ESTIMATED PERCENTAGE OF UNINSURED MOTORISTS BY STATE, 2009 (1)
State Uninsured Rank (2) State Uninsured Rank (2)
Alabama 21.8% 5 Montana 11.4% 25
Alaska 13.0 21 Nebraska 7.8 38
Arizona 11.9 23 Nevada 13.2 20
Arkansas 16.0 11 New Hampshire 10.9 27
California 15.0 15 New Jersey 11.2 26
Colorado 15.2 14 New Mexico 25.7 2
Connecticut 9.5 33 New York 5.4 41
Delaware 10.8 28 North Carolina 13.5 19
D.C. 15.3 13 North Dakota 9.1 34
Florida (3) 23.5 4 Ohio 15.7 12
Georgia 15.7 12 Oklahoma 23.9 3
Hawaii 11.2 26 Oregon 10.4 30
Idaho 7.9 37 Pennsylvania 6.6 40
Illinois 14.9 16 Rhode Island 17.6 8
Indiana 16.3 9 South Carolina 10.7 29
Iowa 11.5 24 South Dakota 8.6 35
Kansas 9.8 32 Tennessee 23.9 3
Kentucky 17.8 7 Texas 14.9 16
Louisiana 12.9 22 Utah 8.2 36
Maine 4.5 42 Vermont 7.1 39
Maryland 14.9 16 Virginia 10.8 28
Massachusetts 4.5 42 Washington 16.1 10
Michigan 19.5 6 West Virginia 10.8 28
Minnesota 13.0 21 Wisconsin 14.6 17
Mississippi 28.0 1 Wyoming 10.3 31
Missouri 13.7 18      
(1) 2012 data not yet available. Percentage of uninsured drivers, as measured by the ratio of uninsured motorists (UM) claims to bodily injury (BI) claims frequencies. (2) Rank calculated from unrounded data. (3) In Florida, compulsory auto laws apply to personal injury protection (PIP) and physical damage, but not to third party bodily injury coverage. Source: Insurance Research Council.