INSURANCE AND OTHER CONSUMER EXPENDITURES AS A PERCENT OF TOTAL HOUSEHOLD SPENDING, 1990-2013 (1)
  1990 1995 2000 2005 2010 2011 2012 2013
Housing 30.0% 31.7% 31.7% 31.9% 33.7% 33.1% 32.1% 32.8%
Transportation 15.9 16.4 17.5 16.0 13.9 14.7 15.5 15.6
Food 15.0 14.0 13.6 12.8 12.7 13.0 12.8 12.9
Retirement (2) 8.8 8.0 7.8 10.4 10.5 10.3 10.2 10.2
Other 10.6 10.2 10.5 10.4 10.4 10.3 10.6 10.0
Total insurance 5.8 6.8 6.3 6.5 7.3 7.2 7.4 7.7
     Health 2.0 2.7 2.6 2.9 3.8 3.9 3.9 4.4
     Vehicle 2.0 2.2 2.0 2.0 2.1 2.0 2.0 2.0
     Homeowners 0.5 0.7 0.7 0.7 0.8 0.8 0.8 0.7
     Life 1.2 1.1 1.0 0.8 0.6 0.6 0.6 0.6
     Other 0.1 0.1 0.1 0.1 (3) (3) (3) (3)
Entertainment 5.0 5.0 4.9 5.1 5.2 5.2 5.1 4.9
Clothing 5.7 5.3 4.9 4.1 3.5 3.5 3.4 3.1
Healthcare 3.1 2.7 2.8 2.8 2.8 2.8 2.9 2.7
(1) Ranked by 2013 data. (2) Mostly payroll deductions for retirement purposes such as Social Security (78% of retirement expenditures), government and private pension plans (13%) and nonpayroll deposits such as IRAs (9%) in 2013. (3) Less than 0.1 percent. Note: Percentages may not add due to rounding. Source: U.S. Department of Labor, Bureau of Labor Statistics.