2020 Insurance Fact Book

Insurance Industry At A Glance
U.S. P/C And L/A Insurance Premiums, 2019 (1)
Employment In Insurance, 2010-2019
World Insurance Markets
Top 10 Countries By Life And Nonlife Direct Premiums Written, 2018 (1)
World Life And Nonlife Insurance Direct Premiums Written, 2018 (1)
World Life And Nonlife Insurance Direct Premiums Written, 2016-2018 (1)
Life And Nonlife Insurance Direct Premiums Written By Country, 2018 (1)
Top 10 Countries by Total Insurance Premiums Per Capita and Percent of Gross Domestic Product (GDP), 2018 (1)
Top 10 Life And Nonlife Insurance Companies, United States, 2017
Top 10 Life and Nonlife Insurance Companies, People's Republic of China, 2017
Top 10 Life And Nonlife Insurance Companies, Japan, 2017
Top 10 Life And Nonlife Insurance Companies, United Kingdom, 2017
Top 10 Life and Nonlife Insurance Companies, France, 2016
Top 10 Life and Nonlife Insurance Companies, Germany, 2016
Top 10 Life and Nonlife Insurance Companies, South Korea, 2017
Top 10 Life and Nonlife Insurance Companies, Italy, 2017
Top 10 Life and Nonlife Insurance Companies, Canada, 2017
Top 10 Life and Nonlife Insurance Companies, Taiwan, 2017
U.S. Reinsurance Premiums Ceded to Unaffiliated and Affiliated Offshore Reinsurers, 2014-2018
Top 10 Countries By U.S. Reinsurance Premiums Ceded to Unaffiliated And Affiliated Offshore Reinsurers, 2018
Top 10 Global Insurance Companies By Revenues, 2018 (1)
Top 10 Global Property/Casualty Reinsurance Groups By Gross Reinsurance Written Premiums, 2018 (1)
Top 10 Global Insurance Brokers By Revenues, 2018 (1)
U.S. Insurance Sales Abroad, 2009-2018
Insurance Business In The U.S. Written By Subsidiaries Of Foreign Controlled Companies, 2013-2017
Leading Captive Domiciles, 2018-2019
Catastrophe Bonds, Risk Capital Outstanding And Annual Issued, 2009-2018
Insurance In Emerging Markets, 2018
Top 10 Emerging Markets By Insurance Density, 2018 (1)
Total Insurance Premiums, Emerging Markets, 2018 (1)
U.S. Insurance Industry, All Sectors
Net Premiums Written, Property/Casualty And Life/Annuity Insurance, 2010-2019
Property/Casualty And Life/Annuity Insurance Premiums, 2019 (1)
Growth In Net Premiums Written, Property/Casualty And Life/Annuity Insurance, 2010-2019
Direct Premiums Written, Property/Casualty And Life/Annuity Insurance, 2010-2019
Top 10 Writers Of Property/Casualty Insurance By Direct Premiums Written, 2019
Top 10 Writers Of Life/Annuity Insurance By Direct Premiums Written, 2019
Where the Nation's Healthcare Dollar Came From, 2018 (1)
National Health Expenditures, Average Annual Percent Growth From Prior Year, 1993-2023
Employment In Insurance, 2010-2019
Insurance Carriers And Related Activities Employment By State, 2018 (1)
Insurance Sector's Share Of Gross Domestic Product (GDP), 2015-2019
Insurance Company Holdings Of U.S. Municipal Securities And Loans, 2015-2019
Reported Global Insurance-Related Mergers And Acquisitions By Sector, U.S. And Non-U.S. Acquirers, 2019
Top 10 Global Insurance-Related Mergers And Acquisitions Announced, 2019
U.S.Insurance-Related Mergers And Acquisitions, 2010-2019 (1)
Domestic Insurance Companies By State, Property/Casualty And Life/Annuity, 2018
Premium Taxes By State, Property/Casualty, Life/Annuity and Health Insurers, 2019 (1)
Distribution
Life Individual Market Share by Distribution Channel, 2010 and 2019
Sales Of Individual Annuities By Distribution Channels, 2014 And 2018
Retirement
U.S. Retirement Assets, 2015 And 2019
U.S. Retirement Assets, By Type, 2010-2019
Retirement Funds Asset Mix, 2019
IRA Market Shares By Holder, 2015 And 2019
Asset Allocation For 401(k) Plans, 2018
Mutual Fund Retirement Assets By Type Of Plan, 2019 (1)
Individual Annuity Considerations, 2015-2019 (1)
Deferred Annuity Assets, 2010-2019
Individual Fixed Annuity Sales, 2014-2018 (1)
