HOMEOWNERS MULTIPLE PERIL INSURANCE, 2004-2013

($000)

Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2004 $49,980,419 8.8% 96.2 -2.2 pts.
2005 53,010,922 6.1 105.1 8.9
2006 55,822,275 5.3 89.5 -15.6
2007 57,053,137 2.2 93.9 4.4
2008 57,375,139 0.6 115.4 21.5
2009 58,478,195 1.9 105.7 -9.7
2010 61,659,466 5.4 106.0 0.3
2011 64,131,058 4.0 121.0 15.0
2012 67,847,033 5.8 103.0 -18.1
2013 72,773,216 7.3 89.6 -13.4
(1) After reinsurance transactions, excludes state funds. (2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration. (3) Calculated from unrounded data.   Source: SNL Financial LC.