TOP 10 STATES FOR HOMEOWNERS INSURANCE LIGHTNING LOSSES BY NUMBER OF CLAIMS, 2014
Rank State Number of paid claims Insured losses ($ millions) Average cost per claim
1 Florida 10,440 $73.9 $7,075
2 Georgia 9,805 62.2 6,341
3 Texas 5,622 60.0 10,671
4 Louisiana 5,007 25.1 5,009
5 North Carolina 4,886 28.8 5,891
6 Alabama 4,853 39.2 8,079
7 Illinois 4,049 25.7 6,348
8 Pennsylvania 3,960 21.7 5,491
9 Tennessee 3,638 31.2 8,583
10 Indiana 3,262 22.3 6,832
Source: Insurance Information Institute, State Farm®.