Top 10 Writers Of Annuities By Direct Premiums Written, 2019 (1)
Top 10 Writers Of Individual Annuities By Direct Premiums Written, 2019
Top 10 Writers Of Group Annuities By Direct Premiums Written, 2019
Life/Annuity Financial Data
Life/Annuity Insurance Income Statement, 2014-2018
Direct Premiums Written By Line, Life/Annuity Insurance, 2017-2019
Investments, Life/Annuity Insurers, 2017-2019 (1)
Investments, Life/Annuity Insurers, Bond Portfolio, 2019 (1)
Life/Annuity Insurance Benefits And Claims, 2015-2019
Healthcare Coverage, 2018
Top 10 Health Insurance Groups By Direct Premiums Written, 2019 (1)
Individual Disability Insurance, New Issues Sales, 2019 (1)
Individual Disability Insurance In Force, 2017 (1)
Individual Long-Term Care Insurance, 2019 (1)
Life/Annuity Insurers Direct Premiums Written And Annuity Considerations By State, 2019 (1)
Top 10 Writers Of Life Insurance By Direct Premiums Written, 2019
Top 10 Writers Of Individual Life Insurance By Direct Premiums Written, 2019
Top 10 Writers Of Group Life Insurance By Direct Premiums Written, 2019
Property/Casualty Financial Data
Property/Casualty Insurance Industry Income Analysis, 2014-2018 (1)
Net Premiums Written And Combined Ratio, Property/Casualty Insurance, 2010-2019
Property/Casualty Insurance Industry Underwriting Expenses, 2019 (1)
Annual Rate Of Return: Net Income After Taxes As A Percent Of Equity, 2009-2018
Percent Change From Prior Year, Net Premiums Written, P/C Insurance, 1978-2018 (1)
Operating Results, Property/Casualty Insurance, 2010-2019 (1)
Operating Results, Property/Casualty Insurance, 2010-2019 (1)
Consolidated Assets And Policyholders' Surplus, P/C Insurance, 2010-2019
Percent Change From Prior Year, Net Premiums Written And Policyholders' Surplus, P/C Insurance, 2010-2019 (1)
Components Of The Combined Ratio, Property/Casualty Insurance, 2009-2018 (1)
Property/Casualty Insurance Combined Ratio, 1978-2018 (1)
Investments, Property/Casualty Insurers, 2017-2019 (1)
Investments, Property/Casualty Insurers, 2018
Top 25 U.S Surplus Lines Groups By Direct Premiums Written, 2018
Market Share Trends By Size Of Insurer, 1998-2018 (1)
Net Premiums Written, U.S. Property/Casualty Reinsurers, 2009-2018
Top 10 U.S. Property/Casualty Reinsurers Of U.S. Business By Gross Premiums Written, 2018
Direct Premiums Written, P/C Insurance By State, 2018 (1)
Incurred Losses By State, Property/Casualty Insurance, 2019 (1)
Property/Casualty Guaranty Fund Net Assessments, 2009-2018
Property/Casualty Guaranty Fund Net Assessments By State, 2018
Property/Casualty Insurance By Line
Net Premiums Written, Personal And Commercial Lines, 2018
Net Premiums Written By Line, Property/Casualty Insurance, 2016-2018 (1)
Direct Premiums Written, Property/Casualty Insurance, By State By Line, 2018 (1)
Direct Premiums Written, Property/Casualty Insurance, By State By Line, 2018 (1) (Cont’d)
Direct Premiums Written, Property/Casualty Insurance, By State By Line, 2018 (1) (Cont’d)
Direct Premiums Written, Property/Casualty Insurance, By State By Line, 2018 (1) (Cont'd)
Direct Premiums Written, Property/Casualty Insurance, By State By Line, 2018 (1) (Cont'd)
Auto
Total Auto Net Premiums Written By Sector, 2018
Auto Share Of P/C Industry Net Premiums Written, 2018
Private Passenger Automobile Insurance, 2010-2019
Percent Change From Prior Year, Net Premiums Written, Private Passenger Auto Insurance, 2010-2019
Top 10 Writers Of Private Passenger Auto Insurance By Direct Premiums Written, 2019
Commercial Automobile Insurance, 2010-2019
Top 10 Writers Of Commercial Auto Insurance By Direct Premiums Written, 2019
Average Expenditures For Auto Insurance, 2008-2017
Top 10 Most Expensive And Least Expensive States For Automobile Insurance, 2017 (1)
