Estimated Insured Losses For The Top 10 Historical Earthquakes Based On Current Exposures (1)

($ billions)

Rank Date Location Magnitude 2017 insured loss (current exposures)
1 1906 San Francisco, CA 7.8 $71
2 1811-1812 New Madrid, MO 7.7 59
3 1700 Cascadia Subduction Zone, WA, OR, CA 9.0 47
4 1838 San Francisco, CA 7.4 31
5 1886 Charleston, SC 7.3 30
6 1994 Northridge, CA 6.7 15
7 1868 Hayward, CA 7.0 15
8 1812 Wrightwood, CA 7.5 12
9 1857 Fort Tejon, CA 7.9 8
10 1989 Loma Prieta, CA 6.9 4
(1) Modeled loss to property, contents, business interruption and additional living expenses for residential, mobile home, commercial and auto exposures as of December 31, 2016. Losses include demand surge and fire following earthquake and account for tsunami, liquefaction and landslide. Policy conditions and earthquake insurance take-up rates are based on estimates by state insurance departments and client claims data. The model reflects recent updates to seismic and ground motion information as well as updated building characteristics of insured properties. Source: AIR Worldwide Corporation.