Fire Insurance, 2013-2022

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2013 $11,229,431 4.0% 79.1 -8.3 pts.
2014 11,501,516 2.4 86.0 6.9
2015 11,417,751 -0.7 84.9 -1.1
2016 11,005,907 -3.6 92.0 7.2
2017 10,688,228 -2.9 118.6 26.6
2018 11,622,617 8.7 111.4 -7.2
2019 11,935,179 2.7 95.9 -15.5
2020 13,196,751 10.6 104.5 8.6
2021 15,557,353 17.9 106.4 2.0
2022 16,485,819 6.0 94.6 -11.8
(1) After reinsurance transactions, excludes state funds. (2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration. (3) Calculated from unrounded data. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.