Average Expenditures For Auto Insurance By State, 2013-2017
Private Passenger Auto Insurance Industry Underwriting Expenses, 2019 (1)
Private Passenger Auto Insurance Losses, 2009-2018 (1)
Incurred Losses For Auto Insurance, 2015-2019 (1)
Estimated Percentage Of Uninsured Motorists, 1992-2015 (1)
Top 10 Highest And Lowest States By Estimated Percentage Of Uninsured Motorists, 2015 (1)
Estimated Percentage Of Uninsured Motorists By State, 2015 (1)
Automobile Financial Responsibility Limits By State
State Auto Insurance Laws Governing Liability Coverage
Homeowners
Homeowners Premiums As A Percent Of All P/C Premiums, 2019
Homeowners Multiple Peril Insurance, 2009-2018
Top 10 Writers Of Homeowners Insurance By Direct Premiums Written, 2019
U.S. Population By Coastline Region, 2017
Atlantic And Gulf Of Mexico Coastline County Population, 2000-2017
U.S. Storm Surge Risk, Gulf and Atlantic States, 2019
Storm Surge Risk By State By Number Of Single-Family Homes and Reconstruction Value, 2019 (1)
Storm Surge Risk By State By Number Of Multi-Family Homes and Reconstruction Value, 2019 (1)
Top 15 Metropolitan Areas By Storm Surge Risk, 2019 (1)
Insurance Provided By FAIR Plans, Fiscal Years 2010-2019 (1)
Insurance Provided By FAIR Plans By State, Fiscal Year 2019 (1)
Insurance Provided By Beach And Windstorm Plans, Fiscal Year 2019 (1)
Average Premiums For Homeowners And Renters Insurance, 2008-2017
Average Premiums For Homeowners And Renters Insurance By State, 2017 (1)
Top 10 Most Expensive And Least Expensive States For Homeowners Insurance Premiums, 2017 (1)
Homeowners Insurance Industry Losses And Underwriting Expenses, 2018 (1)
Homeowners Insurance Losses, 2014-2018 (1)
Homeowners Insurance Losses By Cause, 2014-2018 (1)
Average Homeowners Losses, 2014-2018 (1)
Homeowners Losses Ranked By Claims Severity (Average Claim), 2014-2018 (1)
Homeowners Losses Ranked By Claims Frequency, 2014-2018 (1)
Incurred Losses For Homeowners Insurance, 2014-2018 (1)
Homeowners Insurance Claims And Payout For Lightning Losses, 2017-2019
Top 10 States For Homeowners Insurance Lightning Losses By Number Of Claims, 2019
Homeowners Who Have Flood Insurance, 2013-2018
National Flood Insurance Program, 1980-2018 (1)
National Flood Insurance Program Policies By State, 2018 (1)
Private Flood Insurance, 2016-2018
Top 10 Writers Of Private Flood Insurance By Direct Premiums Written, 2019 (1)
Earthquake Insurance, 2010-2019
Top 10 Writers Of Earthquake Insurance By Direct Premiums Written, 2018
Top 10 Writers Of Commercial Lines Insurance By Direct Premiums Written, 2019
Top 10 Commercial Insurance Brokers Of U.S. Business By Revenue, 2018 (1)
Incurred Losses For Commercial Insurance, 2014-2018 (1)
Workers Compensation Insurance, 2009-2018
Top 10 Writers Of Workers' Compensation Insurance By Direct Premiums Written, 2019
Excess Workers Compensation Insurance, 2010-2019
Workers Compensation Medical Costs, 2009-2018
Workers Compensation Benefits, Coverage And Costs, 2017
Other Liability Insurance, 2010-2019
Top 10 Writers Of Other Liability Insurance By Direct Premiums Written, 2019
Products Liability Insurance, 2010-2019
Top 10 Writers Of Product Liability Insurance By Direct Premiums Written, 2019
Commercial Multiple Peril Insurance, 2009-2018
Top 10 Writers of Commercial Multiple Peril Insurance By Direct Premiums Written, 2019
Farmowners Multiple Peril Insurance, 2010-2019
Medical Professional Liability Insurance, 2009-2018
Top 10 Writers of Medical Professional Liability Insurance By Direct Premiums Written, 2019
Fire Insurance, 2009-2018
Allied Lines Insurance, 2009-2018
Inland Marine Insurance, 2010-2019
Top 10 Writers of Inland Marine Insurance By Direct Premiums Written, 2019
Ocean Marine Insurance, 2010-2019
Top 10 Writers of Ocean Marine Insurance By Direct Premiums Written, 2019
