurance By Direct Premiums Written, 2017 (1)
Identity Theft And Fraud Reports, 2015-2018 (1)
Top Five Types of Identity Theft Fraud, 2018 (1)
Identity Theft By State, 2018 (1)
Top 10 Writers Of Identity Theft Insurance By Direct Premiums Written, 2017 (1)
Motor Vehicles
Traffic Deaths, 2008-2017
Motor Vehicle Crashes, 2008-2017
Motor Vehicle Traffic Deaths By State, 2016-2017
Vehicles Involved In Fatal Crashes By Vehicle Type And Crash Severity, 2007 And 2016
Motor Vehicle Deaths By Activity Of Person Killed, 2016
Sex Of Drivers Involved In Fatal Crashes, 2007-2016 (1)
Drivers In Fatal Motor Vehicle Crashes By Age, 2016
Motor Vehicle Deaths Per 100,000 Persons By Age, 2017
Driving Behaviors Reported For Drivers And Motorcycle Operators Involved In Fatal Crashes, 2016
Total Traffic And Alcohol-Impaired Crash Fatalities, 1985-2017
Percent Of Alcohol-Impaired Drivers Involved In Fatal Crashes By Age, 2008 And 2017 (1)
Persons Killed In Total And Alcohol-Impaired Crashes By Person Type, 2016
Driver Hand Held Cellphone Use By Age, 2008-2017 (1)
Fatal Crashes Affected By Distracted Drivers, 2017
Motorcycle Helmet Use, 1998-2017 (1)
Passenger Vehicle Collision Coverage Insurance Losses, 2015-2017 Model Years
Motor Vehicle Theft In The United States, 2008-2017
Top 10 U.S. Metropolitan Statistical Areas By Motor Vehicle Theft Rate, 2018
Top 10 States With The Most And The Fewest Number Of Motor Vehicle Thefts, 2017
Top 10 Most Frequently Stolen Vehicles, 2017
Recreational Boating Accidents, 2013-2017 (1)
Top 10 States By Recreational Watercraft Accidents, 2017 (1)
Top 10 States By Recreational Watercraft Theft, 2018
Sports Injuries By Number Of Injuries, 2017
ATV-Related Deaths And Injuries, 2013-2017 (1)
Aircraft Accidents In The United States, 2017 (1)
Large Airline Accidents In The United States, 2008-2017 (1)
World Aviation Accidents, 2013-2017
Top 10 Deadliest World Aviation Crashes
Workplace Losses And Deaths, 2007-2016
Top 10 Private Industry Sectors By Number Of Occupational Injuries and Illness, 2017
Top 10 Private Industry Occupations With The Largest Number Of Injuries And Illnesses, 2017 (1)
Workplace Deaths By Selected Cause, 2015-2016 (1)
Estimated Asbestos Losses, 2008-2017 (1)
Unintentional Home Deaths And Injuries, 2017
Principal Types Of Home Unintentional Injury Deaths, 2015
Top 15 Major Causes of Death, 2016
Deaths In The United States By Firearm, 2015 And 2016
Number Of Drug Overdose Deaths, 2000-2017
Factors Affecting Costs
Insurance And Other Consumer Expenditures As A Percent Of Total Household Spending, 1990-2017 (1)
Insurance Expenditures As A Percentage Of Total Household Spending, 2017
Consumer Price Indices For Insurance And Related Items And Annual Rates Of Change, 2009-2018
Consumer Price Indices For Insurance And Related Items And Annual Rates Of Change, 2009-2018 (Cont'd)
Consumer Price Indices For Insurance And Related Items And Annual Rates Of Change, 2009-2018 (Cont'd)
Tort Costs And Compensation Paid By State, 2016 (1)
Defense Costs And Cost Containment Expenses As A Percent of Incurred Losses, 2015-2017 (1)
Trends In Personal Injury Lawsuits, 2010-2016 (1)
Median And Average Personal Injury Jury Awards By Type Of Liability, 2016
Top 10 Writers Of Directors And Officers Insurance By Direct Premiums Written, 2017 (1)
Trends In Employment Practices Liability, 2012-2016
Employment Practices Liability Verdicts, By Defendant Type, 2010-2016 (1)
Post-Reform Act Class Action Filings Of Securities Lawsuits By Industry, 1997-2018 (1)
Post-Reform Act Class Action Settlements Of Securities Lawsuits, 1997-2018 (1)