FIRE INSURANCE, 2003-2012

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2003 $8,394,057 14.0% 79.7 -4.5 pts.
2004 8,025,042 -4.4 73.2 -6.5
2005 7,934,584 -1.1 83.3 10.1
2006 9,365,050 18.0 78.0 -5.3
2007 9,664,054 3.2 85.6 7.6
2008 9,906,059 2.5 92.3 6.7
2009 10,109,161 2.1 78.6 -13.7
2010 10,199,101 0.9 80.2 1.7
2011 10,317,968 1.2 94.1 13.9
2012 10,766,151 4.3 87.5 -6.7
(1) After reinsurance transactions, excludes state funds. (2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration. (3) Calculated from unrounded data. Source: SNL Financial LC.