Surety Bonds, 2010-2019
Fidelity Bonds, 2010-2019
Mortgage Guaranty Insurance, 2010-2019
Top 10 Writers Of Mortgage Guaranty Insurance By Direct Premiums Written, 2019
Financial Guaranty Insurance, 2010-2019 (1)
Top 10 Writers Of Financial Guaranty Insurance By Direct Premiums Written, 2019
Burglary And Theft Insurance, 2010-2019
Boiler And Machinery Insurance, 2010-2019
Private Crop Insurance, 2014-2019
Top 10 Writers Of Private Crop Insurance By Direct Premiums Written, 2019
Multiple Peril Crop Insurance, 2010-2019 (1)
Top 10 Writers Of Multiple Peril Crop Insurance By Direct Premiums Written, 2019
Warranty Insurance, 2010-2019
Cybersecurity Insurance, 2015-2018 (1)
Top 10 Writers Of Cybersecurity Insurance By Direct Premiums Written, 2019 (1)
Identity Theft Insurance, 2015-2018 (1)
Top 10 Writers Of Identity Theft Insurance By Direct Premiums Written, 2019 (1)
Directors and Officers Insurance, 2011-2018 (1)
Top 10 Writers Of Directors And Officers Insurance By Direct Premiums Written, 2019 (1)
Major Catastrophes
Top 10 Costliest World Natural Disasters by Insured Losses, 2019 (1)
World Natural Disaster Events Ranked by Number Of Perils and Insured Losses, 2019 (1)
Top 10 Costliest World Natural Disasters By Insured Losses, 1900-2019 (1)
Top 10 Costliest World Natural Disasters By Insured Losses, 2010-2019 (1)
Top 10 Deadliest World Natural Catastrophes, 2019 (1)
Top 10 Deadliest World Natural Catastrophes, 1950-2019 (1)
World Natural Disaster Insured Losses By Peril, 2000-2019 (1)
Top 10 Costliest World Earthquakes And Tsunamis By Insured Losses, 1980-2018 (1)
Natural Catastrophe Losses In The United States, 2019 (1)
Catastrophes By Quarter, 2019
Top 10 States By Insured Catastrophe Losses, 2019 (1)
Estimated Insured Property Losses, U.S. Catastrophes, 2010-2019 (1)
Top 10 Costliest Catastrophes, United States (1)
U.S. Natural Catastrophes
The Saffir-Simpson Hurricane Wind Scale
Top 10 Costliest Hurricanes In The United States (1)
Estimated Insured Losses For The Top 10 Historical Hurricanes Based On Current Exposures (1)
Hurricanes And Related Deaths In The United States, 2000-2019
Top 10 Deadliest Mainland U.S. Hurricanes (1)
Wildfire Lossses In The United States, 2010-2019 (1)
Top 10 States For Wildfires Ranked By Number Of Fires And By Number Of Acres Burned, 2019
Top 10 Costliest Wildland Fires In The United States (1)
Top 10 States At High To Extreme Wildfire Risk, 2019 (1)
The Fujita Scale For Tornadoes
Top 10 Costliest U.S. Catastrophes Involving Tornadoes (1)
Number Of Tornadoes And Related Deaths Per Month, 2019 (1)
Tornadoes And Related Deaths In The United States, 2000-2019 (1)
Top 10 States, By Number Of Tornadoes, 2019 (1)
Tornadoes And Related Deaths By State, 2019 (1)
Estimated U.S. Properties Affected By Hail, 2013-2017 (1)
Top 10 States Ranked By Number of Hail Loss Claims, 2017-2019
Top Five States By Number Of Major Hail Events, 2019 (1)
Top 15 Costliest U.S. Winter Events By Insured Losses, 1980-2019 (1)
Top 10 Most Significant Flood Events By National Flood Insurance Program Payouts (1)
Top 10 Costliest U.S. Earthquakes By Inflation-Adjusted Insured Losses (1)
Estimated Insured Losses For The Top 10 Historical Earthquakes Based On Current Exposures (1)
U.S. Man-made Catastrophes
Fire Losses in The United States, 2009-2018 (1)
Fire Losses In The United States, By Line Of Insurance, 2018 (1)
Structure Fires, 2009-2018 (1)
Civilian (Nonfirefighter) Fire Deaths And Injuries By Property Use, 2018
Structure Fires By Type Of Use, 2018 (1)
Top 10 Costliest Large-Loss Fires, 2018
Top 10 Costliest Large-Loss Fires In U.S. History
Top Catastrophic Multiple-Death Fires, 2018 (1)
Top 10 Most Catastrophic Multiple-Death Fires In U.S. History (1)
Costliest U.S. Civil Disorders
Top 20 Costliest Terrorist Acts by Insured Property Losses
