I.I.I. Testifies on Workers Compensation in Ohio


Ohio Competitive Workers Compensation Task Force Meeting

Dr. Robert P. Hartwig, CPCU
August 19, 2010

This PowerPoint presentation and accompanying report, presented by Robert Hartwig, president of the Insurance Information Institute, before the Ohio Competitive Workers Compensation Task Force, provides an overview of the history and current state of the workers compensation insurance market, with a focus on Ohio. The presentation discusses the rationale for government monopoly of workers comp programs, such as exists in Ohio, and a critique of that role as well as the advantages that competition could bring to the market. The presentation examines the social, economic and political forces that shaped Ohio’s original workers compensation laws a century ago and continue to influence the structure of the state’s workers compensation system today. A timeline of workers comp developments in Ohio and nationwide is offered. Other sections deal with the workers compensation operating environment, including size, growth, competition, underwriting performance, residual markets and employer cost; the importance of free, open and fair competition for workers comp insurers of all size should Ohio open its market to competition; and workplace safety.

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Download OhioWCSlides-0819101.pdf

Download OhioWCSlides-0819101.ppt


Robert P. Hartwig, Ph.D., CPCU, President & Economist, testified before Ohio Bureau of Workers Compensation on August 19, 2010.

The hearing focused on "Ohio Competitive Workers' Compensation Task Force Meeting". You can download the testimony below:

I.I.I. Testifies on Workers Compensation In Ohio - Testimony (PDF File)

I.I.I. Testifies on Workers Compensation In Ohio - Presentation (PPT File)

I.I.I. Testifies on Workers Compensation In Ohio - Presentation (PDF File)