National Flood Insurance Program Policies By State, 2021 (1)

 

  Direct NFIP business WYO business Total NFIP/WYO
State Number of policies Insurance in force (2) ($ millions) Number of policies Insurance in force (2) ($ millions) Number of policies Insurance in force (2) ($ millions)
Alabama 8,991 $2,075.0 42,916 $10,884.5 51,907 $12,959.5
Alaska 610 155.5 1,588 469.4 2,198 624.9
Arizona 4,650 1,184.6 22,262 6,011.0 26,912 7,195.6
Arkansas 2,704 473.0 10,819 2,279.3 13,523 2,752.3
California 32,034 9,338.1 172,749 51,796.1 204,783 61,134.2
Colorado 3,191 848.3 15,525 4,330.6 18,716 5,178.8
Connecticut 1,951 474.0 30,460 8,149.6 32,411 8,623.6
Delaware 4,148 1,171.6 22,166 6,073.1 26,314 7,244.7
D.C. 138 34.1 1,911 474.5 2,049 508.7
Florida 112,822 31,395.2 1,598,878 408,009.2 1,711,700 439,404.4
Georgia 13,456 3,669.0 66,485 18,693.8 79,941 22,362.8
Hawaii 2,553 643.6 56,945 13,575.4 59,498 14,219.1
Idaho 891 240.9 4,788 1,315.9 5,679 1,556.8
Illinois 9,102 1,661.3 26,202 5,610.9 35,304 7,272.2
Indiana 3,882 686.4 14,518 3,217.2 18,400 3,903.6
Iowa 2,264 396.6 9,353 2,260.4 11,617 2,657.0
Kansas 1,673 311.1 6,593 1,451.6 8,266 1,762.7
Kentucky 3,127 486.5 15,888 2,963.2 19,015 3,449.7
Louisiana 111,320 30,306.3 395,858 110,536.5 507,178 140,842.8
Maine 496 112.8 6,992 1,791.9 7,488 1,904.7
Maryland 5,571 1,459.2 58,550 14,486.1 64,121 15,945.3
Massachusetts 3,362 799.2 52,483 14,202.8 55,845 15,002.0
Michigan 3,372 560.7 16,411 3,496.1 19,783 4,056.8
Minnesota 1,421 349.2 6,883 1,759.4 8,304 2,108.6
Mississippi 12,184 3,050.2 48,639 12,673.2 60,823 15,723.4
Missouri 3,467 632.9 14,906 3,380.4 18,373 4,013.3
Montana 669 147.4 3,446 774.1 4,115 921.5
Nebraska 1,999 340.6 6,475 1,482.1 8,474 1,822.7
Nevada 1,720 437.2 8,484 2,286.3 10,204 2,723.5
New Hampshire 554 130.3 6,865 1,654.8 7,419 1,785.1
New Jersey 14,199 3,290.6 196,638 51,250.3 210,837 54,540.8
New Mexico 1,719 349.2 9,165 2,056.5 10,884 2,405.7
New York 15,455 4,002.8 150,131 42,491.8 165,586 46,494.6
North Carolina 16,061 4,238.1 123,186 33,220.2 139,247 37,458.3
North Dakota 1,410 403.2 6,961 2,003.1 8,371 2,406.2
Ohio 4,894 791.8 21,966 4,620.1 26,860 5,411.8
Oklahoma 2,852 601.5 8,811 2,138.6 11,663 2,740.2
Oregon 4,901 1,289.0 19,585 5,297.0 24,486 6,585.9
Pennsylvania 7,158 1,277.4 42,310 9,907.5 49,468 11,184.8
Rhode Island 387 102.2 10,919 3,016.9 11,306 3,119.1
South Carolina 23,632 6,912.3 183,570 49,921.3 207,202 56,833.6
South Dakota 513 109.5 2,536 612.6 3,049 722.1
Tennessee 4,554 1,178.8 22,335 5,913.8 26,889 7,092.6
Texas 120,396 35,599.9 665,041 196,315.8 785,437 231,915.7
Utah 563 139.7 3,111 857.8 3,674 997.5
Vermont 257 52.9 2,962 709.6 3,219 762.5
Virginia 15,876 4,230.1 85,598 23,533.7 101,474 27,763.8
Washington 4,594 1,168.6 27,390 7,658.4 31,984 8,826.9
West Virginia 3,219 440.7 9,331 1,665.0 12,550 2,105.7
Wisconsin 1,570 300.0 10,322 2,278.0 11,892 2,578.0
Wyoming 276 72.7 1,342 368.3 1,618 441.0
Guam 0 0.0 18 0.4 18 0.4
American Samoa 100 20.1 63 13.8 163 33.9
N. Mariana Islands 2 0.1 6 0.3 8 0.4
Puerto Rico 212 25.4 4,478 842.2 4,690 867.6
Virgin Islands 245 52.0 1,158 243.6 1,403 295.6
Unknown 10 2.6 90 29.4 100 32.0
United States  599,377 $160,221.8 4,355,061 $1,163,055.2 4,954,438 $1,323,277.0
(1) As of August 1, 2021. (2) Direct and Write-Your-Own (WYO) business may not add to total due to rounding. (3) Total limits of liability for all policies in force. Note: Per FEMA request, this data is for internal use only. Please do not reproduce for external use. Source: U.S. Department of Homeland Security, Federal Emergency Management Agency, Federal Insurance & Mitigation Administration.