INSURANCE PROVIDED BY FAIR PLANS BY STATE, FISCAL YEAR 2013 (1)
  Number of    
State Habitational policies Commercial policies Exposure (2) ($000) Direct premiums written ($000)
California 123,287 5,327 $41,708,503 $69,103
Connecticut  2,829 116 540,843 3,687
Delaware 1,947 73 306,440 629
D.C. 368 63 115,687 393
Florida (3) 1,418,877 40,467 228,887,485 2,761,638
Georgia 33,793 1,792 4,731,530 25,431
Illinois 6,406 94 686,372 7,132
Indiana 2,232 52 243,382 2,190
Iowa 1,133 42 73,477 800
Kansas 11,648 163 623,217 5,540
Kentucky 11,596 589 589,679 7,633
Louisiana (3) 126,708 5,022 17,831,008 179,003
Maryland 2,225 89 421,309 1,408
Massachusetts 215,201 378 77,176,753 275,455
Michigan 24,109 439 3,011,975 26,581
Minnesota                      5,465 37 1,259,687 4,257
Mississippi 12,847 (4) 751,425 8,829
Missouri 4,088 179 234,464 2,209
New Jersey 18,098 529 2,601,010 10,865
New Mexico 10,612 223 70,119 4,038
New York 52,312 3,584 14,449,237 36,996
North Carolina 139,642 2,226 11,204,596 52,429
Ohio 30,727 547 7,116,116 25,857
Oregon 2,332 80 189,989 947
Pennsylvania 20,706 1,463 1,731,758 8,272
Rhode Island 16,643 134 3,997,695 20,933
Texas 155,469 (4) 20,594,317 122,683
Virginia 32,871 557 4,429,507 19,798
Washington 54 23 21,109 175
West Virginia 591 71 36,646 372
Total               2,484,816 64,359 $445,635,335 $3,685,283
(1) Excludes the FAIR Plans of Arkansas, Hawaii and Wisconsin. (2) Exposure is the estimate of the aggregate value of all insurance in force in all FAIR Plans in all lines (except liability, where applicable, and crime) for 12 months ending September through December. (3) Citizens Property Insurance Corporation, which combined the FAIR and Beach Plans. (4) The Mississippi and Texas FAIR Plans do not offer a commercial policy. Source: Property Insurance Plans Service Office (PIPSO).