National Flood Insurance Program Policies By State, 2019 (1)

 

  Direct NFIP business WYO business Total NFIP/WYO
State Number of policies Insurance in force (2) ($ millions) Number of policies Insurance in force (2) ($ millions) Number of policies Insurance in force (2) ($ millions)
Alabama 9,189 $2,090.2 43,606 $10,862.8 52,795 $12,953.0
Alaska 589 145.2 1,682 483.2 2,271 628.4
Arizona 4,873 1,218.7 24,092 6,354.0 28,965 7,572.7
Arkansas 2,873 491.1 11,462 2,363.1 14,335 2,854.2
California 34,035 9,793.8 179,997 53,513.0 214,032 63,306.8
Colorado 3,412 889.1 16,193 4,442.9 19,605 5,332.0
Connecticut 2,038 494.6 32,385 8,486.9 34,423 8,981.5
Delaware 4,272 1,188.4 22,082 5,993.0 26,354 7,181.4
D.C. 136 39.2 1,888 479.3 2,024 518.5
Florida 117,952 31,935.4 1,609,901 407,996.3 1,727,853 439,931.7
Georgia 14,206 3,817.9 68,053 18,982.5 82,259 22,800.3
Hawaii 2,596 643.8 58,704 13,828.5 61,300 14,472.3
Idaho 950 247.7 4,797 1,288.4 5,747 1,536.1
Illinois 9,468 1,757.6 27,034 5,702.6 36,502 7,460.2
Indiana 4,270 731.3 15,580 3,368.6 19,850 4,100.0
Iowa 2,503 426.2 10,027 2,327.7 12,530 2,753.9
Kansas 1,874 332.7 6,987 1,505.4 8,861 1,838.1
Kentucky 3,168 490.0 16,106 2,959.8 19,274 3,449.8
Louisiana 112,472 30,198.9 386,192 106,454.8 498,664 136,653.7
Maine 525 116.9 7,250 1,836.7 7,775 1,953.6
Maryland 5,817 1,517.6 59,509 14,539.4 65,326 16,057.0
Massachusetts 3,626 858.5 54,453 14,633.2 58,079 15,491.7
Michigan 3,603 580.6 17,145 3,571.4 20,748 4,152.0
Minnesota 1,845 451.5 8,663 2,178.7 10,508 2,630.3
Mississippi 12,535 3,098.2 48,979 12,564.8 61,514 15,663.1
Missouri 3,755 647.7 15,720 3,459.4 19,475 4,107.2
Montana 712 155.7 3,601 797.4 4,313 953.2
Nebraska 2,130 358.9 6,978 1,557.3 9,108 1,916.2
Nevada 1,821 456.3 8,749 2,354.5 10,570 2,810.8
New Hampshire 514 115.2 7,210 1,674.6 7,724 1,789.8
New Jersey 14,946 3,418.5 201,842 52,097.4 216,788 55,515.9
New Mexico 1,813 366.8 9,647 2,140.3 11,460 2,507.2
New York 16,189 4,182.9 153,996 43,263.5 170,185 47,446.4
North Carolina 16,651 4,246.8 126,662 33,452.3 143,313 37,699.1
North Dakota 2,289 650.8 11,242 3,243.3 13,531 3,894.1
Ohio 5,296 844.0 23,463 4,825.1 28,759 5,669.1
Oklahoma 3,074 632.6 9,338 2,206.3 12,412 2,838.9
Oregon 5,084 1,311.0 19,872 5,284.0 24,956 6,595.0
Pennsylvania 7,586 1,330.6 43,755 10,123.7 51,341 11,454.3
Rhode Island 414 107.6 11,574 3,161.7 11,988 3,269.3
South Carolina 24,290 6,980.1 187,051 50,340.4 211,341 57,320.5
South Dakota 622 129.8 3,142 737.7 3,764 867.5
Tennessee 4,780 1,204.6 22,630 5,886.1 27,410 7,090.7
Texas 125,833 35,292.9 659,460 191,605.5 785,293 226,898.4
Utah 584 140.4 3,190 886.7 3,774 1,027.1
Vermont 276 54.0 3,038 717.0 3,314 771.0
Virginia 16,455 4,333.9 88,278 24,064.4 104,733 28,398.3
Washington 4,768 1,175.0 27,827 7,595.1 32,595 8,770.1
West Virginia 3,487 465.8 9,841 1,723.9 13,328 2,189.7
Wisconsin 1,727 320.1 11,251 2,424.4 12,978 2,744.5
Wyoming 300 79.0 1,415 378.5 1,715 457.5
Guam 95 18.7 78 16.1 173 34.8
American Samoa 18 1.3 28 0.6 46 1.9
N. Mariana Islands 2 0.1 6 0.2 8 0.3
Puerto Rico 3,115 232.2 4,586 826.7 7,701 1,058.9
Virgin Islands 268 53.0 1,190 237.7 1,458 290.7
Unknown 1 0.4 117 30.4 118 30.7
United States  627,722 $162,861.9 4,409,544 $1,163,829.6 5,037,266 $1,326,691.5
(1) Direct and Write-Your-Own (WYO) business may not add to total due to rounding. (2) Total limits of liability for all policies in force. Source: U.S. Department of Homeland Security, Federal Emergency Management Agency.