COMMERCIAL AUTOMOBILE INSURANCE, 2005-2014

($000)

  Liability Collision/comprehensive
Year Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3) Net premiums written (1) Annual percent change Combined ratio (2) Annual point change (3)
2005 $19,766,618 1.0% 92.0 -4.9 pts. $6,929,335 -3.1% 88.1 5.1 pts.
2006 19,704,282 -0.3 95.7 3.7 6,949,388 0.3 88.4 0.3
2007 18,803,425 -4.6 95.4 -0.3 6,630,652 -4.6 91.0 2.5
2008 17,833,085 -5.2 97.4 2.0 5,989,108 -9.7 94.7 3.7
2009 16,581,981 -7.0 100.6 3.1 5,347,981 -10.7 96.9 2.3
2010 16,249,433 -2.0 97.1 -3.5 4,870,380 -8.9 101.6 4.7
2011 16,382,082 0.8 101.1 4.0 4,647,376 -4.6 112.0 10.4
2012 16,984,612 3.7 106.6 5.5 5,099,427 9.7 109.2 -2.9
2013 18,354,752 8.1 107.2 0.7 5,536,173 8.6 105.2 -3.9
2014 19,570,622 6.6 103.7 -3.5 6,114,388 10.4 103.0 -2.2
(1) After reinsurance transactions, excludes state funds. (2) After dividends to policyholders. A drop in the combined ratio represents an improvement; an increase represents a deterioration. (3) Calculated from unrounded numbers. Source: SNL Financial LC.