Mortgage Guaranty Insurance, 2011-2020

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2011 $4,242,340 -0.2% 219.0 20.7 pts.
2012 3,965,896 -6.5 189.7 -29.4
2013 4,329,947 9.2 98.0 -91.7
2014 4,180,006 -3.5 70.2 -27.7
2015 4,681,917 12.0 58.1 -12.1
2016 4,410,832 -5.8 49.9 -8.1
2017 4,376,797 -0.8 40.4 -9.5
2018 4,693,844 7.2 29.2 -11.2
2019 4,862,954 3.6 32.8 3.6
2020 4,765,345 -2.0 62.8 30.0
(1) After reinsurance transactions, excludes state funds. (2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration. (3) Calculated from unrounded numbers. Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.