Selected Examples of Historic Nuclear Events, as Classified by the INES Scale (1)
Crime
Intentionally Set Fires, 2009-2018
Number And Rate Of Property Crime Offenses In The United States, 2009-2018 (1)
Number Of Data Breaches And Records Exposed, 2010-2019 (1)
Data Breaches and Records Exposed By Industry, 2019
Cybercrime Complaints, 2015-2019 (1)
Top 10 States By Number Of Cybercrime Victims, 2019 (1)
Identity Theft And Fraud Reports, 2015-2019 (1)
Top Five Types of Identity Theft, 2019 (1)
Identity Theft By State, 2018 (1)
Motor Vehicles
Traffic Deaths, 2010-2019
Motor Vehicle Crashes By Type, 2009-2018
Motor Vehicle Traffic Deaths By State, 2017-2018
Vehicles Involved In Fatal Crashes By Vehicle Type, 2008 And 2017
Motor Vehicle Deaths By Activity Of Person Killed, 2017
Sex Of Drivers Involved In Fatal Crashes, 2008-2017 (1)
Drivers In Fatal Motor Vehicle Crashes By Age, 2017
Motor Vehicle Deaths Per 100,000 Persons By Age, 2017
Driving Behaviors Reported For Drivers And Motorcycle Operators Involved In Fatal Crashes, 2018
Total Traffic And Alcohol-Impaired Crash Fatalities, 1985-2018
Percent Of Drivers Involved In Fatal Crashes Impaired By Alcohol By Age, 2009 And 2018 (1)
Persons Killed In Total And Alcohol-Impaired Crashes By Person Type, 2017
Driver Handheld Cellphone Use By Age, 2009-2018 (1)
Fatal Crashes Involving Distracted Drivers, 2018
Motorcycle Helmet Use, 2000-2019 (1)
Passenger Vehicle Collision Coverage Insurance Losses, 2016-2018 Model Years
Motor Vehicle Theft, 2009-2018
Top 10 U.S. Metropolitan Statistical Areas By Motor Vehicle Theft Rate, 2018
Top 10 States With The Most And The Fewest Number Of Motor Vehicle Thefts, 2018
Top 10 Most Frequently Stolen Vehicles, 2018
Recreational Watercraft Accidents, 2014-2018 (1)
Top 10 States By Recreational Watercraft Accidents, 2018 (1)
Top 10 States By Recreational Watercraft Theft, 2019 (1)
Sports Injuries By Number Of Injuries, 2017
ATV-Related Deaths And Injuries, 2014-2018 (1)
Aircraft Accidents In The United States, 2018 (1)
Large Airline Accidents In The United States, 2009-2018 (1)
World Aviation Accidents, 2014-2018
Top 10 Deadliest World Aviation Crashes
Workplace Losses And Deaths, 2009-2018
Top 10 Private Industry Sectors By Number Of Nonfatal Occupational Injuries and Illnesses, 2018
Top 10 Private Industry Occupations With The Largest Number Of Injuries And Illnesses, 2018 (1)
Workplace Deaths By Selected Cause, 2016-2017(1)
Estimated Asbestos Losses, 2009-2018 (1)
Unintentional Home Deaths And Injuries, 2018
Principal Types Of Home Unintentional Injury Deaths, 2018
Top 15 Major Causes of Death, 2017
Deaths In The United States By Firearm, 2016 And 2017
Number Of Drug Overdose Deaths, 2000-2018
Factors Affecting Costs
Insurance And Other Consumer Expenditures As A Percent Of Total Household Spending, 1990-2018 (1)
Insurance And Other Consumer Expenditures As A Percentage Of Total Household Spending, 2018
Consumer Price Indices For Insurance And Related Items And Annual Rates Of Change, 2010-2019
Consumer Price Indices For Insurance And Related Items And Annual Rates Of Change, 2010-2019 (Cont'd)
Consumer Price Indices For Insurance And Related Items And Annual Rates Of Change, 2010-2019 (Cont'd)
Tort Costs And Compensation Paid By State, 2016 (1)
Defense Costs And Cost Containment Expenses As A Percent of Incurred Losses, 2016-2018 (1)
Trends In Personal Injury Lawsuits, 2011-2017 (1)
Median And Average Personal Injury Jury Awards By Type Of Liability, 2017
Trends In Employment Practices Liability, 2011-2017
Employment Practices Liability Verdicts, By Defendant Type, 2011-2017 (1)
Post-Reform Act Class Action Filings Of Securities Lawsuits By Industry, 1997-2019 (1)
Post-Reform Act Class Action Settlements Of Securities Lawsuits, 1996-2019 (1)